Should I buy Admiral Group stock in 2025?

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At HelloSafe, our expert has been tracking the performance of Admiral Group for over three years. Every month, over a million users in the UK trust us to analyse market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by Admiral Group.

What is Admiral Group?

The price of Admiral Group stock

The price of Admiral Group stock is rising this week. The current share price is 3,302.26 pence, with a slight daily decrease of 5.74 pence but a positive weekly performance. Admiral Group’s market capitalisation stands at £10.13 billion, and its average three-month trading volume is around 955,000 shares. The P/E ratio is 15.3, with a robust dividend yield of 4.37% and a very low beta of 0.20, reflecting minimal volatility compared to the broader market. This stability and consistent growth make Admiral Group a compelling option for investors seeking reliable returns.

Our full analysis of the Admiral Group stock

Recent analysis of Admiral Group’s latest financial results and multi-year share price performance, enriched by comparative modelling with sector peers and robust market data, forms the foundation of this in-depth review. By integrating proprietary algorithmic analysis, technical signals, and up-to-date macro trends, we aim to illuminate why this established financial technology player may be poised for renewed outperformance. So, why might Admiral Group stock once again become a strategic entry point into the insurance and fintech sector in 2025?

Recent performance and market context

Admiral Group has displayed impressive price appreciation, with shares currently trading at 3,302.26 pence—up over 28% year-on-year and nearly 25% year to date. This momentum reflects the market’s enthusiastic response to its remarkable 2024 earnings and sustained industry leadership. Notable positive events include the exceptional 90% surge in annual pre-tax profits to £839 million and a substantial dividend hike (+86% vs 2023), including a special payout. Analyst consensus remains constructive, with a median 12-month price target of 3,500 pence, highlighting renewed institutional interest. The market capitalisation has reached £10.13 billion, confirming Admiral’s weight within the FTSE sector. In a UK insurance sector that has faced softer pricing and heightened competition, Admiral stands out thanks to strong execution, digital transformation, and a robust multi-line offering. The group’s resilience and continued expansion into technology-driven insurance products align well with evolving regulatory and consumer landscapes in Great Britain.

Technical analysis

Technical signals for Admiral Group are signalling positive momentum. The current share price sits just 4.95% off its 52-week high (3,474.42 pence), sustaining levels comfortably above the 50-day moving average—indicative of continued medium-term strength. Relative Strength Index (RSI) readings remain moderate, suggesting there is further headroom before overbought conditions appear. Key support zones are well-established above the 3,270 pence mark, with bullish reversal signals recently triggered by strong upward closes after minor pullbacks. MACD indicators have shown consistent bullish crossovers during Q2 and Q3 2025, underlining the continuation of an uptrend. This constructive technical structure points to a healthy foundation for further gains, especially given the alignment with favourable fundamental catalysts and market trends.

Fundamental analysis

The company’s robust fundamentals underpin its positive trajectory. 2024 closed with group revenue at £6.15 billion (+28% year-on-year) and insurance revenues up 37% to £4.78 billion, fuelled by both core UK and expanding international operations. Profitability has surged, as evidenced by the extraordinary 90% jump in pre-tax profit and a nearly doubled earnings per share to 216.6 pence. Such performance dramatically exceeded analyst expectations, with EPS beating consensus by 18%. Admiral Group continues to operate at an industry-leading return on equity (ROE) of 56%, supported by a prudent underwriting model and innovative product development—particularly in electric vehicle insurance and fintech lending. The current P/E ratio of 15.3 is highly attractive for a growth compounder in the financial technology sector, suggesting room for rerating given the strong earnings outlook and robust capital position. The dividend yield of 4.37% further strengthens the investment case, appealing to both income and growth-oriented investors. Structurally, Admiral benefits from a resilient business model, a dominant UK motor insurance market share, and a brand synonymous with trust and digital excellence.

Volume and liquidity

Admiral Group’s trading volume remains healthy, with an average of 955,000 shares exchanging hands daily over the past three months. This liquidity demonstrates ongoing market confidence and supports tighter bid-ask spreads, enabling both institutional and retail investors to build or adjust positions efficiently. With a free float optimised for dynamic valuation and robust coverage from leading UK analysts, the stock’s liquidity underscores its stature as a premier FTSE listing. Such volume patterns typically precede periods of sustained revaluation, particularly when backed by strong earnings releases and sector news.

Catalysts and positive outlook

• The successful sale of its US auto insurance operations to JC Flowers enhances strategic focus and capital flexibility.
• ESG credentials have been upgraded, including an MSCI AAA rating, positioning Admiral among leaders in sustainable finance.
• Admiral is pioneering digital insurance offerings in the UK, extending into electric vehicle and household coverage, underpinned by proprietary pricing algorithms and customer analytics.
• The group’s Net Zero transition plan, validated by scientific targets, strengthens both regulatory compliance and brand attractiveness.
• A growing customer base—now surpassing 11.1 million clients—further encourages the scaling of cross-selling and technology-driven upselling opportunities.
• Continued product innovation in Admiral Money and household insurance drives multi-line growth, diversification, and resilience.
• Analyst consensus points to projected annual revenue growth of nearly 5% over the next three years, with a low beta (0.20) indicating low market volatility and defensive qualities even in shifting macro cycles.

