Emerald Life Wedding Insurance Review and Quotes
verified information
Information verified by Adeline Harmant
Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
Discover the methodologyAre you getting married, and wondering if Emerald Life is the best insurer to cover your event?
You are at the right place!
In the below review, we will tell you everything you need to know about Emerald Life Wedding Insurance: prices and cover breakdown per level of protection available, contact details, claim process and much more.
Let’s dive in.
Is Emerald Life the best insurer to cover your wedding?
You may already know that going always for the cheapest wedding insurance premium is not the best option when it comes to getting refund in case something goes wrong while planning your event.
At Safe, we strive to help any UK resident getting married to get the best wedding cover to organize such a beautiful day with complete peace of mind. This is why we’ve dug into Emerald Life's policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,8 Safe overall rating for Emerald Life
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction and claims |
Very high reviews on Feefo | |
| Cover provided for your home |
Worldwide wedding insurance from £12,5K to £100K | |
| Value for money |
Competitive rates for the level of cover provided | |
| Financial strength |
Emerald Life Limited is an Appointed Representative of Commercial and General Limited, which is authorised and regulated by the FCA | |
| Technology |
100% online quote process, modern website |
To get the best deal for your event, compare Emerald Life wedding insurance with other wedding insurance deals on the market. 100% free and anonymous.
Compare the best wedding insurance in just a few seconds!
Expert and consumers reviews for Emerald Life wedding insurance
| Review organisation | Emerald Life wedding insurance reviews |
|---|---|
| Feefo | 4,8/5 based on 52 opinions |
What does Emerald Life wedding insurance cover?
You will find below Emerald Life wedding insurance breakdown per level of cover. Limits mentioned are a maximum of compensation you can get, depending on what you spent.
Policy name | Diamond | Premier | Premier Plus | Platinum | |||||
|---|---|---|---|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 | |||||
| Excess | £25 | £50 | £50 | £250 | |||||
| Cancellation | £12 500 | £32 000 | £65 000 | £100 000 | |||||
| Bridal attire | £5 000 | £10 000 | £10 000 | £20 000 | |||||
| Wedding gifts | £3 000 | £10 000 | £10 000 | £15 000 | |||||
| Cash and voucher limit for gifts | £300 | £1 250 | £1 250 | £2 000 | |||||
| Photo or video | £5 000 | £12 000 | £22 000 | £50 000 | |||||
| Cake | £3 000 | £8 000 | £10 000 | £15 000 | |||||
| Rings | £3 000 | £8 000 | £10 000 | £15 000 | |||||
| Flower | £3 000 | £8 000 | £10 000 | £15 000 | |||||
| Liability coverage | Public | Public | Public | Public | |||||
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | |||||
| Transport | £5 000 | £12 000 | £22 000 | £50 000 | |||||
| Supplier failure | £7 000 | £16 000 | £35 000 | £50 000 | |||||
| Legal expenses | £5 000 | £20 000 | £20 000 | £20 000 |
Policy name | Diamond | Premier | Premier Plus | Platinum | ||||
|---|---|---|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 | ||||
| Excess | £25 | £50 | £50 | £250 | ||||
| Cancellation | £12 500 | £32 000 | £65 000 | £100 000 | ||||
| Bridal attire | £5 000 | £10 000 | £10 000 | £20 000 | ||||
| Wedding gifts | £3 000 | £10 000 | £10 000 | £15 000 | ||||
| Cash and voucher limit for gifts | £300 | £1 250 | £1 250 | £2 000 | ||||
| Photo or video | £5 000 | £12 000 | £22 000 | £50 000 | ||||
| Cake | £3 000 | £8 000 | £10 000 | £15 000 | ||||
| Rings | £3 000 | £8 000 | £10 000 | £15 000 | ||||
| Flower | £3 000 | £8 000 | £10 000 | £15 000 | ||||
| Liability coverage | Public | Public | Public | Public | ||||
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | ||||
| Transport | £5 000 | £12 000 | £22 000 | £50 000 | ||||
| Supplier failure | £7 000 | £16 000 | £35 000 | £50 000 | ||||
| Legal expenses | £5 000 | £20 000 | £20 000 | £20 000 |
Policy name | Diamond | Premier | Premier Plus | Platinum | |||
|---|---|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 | |||
| Excess | £25 | £50 | £50 | £250 | |||
| Cancellation | £12 500 | £32 000 | £65 000 | £100 000 | |||
| Bridal attire | £5 000 | £10 000 | £10 000 | £20 000 | |||
| Wedding gifts | £3 000 | £10 000 | £10 000 | £15 000 | |||
| Cash and voucher limit for gifts | £300 | £1 250 | £1 250 | £2 000 | |||
| Photo or video | £5 000 | £12 000 | £22 000 | £50 000 | |||
| Cake | £3 000 | £8 000 | £10 000 | £15 000 | |||
| Rings | £3 000 | £8 000 | £10 000 | £15 000 | |||
| Flower | £3 000 | £8 000 | £10 000 | £15 000 | |||
