Is Pedal Sure The Best Cycle Insurance?

This is the ultimate review to guide you through the ins and outs of pedal sure cycle insurance. If you are riding a bike, this review might interest you!

Let’s dive right in!

What is Pedal Sure cycle insurance?

Pedalsure is a relatively new company that focuses on insuring the cyclist as well as the bike – an area where specific cycle insurance really scores above home contents cover. Policies are priced from £6 a month to cover the rider, plus a value-related amount for the bike insured.

Pedal Sure cycle insurance in a nutshell

You will find pedal sure main features :

Policy	Details
Maximum bike sum insured	£15,000
Excess	Depends
Multibike up to	5
Expert rating	Excellent from Truspilot based on 406 reviews
Claims paid out	Not stated
Discounts available	50% multi-bike discount by adding another bike and 10% discount for new customers

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What does Pedal Sure cycle insurance cover?

Pedal Sure proposes all this features, it can be included or you can add it to your cycle insurance policy:

Policy types	Covered
Cover for accessories	You choose from £0 to £1,500
Loss	Yes
Theft	Yes
New for old	Yes
Public liability	Optional
Personal accident	Optional, 3 level of coverage from bronze, silver and gold (£10,000/£25,000/£50,000)
Worldwide cover	Optional (30 days or 60 days)
Cover for race or competition	Optional
Loss of earnings	Optional - coverage up to £200 per week
Replacement cycle hire	Yes

Pedal Sure includes as standard:

• Theft and loss

You have to take options when making a quote, you can be covered for:

• 30 or 90 days abroad
• You can add accessories cover
• You can choose between 3 level of personal accident coverage, from silver to gold
• You can add personal liability

Pedal Sure has a "pick’n’mix"approach to cycle insurance.

What is not covered by Pedal Sure?

Pedal Sure wont cover your bike if damages are caused by:
Wear and tear
Climatic conditions
Vermin, insects
Poor maintenance, failure to to follow manufacturers’s instructions

You won’t be covered either:
in case of unexplained loss of disapprearence of your cycle
if your cycle is used for trade or business purposes
if your cycle being used for any competition involving a massed start or a triathlon or duathlon unless the competitive events extension has been purchased
in case of theft or damage to accessories,tyres and cycles boxes unless the cycle itself is lost or damaged at the same time
if the security requirements have not been met

How much is Pedal Sure insurance?

The biggest factor affecting the cost of cycle insurance is the value of your bike. For a bike that worths £500, without options, premiums start from £6 which is reasonable compared to your bike purchased price. Pedal Sure premium costs vary a lot, from £7 to £16 depending on the value of your bike, and how much you want to be covered.

How to contact Pedal Sure insurance?

Here are the important phone numbers to join directly pedal sure:

Service	Phone Numbers	Opening Hours
Claim service	1302895475	9am and 5pm Monday to Friday
General queries	0800 888 6745	9.00am and 5.00pm Monday-Friday.

How to claim at Pedal Sure cycle insurance?

You will find on this table the different possibilities for reporting a claim on your pedal sure insurance:

How to claim?	Details
When to claim?	Claims should be made as soon as possible.
Claim by mail	150 Minories, Suite 609, London EC3N 1LS
Claim by email	[email protected]
Claim online	No
Claim by phone	0207 347 5678.

How to cancel pedal sure insurance?

You will find on this table the different ways to cancel your pedal sure insurance:

How to cancel	Details
Cancellation fees	No cancellation fees, pro-rata return
Cancel by phone	0207 347 5678.
Cancel by mail	150 Minories, Suite 609, London EC3N 1LS