Mini Insurance Review

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Nishadh Mohammed updated on February 28, 2020

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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

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You just bought a brand new Mini and you want to know if it's worth taking out a car insurance from the same manufacturer? You've come at the right place, discover pros and cons of taking out Mini car insurance!

What is Mini 7 days free car insurance?

When you are buying a Mini vehicle from a dealership, you can benefit from 7 days free insurance.

Your 7 days free to go insurance will either allow you to:

  • 7 days drive home: bring your car home as soon as purchased in Mini retail stores without having to subscribe another insurance first. You can see that as a drive away insurance, you can be cover until you find a long term solution.
  • Test the Mini free insurance.
Mini free insurance
Eligibility
  • UK residents only
  • You must pass an identity check in your address
  • Minimum driver age 30
  • Maximum driver age 85
  • Vehicle must be new or used one bought from a registered retailer
  • Note that a 3 months free insurance is also available, called “test and drive”.
How to contact?
  • By phone, call: 0330 058 4099
How to apply?
  • You must have a retailer code
  • You must provide a start date for your cover
  • Vehicle registration number is required (quote can still be given if you don’t have it)
  • You must provide estimated value of your car
How to proceed?
  • Go on their dedicated website ”Mini insurance solution”
  • Click on ”Activate”on the web page
  • Provide details about your vehicle
  • You will get a quote for your 7 days free insurance and a full year
Details about Mini free insurance

What is Mini insurance as standard?

Mini annual policy coverage

You can choose to purchase Mini car insurance for a year.

You can choose either comprehensive, third party or third party fire and theft coverage depending on the insurance companies.

Ask directly Mini insurance, what would be the best coverage for you.

For Mini insurance, most of the features would be for a comprehensive car insurance.

Available in comprehensive policy Comments
Courtesy car Yes

Courtesy car is provided while your car is under repair

Replacement child seatYes

In the event of an accident, the child seat shall be replaced

Uninsured driver promiseYes

If an accident was caused by an uninsured driver, you will not loose your No Claim Discount, and no excess to pay

Windscreen, sunroof and window repair
Yes

Replacement and repair of damaged parts will not affect your No Claim Discount

Medical expensesYes

For unexpected incidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500

Personal belongingYes

Content in the car and other personal belongings covers £1,000

TelematicsNo

No

Gap insurance No

It is an add-on. If your vehicle is written off, the financial burden will be substantial. Mini pays you as at the worth of your car at the time loss, it is called “Mini shortfall Insurance.

Other featuresYes
  • Mini genuine parts and approved repair centre
  • Up to £1,000 for vehicle key or lock replacement
  • 90 days cover to drive in Europe
  • Roof Box cover up to £750
What are the different options available or not for Mini car insurance?

In a nutshell, here are a few points that can be retained from Mini car insurance:
Mini insurance provides courtesy car
24 hour UK recovery in the event of an accident
Mini experts take care of your vehicle repairs
Rated 2.3/5 by Trustpilot

Mini is a high level car manufacturing company, it is the choice of any individual to insure their car with the car manufacturer or an independent insurance service provider.

You can insure your Mini car with the manufacturer car insurance policy contract, or you can start shopping around to find the best car insurance deal.

How to contact Mini car insurance?

You can contact Mini car insurance either by phone, by mail, or through their website.

What is Mini contact number?

It is always useful to know how to contact Mini car insurance in case of problem. You will find their phone numbers and then their contact details such as email, or address.

Mini phone number
Customer care team0330 058 4099
Make a claim 0330 058 3877
How to contact Mini ?

Mini contact details

Details
Website

Go on Mini dedicated car insurance website

Email

[email protected]

Customer Relations

MINI Car Insurance
CEME
Marsh Way,
Rainham
Essex
RM13 8EU

Mini contact details

What offers Mini financial services?

Mini services proposes several ways to finance your car.

Here are the informations to contact Mini financial service. You will also find what Mini financial service has to offer.

Details
Website

Go to Mini dedicated website “Mini insurance solution”

Phone0330 058 4099
Mini financial contacts
Offers
Mini personal contract
  • Pay a deposit and monthly payment
  • Return the Mini at the end of the contract.
Hire Purchase
  • Pay a deposit and monthly payment
  • After the last payement, the car is yours.
Mini Select
  • You pay a deposit and monthly payements
  • At the end you have the choice of paying a last payment to keep the mini or return it if you have not exeeded the mileage
Mini finance policy

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Nishadh Mohammed
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Nishadh Mohammed is a seasoned news editor and financial writer, working with HelloSafe since May 2023. Nishadh has developed expertise in financial markets, insurance, and investment products, with a deep understanding of the Canadian financial landscape. He has honed his SEO skills and content marketing strategies while writing for Canadian publishing houses. Armed with a master's in Business Analytics and extensive journalistic experience, Nishadh uniquely combines data proficiency and thorough research to deliver comprehensive and accessible information.