| Liability coverage | Public | Public | Public | Public | |||
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | |||
| Transport | £5 000 | £12 000 | £22 000 | £50 000 | |||
| Supplier failure | £7 000 | £16 000 | £35 000 | £50 000 | |||
| Legal expenses | £5 000 | £20 000 | £20 000 | £20 000 |
Policy name | Diamond | Premier | Premier Plus | Platinum | ||
|---|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 | ||
| Excess | £25 | £50 | £50 | £250 | ||
| Cancellation | £12 500 | £32 000 | £65 000 | £100 000 | ||
| Bridal attire | £5 000 | £10 000 | £10 000 | £20 000 | ||
| Wedding gifts | £3 000 | £10 000 | £10 000 | £15 000 | ||
| Cash and voucher limit for gifts | £300 | £1 250 | £1 250 | £2 000 | ||
| Photo or video | £5 000 | £12 000 | £22 000 | £50 000 | ||
| Cake | £3 000 | £8 000 | £10 000 | £15 000 | ||
| Rings | £3 000 | £8 000 | £10 000 | £15 000 | ||
| Flower | £3 000 | £8 000 | £10 000 | £15 000 | ||
| Liability coverage | Public | Public | Public | Public | ||
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | ||
| Transport | £5 000 | £12 000 | £22 000 | £50 000 | ||
| Supplier failure | £7 000 | £16 000 | £35 000 | £50 000 | ||
| Legal expenses | £5 000 | £20 000 | £20 000 | £20 000 |
Policy name | Diamond | Premier | Premier Plus | Platinum | |
|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 | |
| Excess | £25 | £50 | £50 | £250 | |
| Cancellation | £12 500 | £32 000 | £65 000 | £100 000 | |
| Bridal attire | £5 000 | £10 000 | £10 000 | £20 000 | |
| Wedding gifts | £3 000 | £10 000 | £10 000 | £15 000 | |
| Cash and voucher limit for gifts | £300 | £1 250 | £1 250 | £2 000 | |
| Photo or video | £5 000 | £12 000 | £22 000 | £50 000 | |
| Cake | £3 000 | £8 000 | £10 000 | £15 000 | |
| Rings | £3 000 | £8 000 | £10 000 | £15 000 | |
| Flower | £3 000 | £8 000 | £10 000 | £15 000 | |
| Liability coverage | Public | Public | Public | Public | |
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 | |
| Transport | £5 000 | £12 000 | £22 000 | £50 000 | |
| Supplier failure | £7 000 | £16 000 | £35 000 | £50 000 | |
| Legal expenses | £5 000 | £20 000 | £20 000 | £20 000 |
Policy name | Diamond | Premier | Premier Plus | Platinum |
|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 |
| Excess | £25 | £50 | £50 | £250 |
| Cancellation | £12 500 | £32 000 | £65 000 | £100 000 |
| Bridal attire | £5 000 | £10 000 | £10 000 | £20 000 |
| Wedding gifts | £3 000 | £10 000 | £10 000 | £15 000 |
| Cash and voucher limit for gifts | £300 | £1 250 | £1 250 | £2 000 |
| Photo or video | £5 000 | £12 000 | £22 000 | £50 000 |
| Cake | £3 000 | £8 000 | £10 000 | £15 000 |
| Rings | £3 000 | £8 000 | £10 000 | £15 000 |
| Flower | £3 000 | £8 000 | £10 000 | £15 000 |
| Liability coverage | Public | Public | Public | Public |
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 | £2 000 000 |
| Transport | £5 000 | £12 000 | £22 000 | £50 000 |
| Supplier failure | £7 000 | £16 000 | £35 000 | £50 000 |
| Legal expenses | £5 000 | £20 000 | £20 000 | £20 000 |
Policy name | Diamond | Premier | Premier Plus |
|---|---|---|---|
| Premium | £49 | £109 | £199 |
| Excess | £25 | £50 | £50 |
| Cancellation | £12 500 | £32 000 | £65 000 |
| Bridal attire | £5 000 | £10 000 | £10 000 |
| Wedding gifts | £3 000 | £10 000 | £10 000 |
| Cash and voucher limit for gifts | £300 | £1 250 | £1 250 |
| Photo or video | £5 000 | £12 000 | £22 000 |
| Cake | £3 000 | £8 000 | £10 000 |
| Rings | £3 000 | £8 000 | £10 000 |
| Flower | £3 000 | £8 000 | £10 000 |
| Liability coverage | Public | Public | Public |
| Liability limit | £2 000 000 | £2 000 000 | £2 000 000 |
| Transport | £5 000 | £12 000 | £22 000 |
| Supplier failure | £7 000 | £16 000 | £35 000 |
| Legal expenses | £5 000 | £20 000 | £20 000 |
Policy name | Diamond | Premier |
|---|---|---|
| Premium | £49 | £109 |
| Excess | £25 | £50 |
| Cancellation | £12 500 | £32 000 |
| Bridal attire | £5 000 | £10 000 |
| Wedding gifts | £3 000 | £10 000 |
| Cash and voucher limit for gifts | £300 | £1 250 |
| Photo or video | £5 000 | £12 000 |
| Cake | £3 000 | £8 000 |
| Rings | £3 000 | £8 000 |
| Flower | £3 000 | £8 000 |
| Liability coverage | Public | Public |
| Liability limit | £2 000 000 | £2 000 000 |
| Transport | £5 000 | £12 000 |
| Supplier failure | £7 000 | £16 000 |
| Legal expenses | £5 000 | £20 000 |
Policy name | Diamond |
|---|---|
| Premium | £49 |
| Excess | £25 |
| Cancellation | £12 500 |
| Bridal attire | £5 000 |
| Wedding gifts | £3 000 |
| Cash and voucher limit for gifts | £300 |
| Photo or video | £5 000 |
| Cake | £3 000 |
| Rings | £3 000 |
| Flower | £3 000 |
| Liability coverage | Public |
| Liability limit | £2 000 000 |
| Transport | £5 000 |
| Supplier failure | £7 000 |
| Legal expenses | £5 000 |
Watch out!
