Is Shepherds Friendly The Best Over 50 Life Insurance Policy?
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Discover the methodologyThis is the ultimate review to guide you through the ins and outs of Shepherds Friendly over 50 insurance. You might already know that Shepherds Friendly has several different contract options.
Some are great. Some are less useful. Some are simply too expensive.
So, if you want to get better value for money from your Shepherds Friendly over 50 plan, as well as indicative quotes and tips to lower your insurance premium, then you’ll probably love the following article.
Let’s dive right in!
Is Shepherds Friendly over 50 plan the best life insurance?
When taking out life insurance, there are so many things to think about. Life insurance is one of the most important insurance plans to have, as it is the best way to protect your loved ones if something happens to you.
Shepherds Friendly life insurance has a lot to offer. Here are the main points that you should look at before taking out life insurance with Shepherds Friendly.
4 Safe overall rating for Shepherds Friendly life insurance
| Rating Criteria | Safe Rating | Our Review |
|---|---|---|
| Customer service satisfaction, claims and support |
Access to support services like the Bereavement services in the case of the death of the policyholder | |
| Coverage options |
Life insurance is provided for policyholders between the ages of 50 and 80 | |
| Value for money |
Full cover is given after two years | |
| Financial strength | Shepherds Family has been in operation for more than 180 years. | |
| Apps and technologies |
Quotes can be taken out online |
Finally compare best life insurance in a few seconds, anonymously.
Expert and customer satisfaction reviews for Shepherds Friendly
| Review organisation | Consumer satisfaction rates for Shepherds Friendly over 50 Life insurance Plan |
|---|---|
| Defaqto | 5 |
Shepherds Friendly insurance in a nutshell
In summary, here are the main features you need to know when taking out life insurance with Shepherds Friendly.
| Criteria | Shepherds Friendly details |
|---|---|
| Minimum age | 50 years |
| Maximum age | 80 years |
| Pay-out | Not stated |
| Extras | Access to bereavement services |
How does Shepherds Friendly over 50s life insurance work?
Shepherds Friendly over 50 life insurance is a whole-of-life insurance policy. The idea is to pay your life insurance with monthly installments. The day you pass away, it pays out a lump sum to pay different expenses, such as your funeral. You can also leave a sum of money to your loved ones.
What cover Shepherds Friendly over 50s life insurance?
Your loved ones will receive a cash sum that can help towards:
- Funeral expenses
- A gift to loved-ones
- Unpaid bills, mortgages
Here are the main features proposed by Shepherds Friendly over 50 insurance:
| Features proposed by Shepherds Friendly over 50 plan | Definition | Details |
|---|---|---|
| Fully insured | Number of years paid to be fully insured | Full insurance is provided after 2 years. |
| Funeral Expense | This is a free service. It means that the money will go directly to a funeral director and will serve to pay for the funeral. | £300 |
| Accidental Benefit | If an accident happens within the first year or second year (if it is two years before you get totally covered), your relatives will receive the cash sum. | Immediate accidental death cover is provided. |
| Free cover | The cover is getting free at a certain age depending on insurance companies. | 90 years |
| Shepherds Friendly life insurance with free gift | Insurance companies usually propose free welcome gifts when taking out over 50 life insurance. | A Love2Shop voucher code worth up to £50 is provided when a policyholder buys a Shepherds Friendly plan online and it is gotten once the first payment into the plan has been made. |
How much is Shepherds Friendly insurance?
How much you will pay for Shepherds Friendly life insurance for over 50 depends on a lot of factors:
- Your age
- How much cover your want
- Some insurers will ask if you are a smoker or not.
Here is a table that recapitulates over 50 Shepherds Friendly plan.
| Details | |
|---|---|
| Min payment | £10 |
| Max payment | £50 |
| Flexible payment | There is the option to reduce life cover if the policyholder needs to lower his/her monthly premium provided that it is at or above the minimum of £10 per month. |
Finally compare best life insurance in a few seconds, anonymously.
How to contact Shepherds Friendly life insurance?
Here are all the important phone numbers for contacting Shepherds Friendly life insurance:
| Service | Phone Numbers | Opening Hours |
|---|---|---|
| Get a quote at Shepherds Friendly | 0333 363 5654 | Monday to Thursday 9am - 5pm |
| How to claim at Shepherds Friendly | 0161 428 1212 | Monday to Thursday 9am - 5pm |
| How to cancel at Shepherds Friendly | 0800 526 249 | Monday to Thursday 9am - 5pm |
What are Shepherds Friendly general contact details?
You will find in this table all the general contacts that you would need if you want to reach Shepherds Friendly life insurance:
| General contacts | |
|---|---|
| Mailing address | Shepherds Friendly Insurance |
| Social media | Twitter, LinkedIn, Facebook |
| Chatbot | No |
How to claim at Shepherds Friendly life insurance?
You will find on this table the different possibilities for reporting a claim on your Shepherds Friendly life insurance:
| How to claim on your life insurance at Shepherds Friendly? | |
|---|---|
| When to claim? | As soon as possible |
| Claim by mail | Shepherds Friendly |
| Claim by email | [email protected] |
| Claim online | Not available |
| Claim by phone | 0161 428 1212 |
How to cancel my Shepherds Friendly life insurance?
You will find on this table the different ways to cancel your Shepherds Friendly life insurance:
| How to cancel your life insurance at Shepherds Friendly | |
|---|---|
| Fees |
|
| Cancel by mail | Not available |
| Cancel by email | Not available |
| Cancel online | Not available |
| Cancel by phone | 0800 526 249 |
How do I get Shepherds Friendly life insurance quotes?
Here are the different ways to get a life insurance quote at Shepherds Friendly:
| How to get a life insurance quote at Shepherds Friendly | |
|---|---|
| Quote online | On the Home Page, Click on the "Get a quote" option |
| Quote phone | 0333 363 5654 |
How do I log into Shepherds Friendly life insurance?
Click on the "Your Account" option on the Home Page
Do we recommend Shepherds Friendly life insurance?
Shepherds Friendly started its over 50s life insurance service in 1826 and the insurance company provides a wide range of insurance services including insurance cover for policyholders above the age of 50.
Incentives like Funeral Benefit option, Access to Bereavement services are also offered. They have a 5 star Defaqto rating and a strong financial capacity to pay out claims, therefore, their services are recommended.
