Golf Buggy Insurance

Charlotte Green
Charlotte Green updated on March 10, 2023

You'd like to get covered for your golf buggy?

You've come to the right place!

Let's discover everything you need to know about golf buggy and insurance.

Cover your golf equipment in a few seconds only!

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What is a golf buggy insurance?

A golf buggy insurance will cover your single or double seats golf vehicle (or buggy) on the course!

Usually you can apply for buggy insurance at an extra charge, on top of your standard golf insurance plan. Stand-alone golf buggy insurance does not exist in the UK.

What are the best golf buggy insurance?

Golfcare is among the only golf insurance provider in the UK offering stand-alone buggy insurance policy. You can choose between two options as described below:

Buggy club valueBuggy club coverBuggy club & home cover
Up to £750
£32.99£39.99
Up to £1,250
£44.99£54.99
Up to £2,500
£64.99£74.99
Up to £4,000
£84.99£94.99
Golfcare buggy insurance

Do I need golf buggy insurance?

Golf buggy insurance is not mandatory if you do have a buggy and are using it whilst playing golf. However just like any other insurance product, it can cover you for unexpected expenses if your buggy is lost, damaged or stolen.

Standard golf insurance plan includes public liability cover which will cover you if you injure someone with your buggy. It won't cover the vehicle itself if it is damaged though.

Cover your golf equipment in a few seconds only!

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Will I be insured to drive my buggy on the roads?

Absolutely not. Golf buggy insurance will only cover you if you are driving your buggy in a golf club .

Is my buggy covered at home?

You will need:

  • either to take the Golfcare buggy & home cover, to be protected against any loss, theft or damage of your buggy on the golf course or at home; or
  • check with your home insurance provider if your buggy is covered within certain features (contents in outbuildings, contents in garden, single item etc.).

Watch out!

Insurer may ask you a proof that your buggy was locked in a secured place before paying out any claim. Same if you keep your buggy at the club.

Am I insured if I rent a buggy?

You will be insured under your Public Liability Cover and up to the limit stated in your policy schedule. It means that if your buggy is theft, lost or damaged you won't get any financial compensation.

However, if, whilst driving the buggy at the golf club, you are getting injured or you damage someone's else property, your Public Liability Cover will pay, usually up to £5 million.

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Charlotte
Charlotte Green
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Charlotte is a finance content specialist with a sharp analytical mind and a strong academic background. She holds a degree in Philosophy, Politics and Economics (PPE) from the University of Oxford and a Master’s in Behavioural Economics from the London School of Economics. Her academic training gave her the tools to make sense of complex financial systems—and to explain them in a way that’s both smart and relatable. Before joining HelloSafe, Charlotte worked in editorial roles for financial media and strategy firms, where she focused on personal finance, digital banking, and policy analysis. She is passionate about helping people make informed decisions about their money, especially in an age where the financial landscape is changing fast. At HelloSafe, she covers key topics such as insurance, tax, utilities, credit and budgeting tools. Her mission: provide clear, honest and actionable insights that empower readers to take control of their financial lives with confidence.