What Car Insurance Group Is My MG TF?
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Discover the methodologyYou are the happy owner of a MG TF?
Find out to which insurance group your beloved vehicle belongs to and make sure you get the best insurance deal out of it.
Find the car insurance that suits you best in just a few seconds!
What car insurance group is my MG TF Convertible 2002 ?
| Version | Insurance Group | Annual Road Tax | Average Insurance Premium |
|---|---|---|---|
| 1.6 16v (115ps) 2d | 23 | £235 | £624,75 |
| 1.8 16v (135ps) 2d | 26 | £260 - £300 | £669,17 |
| 1.6 Cool blue (115ps) 2d | 25 | £235 | £662,55 |
| 1.8 Cool blue (135ps) 2d | 27 | £300 | £675,86 |
| 1.6 Spark (115ps) 2d | 25 | £235 | £662,55 |
| 1.8 Spark (135ps) 2d | 27 | £260 | £675,86 |
| 1.8 Spark (160ps) 2d | 32 | £260 | £738,47 |
| 1.6 Sunstorm (115ps) 2d | 23 | £235 | £624,75 |
| 1.8 Sunstorm (135ps) 2d | 25 | £260 | £662,55 |
| 1.8 Sunstorm (160ps) 2d | 32 | £260 | £738,47 |
| 1.8 VVC (160ps) 2d | 32 | £260 | £738,47 |
| 1.8 Sprint (135ps) 2d | 26 | £300 | £669,17 |
| 1.8 Sprint (160ps) 2d | 32 | £260 | £738,47 |
| 1.8 (120ps) 2d Stepspeed Auto | 25 | £300 | £662,55 |
| 1.8 80th Anniversary (120ps) 2d (Contemporary)(st/sp) | 25 | £300 | £662,55 |
| 1.8 80th Anniversary (120ps) 2d (Heritage)(st/sp) | 25 | £300 | £662,55 |
| 1.8 80th Anniversary (135ps) 2d (Contemporary) | 25 | £260 | £662,55 |
| 1.8 80th Anniversary (135ps) 2d (Heritage) | 25 | £260 | £662,55 |
| 1.8 80th Anniversary (160ps) 2d (Contemporary) | 32 | £260 | £738,47 |
| 1.8 80th Anniversary (160ps) 2d (Heritage) | 32 | £260 | £738,47 |
The average premium quotes are for a 45 years old driver with clean record driving an eco-car in West of England.
Yearly quotes mentioned above are only indicative and based on the average premium by insurance group. Prices can be easily multiplied by 2 or even by 3 whether you are a young or a convicted driver or if you live in London area for instance.
Whether you are looking for MG TF insurance for 17 years old or for senior drivers, the best option is always to stop auto renewing and start comparing quotes.
Find the car insurance that suits you best in just a few seconds!
What does car insurance group means exactly? What type of cars are in each group? What are the cheapest cars to insure? Get to know more on car insurance groups with our ultimate guide.
You didn't find your car model in the list above? Find out everything you need to know about your car model with our car insurance group checker.
What are the cheapest cars to insure?
Remember the criteria that Thatcham Group uses to determine car insurance groups. The cheapest cars to insure will generally be those with:
- Smaller engines
- Low top speeds
- Limited 0-60 acceleration
- No modifications or high spec trim
- A low list price (it means the standard price for new car before dealer gives any discount).
All other things being equal, the cheapest insurance group is Group 1. While you may not find the specification you want among the very lowest insurance group cars, overall car insurance groups 1-20 will generally give you relatively low insurance rates. Once you start climbing above group 30, you’re going to be looking at comparatively steep premiums.
However, whether you are a learner driver or an experienced driver with a clean licence, the cheapest cars to insure will always be the same.
You will find below a list of most famous car trims famous to be getting cheap quotations from providers:
| Car manufacturer | Car band |
|---|---|
| Skoda | Skoda Citigo, Skoda Fabia |
| Volkswagen | Volkswagen Polo, Volkswagen Up |
| Hyundai | Hyundai i10 |
| Ford | Ford Ka+, Ford Fiesta |
| Vauxhall | Vauxhall Corsa |
| Toyota | Toyota Yaris |
When you’re looking for a car, remember to check the exact model and specifications, because the detail really does matter if you want to get cheaper car insurance. For instance, the Hyundai i10 comes handily into Group 1 or 2 with the 1 litre engine, but the higher spec i10 Premium with a 1.2 litre engine pushes the insurance group up to 5.
Find the car insurance that suits you best in just a few seconds!
I'm looking to buy a mg tf as was wondering how much it would cost to insure my 17 year old daughter when I give her driving lessons and then after she passes her test on my insurance or on her own
Thanks
Hello Kevin,
The MG TF typically falls into insurance groups 26 to 30, meaning premiums can be higher than average. For a 17-year-old learner, adding her to your policy could cost between £1,200 and £2,500 annually. Once she passes her test, getting her own policy might be more cost-effective in the long term, depending on her driving history and location. Use HelloSafe’s car insurance comparison tool to explore the best options for both learner and new drivers.