Is Cycleplan The Best Cycle Insurance?

This is the ultimate review to guide you through the ins and outs of cycleplan cycle insurance. If you are riding a bike, this review might interest you!

Let’s dive right in!

What is Cycleplan cycle insurance?

While some bike insurers are recent start-ups aiming to capitalise on the new-found popularity of cycling in the UK, CyclePlan has nearly two decades’ experience to call on. It’s part of a sports specialist brokerage so it understands all levels of sport from the occasional leisure biker to the committed amateur competitor.
It provides flexible policies so you can choose your level of cover, including covering your accessories as well as your bike, and offers a ‘price match’ guarantee. If you find the same cover for less you can cancel your policy cost-free, and they’ll refund you the difference.

Cycleplan cycle insurance in a nutshell

You will find cycleplan main features :

Policy	Details
Maximum bike sum insured	Combined value of £30,000
Excess	£25
Multibike up to	Yes
Expert rating	Excellent by truspilot
Claims paid out	Not stated
Discounts available	25% Introductory discount

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What does Cycleplan cycle insurance cover?

Cycleplan proposes all this features, it can be included or you can add it to your cycle insurance policy:

Policy types	Covered
Cover for accessories	Optional between £250/£400/£1,000
Loss	Yes
Theft	Yes
New for old	Yes for bikes up to 3 years old
Public liability	Optional - between £1/£2 or £5m
Personal accident	Optional - 3 level ((£10,000/£25,000/£50,000)
Worldwide cover	Optional
Cover for race or competition	Optional
Loss of earnings	Optional (between £250/£500/£750)
Replacement cycle hire	Optional

Cycleplan has a "pick’n’mix"approach to cycling insurance:
Standards features such as theft are covered as standard. You must add other features to your policy to have a better protection:

• Wordwide cover
• You can add personal liability
• You can add personal accident

What is not covered by Cycleplan?

Cycleplan wont cover your bike if damages are caused by:
Wear and tear
Climatic conditions
Vermin, insects
Poor maintenance, failure to to follow manufacturers’s instructions

You won’t be covered either:
in case of unexplained loss of disapprearence of your cycle
if your cycle is used for trade or business purposes
if your cycle being used for any competition involving a massed start or a triathlon or duathlon unless the competitive events extension has been purchased
in case of theft or damage to accessories,tyres and cycles boxes unless the cycle itself is lost or damaged at the same time
if the security requirements have not been met

How much is Cycleplan insurance?

The biggest factor affecting the cost of cycle insurance is the value of your bike. For a bike that worths £500, without options, premiums start from £6 which is reasonable compared to your bike purchased price.

How to contact Cycleplan insurance?

Here are the important phone numbers to join directly cycleplan:

Service	Phone Numbers	Opening Hours
Claim service	+44 (0)333 400 7387	9am and 5pm Monday to Friday
General queries	08000 92 92 68	9am and 5pm Monday to Friday

How to claim at Cycleplan cycle insurance?

You will find on this table the different possibilities for reporting a claim on your cycleplan insurance:

How to claim?	Details
When to claim?	Claims should be made as soon as possible.
Claim by mail	Cycleplan Claims Department, Davies Group, PO BOX 2801, Hanley, Stoke on Trent, ST4 5DN
Claim by email	[email protected]
Claim online	No
Claim by phone	+44 (0)333 400 7387

How to cancel cycleplan insurance?

You will find on this table the different ways to cancel your cycleplan insurance:

How to cancel	Details
Cancellation fees	Pro-rata return Administration fee of up to £10 if you spoke to someone of Cycleplan to take out the policy
Cancel by phone	08000 92 92 68
Cancel by mail	Davies Group, PO BOX 2801, Hanley, Stoke on Trent, ST4 5DN