Adrian Flux Car Insurance Review
verified information
Information verified by Adeline Harmant
Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
Discover the methodologyThis is the ultimate review to guide you through Adrian Flux car insurance.
You might already know that Adrian Flux offers several car insurance policy options.
Some are great, others not so much.
So if you want to get:
- Better value for money for your car insurance
- Indicative quotes
- Tips to lower your insurance premium, then you might love the following article.
Let’s dive right in.
Is Adrian Flux the best car insurance provider?
Getting the best car insurance deal is not all about the price. Indeed, focusing on just getting the cheapest deal might be a bad calculation when it comes to getting a good payout if you ever have an accident.
We’ve studied in detail Adrian Flux car policy terms and conditions and given our own ratings based on different criteria.
4 Safe overall rating for Adrian Flux
| Our rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
4.5/5 based on 13,544 opinions on Trustpilot | |
| Cover provided |
Courtesy car is provided as standard on the Comprehensive cover | |
| Value for money |
Cashback vouchers are available for new customers | |
| Financial strength for pay out | Adrian Flux has about 40 years experience in the insurance industry and this proves that their ability to pay out a claim is high. | |
| Technology |
Most of the needed information can be found on the landing page of the website |
Expert and customer reviews on Adrian Flux
We compiled expert and customer reviews from independent institutions, to give you an overall idea of Adrian Flux's reputation.
| Review organisation | Consumer satisfaction rates for Adrian Flux |
|---|---|
| TrustPilot | 4,5/5 based on 13,544 opinions |
To check if Adrian Flux is the right car insurance for you, you can use our free comparison tool and finally compare coverage features, optional extras, excess, admin fees and customer rating without having to give any personal information.
Our review on Adrian Flux car insurance policy
Adrian Flux is an insurance broker with more than 40 years of experience in the industry. They provide different types of insurance ranging from classic car insurance, hot hatch insurance, high-performance car insurance, modified car insurance, 4×4 insurance, kit car insurance, grey import car insurance. They also offer insurance services for high risk drivers, young drivers, learning drivers. Three levels of covers are provided and Adrian Flux allows the transfer of No Claims Bonus.
Their services are recommended for drivers looking to insure special or modified vehicles.
What does Adrian Flux car insurance policy cover?
Are TPO, TPFT and Comprehensive covers available at Adrian Flux?
| Car insurance policy | Available at Adrian Flux | Coverage in a nutshell |
|---|---|---|
| Third-Party Only |
| |
| Third-Party Fire and Theft |
| |
| Comprehensive |
|
Keep in mind that you can always add optional extras to your policy.
Main guarantees at Adrian Flux explained in details
Let's find out what does Adrian Flux covers in its car insurance policy.
Breakdown cover at Adrian Flux
Adrian Flux offers Breakdown services for £59.00 a year. This includes:
- Roadside Assistance this includes roadside assistance at the scene of breakdown. If the ar cannot be fixed, alternate sources of transportation would be provided for the driver and his/her passengers
- Vehicle Recovery this includes the transportation of vehicles from breakdown points to garages
- Home Service this includes breakdown services provided when the car breaks down in the driver’s home or at least one mile away from it
- European Breakdown Cover this covers breakdown in foreign countries and the cover is only valid for sixty days..
Keycare cover at Adrian Flux
Adrian Flux offers Keycare cover for just £17.00 a year, and it provides £1,500 worth of cover which covers the following:
- locksmith charges
- cost of replacement locks and keys
- cost of car immobilizer replacement costs
- a £10 reward for the finder of the key.
Windscreen cover at Adrian Flux
This cover option is undertaken by an insurer which in this case is Trinity Lane. The sum of £1000 is provided with which to cover costs incurred from either the replacement or repair of windscreens and/or windows.
Motor legal protection at Adrian Flux
Adrian Flux provides Motor Legal Protectionand in the case of an accident, provides cover to cater for the following:
- cover for damage to your vehicle
- cover for damage to any personal belongings within or on the vehicle
- cover for uninsured losses.