No new wedding policies issued while covid-19 wedding government ban is still in place. Existing wedding policies remain unchanged.
How much does Emerald Life wedding insurance cost?
You will find below Emerald Life wedding insurance premiums:
Policy name | Diamond | Premier | Premier Plus | Platinum | |||||
|---|---|---|---|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 |
Policy name | Diamond | Premier | Premier Plus | Platinum | ||||
|---|---|---|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 |
Policy name | Diamond | Premier | Premier Plus | Platinum | |||
|---|---|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 |
Policy name | Diamond | Premier | Premier Plus | Platinum | ||
|---|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 |
Policy name | Diamond | Premier | Premier Plus | Platinum | |
|---|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 |
Policy name | Diamond | Premier | Premier Plus | Platinum |
|---|---|---|---|---|
| Premium | £49 | £109 | £199 | £299 |
Policy name | Diamond | Premier | Premier Plus |
|---|---|---|---|
| Premium | £49 | £109 | £199 |
Policy name | Diamond | Premier |
|---|---|---|
| Premium | £49 | £109 |
Policy name | Diamond |
|---|---|
| Premium | £49 |
However, you may find better value for money deals shopping around and compare Emerald Life wedding gifts, flowers, rings and cancellation cover with others insurers' offers. Compare 12 weddings insurance plans in a few secs only, 100% anonymously.
You can adjust your wedding insurance premium getting optional extras such as:
- marquee cover
- extended public liability
- extended supplier failure
- excess waiver.
Can I get Emerald Life wedding insurance promo code or vouchers?
Enter your email address on the website and benefit from a £10 promo code.
Or check on our comparison tool to be aware of latest promo codes and vouchers.
How to claim on Emerald Life wedding insurance?
To claim at Emerald Life you can either do it by email or by phone.
| Contact details | |
|---|---|
| Claim by mail at Emerald Life | Emerald Life Wedding Claims |
| Claim by email at Emerald Life | [email protected] |
| Claim by phone at Emerald Life | 0333 234 3723 |
How to contact Emerald Life wedding insurance?
To contact Emerald Life, you can refer to the table below:
| Phone numbers | Opening hours | |
|---|---|---|
| General enquiries | 0330 113 7109 | Not stated |
| Customer service | 0330 131 9960 | Not stated |
| Contact details | |
|---|---|
| Contact by mail | Emerald Life Customer Relations Team |
| Contact by email | [email protected] |
How to cancel my Emerald Life wedding insurance?
If you wish to cancel your wedding insurance cover, whatever the reason, you always have the right to do it within 14 days of receiving your wedding insurance policy documents. You will therefore get full refund of the premium you paid (providing that you haven't made any claim and that the wedding event has not taken place).
After this 14 days cooling-off period, you can cancel at anytime, but you may not be entitled for a refund. Check with Emerald Life.
Emerald Life is also allowed to cancel your insurance policy if there is a valid reason to do so, as long as they give you a 14 days notice letter. You will therefore get a total refund. Valid reasons include:
- bad or abusive customer behavior;
- failure to pay on time;
- failure to provide documents.
Our opinion on Emerald Life wedding insurance?
The Emerald Life is a highly trustworthy company expert in providing insurance products. The wedding insurance cover at Emerald Life is one of the highest cover on the market. The offer is split between 3 level of protection, from £12,5K cancellation cover and up to £100K. The company also offers photo or video cover and supplier failure cover up to £50K.
The website is very modern, the quote process is handled 100% online and information and prices are very easy to access. Customers reviews on Trustpilot and Feefo are good which means the company must handle claims and give refund quickly.
We therefore highly recommend this company to cover your event.
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