What Car Insurance Group Is My LTI TX4?

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Nishadh Mohammed updated on July 9, 2021

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You are the happy owner of a LTI TX4?

Find out to which insurance group your beloved vehicle belongs to and make sure you get the best insurance deal out of it.

Find the car insurance that suits you best in just a few seconds!

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What car insurance group is my LTI TX4 Saloon 2006 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
2.5 Driver 4d
-£325-
2.5 Bronze 4d
-£325-
2.5 Bronze 4d Auto
-£555-
2.5 Silver 4d
-£325-
2.5 Silver 4d Auto
-£555-
2.5 Elegance 4d
-£145 - £325-
2.5 Elegance 4d Auto
-£145 - £555-
2.5 Gold 4d
-£325-
2.5 Gold 4d Auto
-£555-
2.5 Style 4d
-£145 - £325-
2.5 Style 4d Auto
-£555-
Insurance groups of Saloon 2006

The average premium quotes are for a 45 years old driver with clean record driving an eco-car in West of England.

Yearly quotes mentioned above are only indicative and based on the average premium by insurance group. Prices can be easily multiplied by 2 or even by 3 whether you are a young or a convicted driver or if you live in London area for instance.

Whether you are looking for LTI TX4 insurance for 17 years old or for senior drivers, the best option is always to stop auto renewing and start comparing quotes.

Find the car insurance that suits you best in just a few seconds!

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What does car insurance group means exactly? What type of cars are in each group? What are the cheapest cars to insure? Get to know more on car insurance groups with our ultimate guide.

You didn't find your car model in the list above? Find out everything you need to know about your car model with our car insurance group checker.

What are the cheapest cars to insure?

Remember the criteria that Thatcham Group uses to determine car insurance groups. The cheapest cars to insure will generally be those with:

  • Smaller engines
  • Low top speeds
  • Limited 0-60 acceleration
  • No modifications or high spec trim
  • A low list price (it means the standard price for new car before dealer gives any discount).

All other things being equal, the cheapest insurance group is Group 1. While you may not find the specification you want among the very lowest insurance group cars, overall car insurance groups 1-20 will generally give you relatively low insurance rates. Once you start climbing above group 30, you’re going to be looking at comparatively steep premiums.

However, whether you are a learner driver or an experienced driver with a clean licence, the cheapest cars to insure will always be the same.

You will find below a list of most famous car trims famous to be getting cheap quotations from providers:

Car manufacturerCar band
Skoda
Skoda Citigo, Skoda Fabia
Volkswagen
Volkswagen Polo, Volkswagen Up
Hyundai
Hyundai i10
Ford
Ford Ka+, Ford Fiesta
Vauxhall
Vauxhall Corsa
Toyota
Toyota Yaris
Cheapest cars to insure

When you’re looking for a car, remember to check the exact model and specifications, because the detail really does matter if you want to get cheaper car insurance. For instance, the Hyundai i10 comes handily into Group 1 or 2 with the 1 litre engine, but the higher spec i10 Premium with a 1.2 litre engine pushes the insurance group up to 5. 

Find the car insurance that suits you best in just a few seconds!

Learn more

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Nishadh Mohammed
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Nishadh Mohammed is a seasoned news editor and financial writer, working with HelloSafe since May 2023. Nishadh has developed expertise in financial markets, insurance, and investment products, with a deep understanding of the Canadian financial landscape. He has honed his SEO skills and content marketing strategies while writing for Canadian publishing houses. Armed with a master's in Business Analytics and extensive journalistic experience, Nishadh uniquely combines data proficiency and thorough research to deliver comprehensive and accessible information.

1 comments
Con H.
on

Can you Insure my 2008 LTI TX4 & if so, for how much.
Only SDP as the vehicle has been 'decommissioned' for London & so won't be used as a London

Hello Con,

The 2008 LTI TX4 typically falls into insurance groups 25 to 30. For personal use (SDP) after decommissioning, premiums are generally lower than for commercial use, ranging between £400 and £1,200 annually depending on your location, age, and driving history. Use HelloSafe’s car insurance comparison tool to find tailored policies for your needs.