What Is The Best Tablets Insurance?

We've become a gadget nation. We depend on our tablets to do our jobs, our shopping, and our homework - or just to have fun.

But that makes losing your tablets a major disaster.

Have you thought how much a could cost?

If it's a three-figure sum, you're definitely going to want gadget insurance that will protect you against having your tablets damaged or stolen. Let's find out how tablets insurance works and how to get the best value protection for your stuff.

What is tablets insurance?

Tablets insurance as the name suggests, protects your tablets against accidental damage, theft, loss, liquid or fire damage or mechanical failure depending on the level of cover chosen.

What are the best laptop insurances?

We selected a few providers that propose the best tablets insurance, here are their must-have features:

Insurance company	Number of claims	Worldwide cover	Theft cover	Mechanical breakdown	Accidental damage	Loss cover	Apply
	£2,500	Unlimited trips	Yes	Yes	Yes	Optional	Get a quote with discount
	Unlimited value / 2 claims per policy year	90 days	yes	yes	yes	yes	Get a quote with discount
	£2,500	180 days	Yes	Yes	Yes	No	Go to agency

Do I need tablets insurance?

Repairing your tablets is much more expensive than just insure it for a few pounds per month. Here is a quick summary of main repair types and cost for your tablets:

Repair Type	Average cost
Cracked screen	£150
Battery replacement	£43
Water damage	£121
Unexplained breakage	£324
Short circuit	£222
Tablet loss	£500

Tablets Insurance per model

tablets	Average device price	Repair prices	Lost	Insurance prices
Samsung tablets	From £157	£101	£146	£3.19 per month
Lenovo tablets	Starting from £200	£121	£250	£3.49 per month
Android tablets	Starting from £131	£99	£131	£3.09 per month
Huawai tablets	Starting from £109	£89	£109	£3.09 per month
Windows tablet	Starting from £174	£124	£174	£3.59 per month

Tablets are valuable items, used for everything: for work or for pleasure. it's an object that attracts a lot of interest, it's trendy, practical, you can take it with you wherever you go. Don't forget that tablets also are items that are fragiles,we tend to forget it, but tablets can break. Tablets screen car break as well as the battery may wear out. 1 out 4 brit opted for a gadget insurance to protect their valuable items such as tablets. Ask yourself: could you afford to pay to replace your tablets if it was damaged or stolen? If not, tablets insurance is worth considering. You should also think about:

• whether you need your tablets to do your job,
• whether you take your tablets out and about with you a lot

How does tablets insurance work?

You'll pay an annual or monthly premium, in return for which you're covered in accordance with your policy details. If anything happens to your tablets, you can claim on the insurance by contacting the insurer.

What is covered by tablets insurance?

You will be covered as standard for:

• Accidental damage: your tablets will be protected in case of any accidental damage, but it must not be negligence.
• Water damages: often included in tablets policies.
• Mechanical breakdown: this is also often covered in policies.

It may also include:

• Loss and theft, though this is often an add-on and you'll have to pay extra for it. (You probably know if you're a 'loser' - if you are, this cover can be well worth taking. The same goes for accident-prone gadget owners.)

You can also add multi gadget cover to insure another item with your tablet, you can also get a discount by insuring more than one item.

You can also add:
[v] Tablets travel insurance - worldwide travel for a limited period

What is not covered by tablets insurance?

Here are a few exclusions to your tablets insurance:

• Some insurers won't insure your tablets over a certain age, eg 6 months or 2 years.
• Most insurers won't cover a bought outside the UK.
• You won't be able to insure a you bought second hand, or which has been refurbished.
• And you'll need proof of purchase to insure your tablets
• You won't be covered if you don't take reasonable care.

• Some policies won't cover your tablets if you use it for work. Make sure you check before you take out insurance.

Your tablet won't be covered if it was damaged by a virus or a malware.

How much it cost to repair your tablets?

Just repairing a cracked screen can cost over £100.

With over one in ten UK gadget owners saying they've cracked a screen recently, and almost as many saying they've had water damage to one of their gadgets, there are a lot of people heading to the repair shop or to buy a new gadget. And many of those people will be out of pocket. A few pounds a month isn't much to pay to ensure you're protected.

How much tablets insurance cost?

Tablets insurance is around £10, depending on the level of coverage you choose, and on your tablet value. It also depends if you took out accidental damage, theft and loss.
Adding loss and theft will be a little bit expensive, for exemple Protect Your Bubble proposes a tablets insurance without loss from £2,99, when loss is included it is usually around £4, depending on the value of your tablet.

How to cancel my tablets insurance?

There are two different ways to cancel your tablets insurance, depending on whether you want to cancel in the first 14 days, or later.

• The first 14 days after you buy a policy are known as the 'cooling off period' and you have the right to change your mind. You'll usually need to send written notice and include the documents - but phone or email first to give yourself peace of mind and find out if there are any particular requirements.

• After that, things depend on whether you have signed up to a full year or to a monthly rolling policy. You'll need to check your policy documents. If it's a longer term policy you may need to pay a fee to cancel early, and if you've made a claim, you will have to pay till the end of the contract period.

How to make a claim on my tablets insurance?

The first thing to know about claiming on your tablets insurance is that you need to strike while the iron is hot - notify your claim within 24 hours. Some insurers give you even less time, just 12 hours to make a claim.

Your insurer will have a preferred way for you to claim, whether that's by phone, or via an online portal. You'll need to be able to provide the original receipt for your tablets

If your gadget was stolen, you will need to contact the police and get a crime reference number (CRN) to give to the police.

Can I take out a multiple tablets insurance?

Yes, you can have a multiple tablets insurance, here are two examples of multi tablets insurances and their discounts:

• Switched On insurance offers a 10% when insuring more than two gadgets
• i-Digitals proposes 10% off if you insure 2 gadgets and 40% if you insure more than two gadgets

Some insurers offer bigger discounts the more gadgets you add.