This confluence of strategic actions and market trends positions Admiral as a prime beneficiary of both the UK’s digital transformation in finance and the green transition.

Investment strategies

• Short-term: The share is consolidating near technical support, with potential upward catalysts from upcoming trading updates or sector-wide policy developments.
• Medium-term: Reinvestment of special dividends, combined with new product launches in UK insurance and personal finance, may generate further medium-term appreciation.
• Long-term: Admiral remains well placed to benefit from continued market share gains in electric, household, and digital insurance segments, thanks to its strong brand, disciplined underwriting, and tailwinds from the UK’s evolving fintech landscape.

Ideal positioning may involve scaling in near current support levels, combining regular dividend income with capital appreciation potential ahead of the next earnings season or regulatory changes that favour innovative, diversified insurers.

Is it the right time to buy Admiral Group?

In summary, Admiral Group boasts compelling strengths: outstanding financial performance, proactive expansion into high-growth verticals, superior dividend distribution, and a resilient business model balancing innovation and risk management. With an attractive valuation, proven leadership, and a clear upward technical bias, the case for a positive reappraisal is clear. Admiral Group appears to represent an excellent opportunity for investors seeking exposure to the UK insurance and fintech ecosystem through a market leader primed for further value creation.

Given these robust fundamentals and momentum, Admiral Group’s stock may be entering a new bullish phase—one that justifies close attention and consideration for portfolio inclusion at this pivotal time in the sector’s transformation.

How to buy Admiral Group stock

Buying Admiral Group stock online is both simple and secure thanks to regulated UK brokers. Whether you prefer outright share ownership (spot buying) or active trading using contracts for difference (CFDs), both options are available and accessible. Spot buying gives you long-term exposure and dividend rights, while CFDs offer flexibility and leverage for short-term strategies. To help you choose the right broker for your needs, see our detailed broker comparison further down the page.

Spot buying

Cash purchase means buying Admiral Group shares directly via your brokerage account, making you an actual shareholder. Brokers typically charge a fixed commission per trade (often £5–£10 per order in the UK). This approach suits anyone wanting to invest for the long term and receive dividends as the company pays them.

Gain scenario

For example, if the Admiral Group share price is £33, you can buy around 30 shares with a £1,000 stake, including a brokerage fee of about £5.

If the share price rises by 10%, your shares are now worth £1,100.

Result: +£100 gross gain, i.e. +10% on your investment.

Trading via CFD

CFDs (Contracts for Difference) allow you to trade Admiral Group’s share price without physically owning the shares. With CFDs, you benefit from price movements using leverage, but pay spreads and potentially overnight financing fees if you hold your position for several days. CFDs suit investors looking for short-term opportunities, and let you go long or short with just a fraction of the share’s price as margin.

Example of a CFD Gain Scenario

For example, you open a CFD position on Admiral Group shares with 5x leverage and a £1,000 deposit.

This gives you market exposure of £5,000.

Gain scenario:

If the stock rises by 8%, your position gains 8% × 5 = 40%.

Result: +£400 gain on a £1,000 bet (excluding fees).

Final advice

Before choosing a broker, carefully compare their fees, commissions, and other trading conditions, as these can affect your returns. Remember, the best method depends on your investment objectives—spot buying is ideal for long-term investors, while CFDs offer advantages for those seeking short-term, active strategies. For more details, a broker comparison is available further down the page.

Our 7 tips for buying Admiral Group stock

The latest news about Admiral Group

Admiral Group maintains strong market leadership with notable share price resilience in the UK sector.
This week, Admiral Group has preserved its status as a reference on the London Stock Exchange, trading at 3,302.26 pence with only a marginal intraday pullback of -0.17%. Over the past year, the stock is up 28.34%, reflecting continued market confidence following exceptional 2024 earnings results. Consensus among 13 analysts remains robust, with the median price target now at 3,500 pence and 10 out of 13 experts rating the share as “Buy” or “Outperform.”

Admiral Group’s latest figures include a market capitalisation exceeding £10.1 billion, a consistently high three-month average daily trading volume above 950,000 shares, and a dividend yield of 4.37%—well above the sector average and appealing to UK income seekers. The stock’s P/E ratio stands at 15.28, signaling a balanced valuation against both growth and dividend metrics, and its beta of 0.20 indicates stable, low-volatility performance.

The recently upgraded AAA ESG rating from MSCI highlights Admiral Group’s commitment to sustainability, enhancing its attractiveness to responsible investors in the UK market.

Admiral Group’s expanding customer base and validated Net Zero transition strategy further underscore its positive momentum; these factors may continue to attract both institutional and private capital in the coming months.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.