Golf Buggy Insurance

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P. Laurore updated on March 10, 2023

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Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

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You'd like to get covered for your golf buggy?

You've come to the right place!

Let's discover everything you need to know about golf buggy and insurance.

Cover your golf equipment in a few seconds only!

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What is a golf buggy insurance?

A golf buggy insurance will cover your single or double seats golf vehicle (or buggy) on the course!

Usually you can apply for buggy insurance at an extra charge, on top of your standard golf insurance plan. Stand-alone golf buggy insurance does not exist in the UK.

What are the best golf buggy insurance?

Golfcare is among the only golf insurance provider in the UK offering stand-alone buggy insurance policy. You can choose between two options as described below:

Buggy club valueBuggy club coverBuggy club & home cover
Up to £750
£32.99£39.99
Up to £1,250
£44.99£54.99
Up to £2,500
£64.99£74.99
Up to £4,000
£84.99£94.99
Golfcare buggy insurance

Do I need golf buggy insurance?

Golf buggy insurance is not mandatory if you do have a buggy and are using it whilst playing golf. However just like any other insurance product, it can cover you for unexpected expenses if your buggy is lost, damaged or stolen.

Standard golf insurance plan includes public liability cover which will cover you if you injure someone with your buggy. It won't cover the vehicle itself if it is damaged though.

Cover your golf equipment in a few seconds only!

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Will I be insured to drive my buggy on the roads?

Absolutely not. Golf buggy insurance will only cover you if you are driving your buggy in a golf club .

Is my buggy covered at home?

You will need:

  • either to take the Golfcare buggy & home cover, to be protected against any loss, theft or damage of your buggy on the golf course or at home; or
  • check with your home insurance provider if your buggy is covered within certain features (contents in outbuildings, contents in garden, single item etc.).

Watch out!

Insurer may ask you a proof that your buggy was locked in a secured place before paying out any claim. Same if you keep your buggy at the club.

Am I insured if I rent a buggy?

You will be insured under your Public Liability Cover and up to the limit stated in your policy schedule. It means that if your buggy is theft, lost or damaged you won't get any financial compensation.

However, if, whilst driving the buggy at the golf club, you are getting injured or you damage someone's else property, your Public Liability Cover will pay, usually up to £5 million.

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P. Laurore Finance Expert
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Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.