Personal policy injury available at Adrian Flux
Trinity lane provides this service in the case that the driver or his/her spouse were involved in an accident that resulted in the following within three months:
- Death £2,500
- For loss of any limb £2,000
- Permanent blindness in one or both eyes £2,000.
Coverage abroad at Adrian Flux
Abroad coverage is available under the cover policies provided and this coverage allows the holders to travel through Europe for 90 days. The list of countries includes:
Republic of Ireland, Northern Ireland, Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, the Czech Republic, Denmark, Estonia, Finland, France (including Monaco), Germany, Gibraltar, Greece, Hungary, Iceland, Italy (including San Marino and the Vatican City), Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden and Switzerland (including Liechtenstein).
Courtesy car at Adrian Flux
No car hire option is provided. However, Adrian Flux provides a courtesy car for 28 days to make life easier for drivers who have lost their car as a result of an accident.
No-Claim Bonus (NCB) at Adrian Flux
The NCB will keep increasing every year provided the driver does not file a claim. No percentage is provided.
The No-claims bonus will not be affected if the driver only claims for a broken windscreen or windows.
At Adrian Flux, you can apply for the NCB protection. The NCB protection allows you to make a certain number of claims within a period without losing your No-Claim bonus.
NCB protection claims (number per year): 2 claim in 5 years.
Good to know
A No-Claim bonus is a reward that you get from driving during a long time (at least one year) without making any claim. The more years you drive without claims, the higher your NCB rate gets hence the higher the discount on your insurance premium.
Adrian Flux car insurance terms and conditions
How much does Adrian Flux car insurance cost?
You'll find below indicative car insurance quotes at Adrian Flux:
| Drivers'age | Monthly premium |
|---|---|
| 18 years old | £105,44 |
| 40 years old | £43,48 |
| 60 years old | £32,06 |
Costs of Adrian Flux insurance car policies vary widely based on different factors such as:
- The driver’s age
- The date on which they received their driving licence
- The type of car
- Expected repair costs if the car is damaged
- The performance, safety and security of the car
- The driver’s address and how busy the streets in the neighbourhood are
- Who drives the car (any additional driver on the policy)
- The driver's record of accidents and claims (number of injuries, No Claim Bonus etc.)
- Insurance taxes.
Good to know
The higher risk you represent, the more expensive your policy will be.
Is there any promo codes or discounts available at Adrian Flux?
A cashback voucher is available for customers who have taken out a car insurance policy. NCB is available for Adrian Flux customers. A discount of 15% is also available to classic car club members.
If you want to get a cheaper car insurance policy, another good way to do so is to never auto renew and always compare car insurance quotes.
Save more on your car insurance checking out our 13 tops tips to cut your insurance premiums!
Adrian Flux car insurance policy summarized
Guarantees
| At Adrian Flux | |
|---|---|
| NCB benefit | Yes |
| Uninsured driver NCB benefit | Yes |
| Loss or theft of keys | £1000 |
| Personal belongings | £100 |
| Audio equipment | £400 |
| Medical expenses | £250 |
| Liability limit for property damage | £20 000 000 |
| Legal expense | £5,000 |
| Courtesy car benefit | Not stated |
| Courtesy car cover | Not stated |
| Coverage abroad | 90 days |
Excess
| At Adrian Flux | |
|---|---|
| Fire excess | £500 |
| Theft excess | £500 |
| Accidental damage excess | £500 |
| Windscreen replacement excess | £1000 |
| Young driver excess | £500 |
Admin fees
| At Adrian Flux | |
|---|---|
| Interest charged by payment installments | Variable |
| Renewal fees | £0 |
| Cancellation fees | Cancellation fees during cooling off period : £0 |
| Modification fees | Adjustment fee: £30 |
Other car insurance policies available at Adrian Flux
Adrian Flux black-box insurance
Adrian Flux offers telematic services. A Smartbox is installed in the driver’s car to monitor driving performance per time and also to know how to allocate rewards for safe driving. Also, there is an app called FluxScore where drivers themselves can monitor their driving based on the information gotten from the Black box. Some benefits of using this Smartbox are:
- Breakdown cover from only £36 per year
- Free legal expenses cover
- Small, discrete black box unit which can be easily installed by the driver
- No subscription fee required.
