Is CycleGuard The Best Cycle Insurance?
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This is the ultimate review to guide you through the ins and outs of cycleGuard cycle insurance. If you are riding a bike, this review might interest you!
Let’s dive right in!
What is CycleGuard cycle insurance?
Cycleguard cover cyclists and triathletes across the UK for over 20 years against theft and damage to all types of bike including mountain, folding, electric and road as well as cycling accessories inside the home, away from the home and much more. They even include multi-bike discount when you add multiple bikes to your policy.
CycleGuard cycle insurance in a nutshell
You will find cycleGuard main features :
| Policy | Details |
|---|---|
| Maximum bike sum insured | Online £20,000 - more on referral |
| Excess | Depends |
| Multibike up to | 5 |
| Expert rating | NA |
| Claims paid out | 86% |
| Discounts available | Multibike discount |
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What does CycleGuard cycle insurance cover?
CycleGuard proposes all this features, it can be included or you can add it to your cycle insurance policy:
| Policy types | Covered |
|---|---|
| Cover for accessories | Up to £2 500 |
| Loss | Yes |
| Theft | Yes |
| New for old | Yes |
| Public liability | Yes |
| Personal accident | Yes |
| Worldwide cover | 30 Days EU travel |
| Cover for race or competition | Yes |
| Loss of earnings | Yes |
| Replacement cycle hire | Yes |
Cycleguard covers as standard:
New for old (all bike ages)
Cover in the UK & 30 Days EU travel
Multi-bike discount
Up to £2,500 cycling accessories cover
24/7 Cycle Rescue recovery
What is not covered by CycleGuard?
Cycleguard won’t cover for this situations :
Lock requirements when the bike is away from the insured location
PL cover not valid in North America
Maximum 24 hour timeframe fro keeping the bike unattended somewhere other than your insured location
Can not cover professionals or cycling activity related to a profession.
Specific security requirements apply dependant on where the bike is stored.
Pre-existing conditions
How much is CycleGuard insurance?
The biggest factor affecting the cost of cycle insurance is the value of your bike. For a bike that worths £1000, without options, premiums start from £7,18 which is reasonable compared to your bike purchased price.
How to contact CycleGuard insurance?
Here are the important phone numbers to join directly cycleGuard:
| Service | Phone Numbers | Opening Hours |
|---|---|---|
| Claim service | 0333 004 3444 | Monday to Friday: 9am – 5pm |
| General queries | 0333 004 3444 | Monday to Friday: 9am – 5pm |
How to claim at CycleGuard cycle insurance?
You will find on this table the different possibilities for reporting a claim on your cycleGuard insurance:
| How to claim? | Details |
|---|---|
| When to claim? | Claims should be made as soon as possible. |
| Claim by mail | CycleGuard |
| Claim by email | [email protected] |
| Claim online | No |
| Claim by phone | 0333 004 3444 |
How to cancel cycleGuard insurance?
You will find on this table the different ways to cancel your cycleGuard insurance:
| How to cancel | Details |
|---|---|
| Cancellation fees | £10 cancellation fee if cancelled after the cooling-oiff period of the first 14 days. |
| Cancel by phone | 0333 004 3444 |
| Cancel by mail | CycleGuard |