Adrian Flux classic car insurance
Adrian Flux offers insurance for classis cars. Also, insurance for high performance cars are provided. For classic cars however, several benefits and options are offered. Some of them are:
- Kit car insurance
- Wedding Hire cover
- Track Day / Rally cover
- Discounts for club members – If the driver belongs to a recognised classic car owners club or enthusiasts’ forum, he/she may be eligible to receive a discount of up to 15%
- Modified Classic Insurance
- Free Claim Driving
- Laid Up cover: this cover may be suitable for vehicles that have no extra mileage. It includes cover for accidental damage to the vehicle, damage to the vehicle by fire, theft of the vehicle and damage by attempted theft.
Adrian Flux short term cover
Adrian Flux offers temporary car insurance and this insurance policy serves a lot of drivers and car types ranging from modified cars, kit cars to motorhomes. There are two cover options available with this plan and they are the Comprehensive and TPFT plans. SOme policy features associated with this insurance plan includes:
- Third party liability cover
- Fire and theft cover
- Audio equipment cover worth £400
- Courtesy car
- Key cover
- Breakdown cover
- Flexible cover plans.
Adrian Flux learner driver car insurance
Learning drivers can be added unto an already existing insurance policy, however, this is at the risk of the policy holder in the case of an accident. The following are offered:
- Monthly payment options
- Comprehensive and detailed learner driver insurance
- Stand alone insurance policies for a short period.
Adrian Flux van insurance
Adrian Flux offers different types of van insurance ranging from private van insurance, modified van insurance, company van insurance. All of them have different features based on their function. The private van insurance has the following features:
- Up to £1,500 worth of cover for your sporting and leisure equipment
- Free legal cover
- Personal Accident cover
- Optional UK & European breakdown cover
- Instalmental payment plans
- Foreign use cover
- Courtesy vehicle in the event of an accident. This is only available with the comprehensive cover option.
How to contact Adrian Flux auto insurance?
Adrian Flux phone numbers
You will find all important phone numbers to contact Adrian Flux car insurance:
| Contact number | Opening hours | |
|---|---|---|
Customer Service | 0344 381 6502 | Monday to Friday – 9.00am – 5.30pm |
Existing customers – Van | 0344 381 6504 | Monday to Friday – 9.00am – 5.30pm |
Breakdown | 0330 123 0758 | 24 hours a day, 7 days a week |
Keycare | 0344 381 6502 | 24 hours a day, 7 days a week |
Adrian Flux other contact details
You'll find below Adrian Flux main contact details:
| Contact details of Adrian Flux | |
|---|---|
| Email address | |
| Customer account with Adrian Flux login | |
| Social media | Facebook, Twitter, Instagram |
| Chatbot | No |
You can also contact them by mail by writing to Adrian Flux car insurance:
Adrian Flux Car Insurance
East Winch Hall
PE32 1HN
King’s Lynn
United Kingdom
How to cancel your car insurance at Adrian Flux?
You can always cancel your car insurance policy at any time. However, some fees may apply especially if you cancel it after the 14 cooling-off period after your contract's anniversary date.
Since car insurance is a legal requirement, Adrian Flux as well as other insurers will renew your policy automatically at the end of the policy period without any notification from your side. However, Adrian Flux has the obligation to send you a renewal notice within 7 to 21 days before your contract comes to an end. You will therefore have 14 days - the cooling off period - to cancel your policy at reduced cancellation fees.
For the same reason, if you cancel your car insurance policy, you must sign up to a new one immediately. Find out more on car insurance legal requirement.
You would need to have various documents ready such as:
- your policy number (right hand corner of your documents);
- your bank details; and
- your payment method in case there are cancellation fees.
Watch out!
Adrian Flux could also refuse to cover your car any longer if you don't pay for your premiums within the time allocated, or if they find out that you omitted important information that was required by the company such as your driving experience or you if have committed a fraud of any kind. This act is known as ‘fronting’.
