Should I buy Barclays stock in 2025?
Is it the right time to buy Barclays?
ScoreBarclays PLC, trading at approximately 329.40 GBp as of early July 2025, continues to draw considerable interest from both domestic and international investors. With a robust average daily trading volume of about 46.5 million shares, the bank remains a key player on the London Stock Exchange. Recent months have been marked by solid financial results, including a 19% year-on-year increase in pre-tax profit and an upgraded revenue outlook for 2025 at over £12.5 billion. Despite strategic challenges such as the missed acquisition of TSB and management reshuffles, Barclays has responded by sharpening its focus on core UK banking operations, cost optimisation, and balance sheet resilience. Market sentiment remains constructive, particularly given the company’s sustained improvement in profitability and efficiency, as evidenced by a RoTE of 14.0%. Barclays's stock trades at a PER of 8.47 with an attractive dividend yield of 2.58%, and the consensus of more than 13 national and international banks indicates a target price of 428 GBp. As UK banking continues to recover and consolidate, Barclays's diversification and strategic focus position it well to capture further sector opportunities.
- ✅Strong year-on-year profit growth and revenue upgrades in 2025.
- ✅Attractive dividend yield with reliable payout history.
- ✅Robust capital base and leading UK market position.
- ✅Effective cost optimisation in investment banking division.
- ✅Improving efficiency, reflected in rising RoTE (14.0%).
- ❌Ongoing regulatory changes may impact operations and compliance costs.
- ❌Investment banking revenues remain exposed to market volatility.
Score- ✅Strong year-on-year profit growth and revenue upgrades in 2025.
- ✅Attractive dividend yield with reliable payout history.
- ✅Robust capital base and leading UK market position.
- ✅Effective cost optimisation in investment banking division.
- ✅Improving efficiency, reflected in rising RoTE (14.0%).
Is it the right time to buy Barclays?
- ✅Strong year-on-year profit growth and revenue upgrades in 2025.
- ✅Attractive dividend yield with reliable payout history.
- ✅Robust capital base and leading UK market position.
- ✅Effective cost optimisation in investment banking division.
- ✅Improving efficiency, reflected in rising RoTE (14.0%).
- ❌Ongoing regulatory changes may impact operations and compliance costs.
- ❌Investment banking revenues remain exposed to market volatility.
Score- ✅Strong year-on-year profit growth and revenue upgrades in 2025.
- ✅Attractive dividend yield with reliable payout history.
- ✅Robust capital base and leading UK market position.
- ✅Effective cost optimisation in investment banking division.
- ✅Improving efficiency, reflected in rising RoTE (14.0%).
- What is Barclays?
- How much is Barclays stock?
- Our full analysis of Barclays stock
- How to buy Barclays stock in the UK?
- Our 7 tips for buying Barclays stock
- The latest news about Barclays
- FAQ
Why trust HelloSafe ?
At HelloSafe, our expert has been tracking Barclays' performance for over three years. Every month, over a million users in the UK trust us to decipher market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, paid by Barclays.
What is Barclays?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United Kingdom | Major UK-based bank with international presence and strong local brand. |
| 💼 Market | London Stock Exchange (LSE) | Listed in London, providing high liquidity for UK and global investors. |
| 🏛️ ISIN code | GB0031348658 | ISIN code ensures global identification and streamlined trading access. |
| 👤 CEO | C.S. Venkatakrishnan | CEO driving operational efficiency and strategic refocus on core UK banking. |
| 🏢 Market cap | £46.46 billion | Large market cap underlines Barclays’ stability and importance in UK banking. |
| 📈 Revenue | £7.7 billion (Q1 2025) | Quarterly revenue growth of 11% signals strong core banking and investment activity. |
| 💹 EBITDA | Not directly disclosed (see pre-tax profit £2.7 billion Q1 2025) | Focus remains on rising profits and solid operational leverage. |
| 📊 P/E Ratio | 8.47 | Attractive valuation offers upside potential with scope for further earnings growth. |
How much is Barclays stock?
The price of Barclays stock is rising this week. The current share price is 329.40 GBp, showing a daily increase of 1.12% and a slight weekly rise of 0.05%. Barclays’ market capitalisation stands at £46.46 billion, with an average three-month trading volume of 46.49 million shares. The stock trades at a P/E Ratio of 8.47, offers a dividend yield of 2.58%, and has a beta of 1.07. This underscores Barclays’ renewed growth momentum while offering measurable upside and liquidity for UK investors.
Our full analysis of Barclays stock
Having reviewed Barclays’ latest financial results and share price trends over the last three years, we have synthesised a range of data—spanning financial ratios, technical indicators, peer group dynamics, and broader market insights—using our proprietary analytics. This rigorous, multi-dimensional approach illuminates both underlying value and timely opportunities in the financial sector. So, why might Barclays stock once again become a strategic entry point into the UK and global banking sector in 2025?
Recent performance and market context
Barclays has delivered a powerful run of share price appreciation, with the stock up 51% over the past year and surging over 23% in the last six months, currently trading at 329.40 GBp as of July 2025. Intraday, the share price shows steady momentum with a +1.12% move, while the week-on-week performance is still positive at +0.05%, highlighting both resilience and renewed investor enthusiasm. The recent reporting season was marked by an 11% year-on-year increase in revenue to £7.7 billion for Q1 2025 and pre-tax profits well above consensus forecasts. Structural reforms and an agile response to a more challenging acquisition climate (notably, TSB slipped away to Santander) underline management’s adaptability. Macroeconomically, Barclays is benefiting from the Bank of England’s measured monetary policies, robust UK employment, and rising demand for diversified financial services—laying fertile ground for further gains.
Technical analysis
Barclays’ technical setup exhibits a compelling case for tactical buyers and medium-term participants alike. The RSI stands at 48.34, indicating a neutral—but not overstretched—zone from which momentum could build. The MACD flashes a technical “buy” signal, and a pattern of strong price action above both the 50-day (307.70 GBp) and 200-day (276.71 GBp) moving averages speaks to the depth of the current uptrend. The immediate support at 325.05 GBp remains solid, as does the recently established 52-week resistance at 340.35 GBp. The shares are consolidating at the higher end of their yearly range (196.44–340.35 GBp), suggesting room for further breakout. Structurally, the technical outlook continues to reinforce a bullish bias, with minimal signs of sustained exhaustion, thus favouring accumulation.
Fundamental analysis
- Financial growth: Q1 2025 generated an 11% increase in revenue (£7.7 billion), pre-tax profits climbed to £2.7 billion (+19% year-over-year), and net earnings surged by 20.3% to £1.86 billion. Return on tangible equity (RoTE) hit a sector-leading 14.0%.
- Valuation: The price-to-earnings ratio, at just 8.47, positions Barclays favourably relative to domestic and global peers, suggesting the shares remain undervalued in light of earnings momentum and forward guidance. Dividend yield stands at a solid 2.58%, adding to total return potential.
- Competitive advantages: Barclays maintains leadership in UK retail and commercial banking, a world-class investment arm, and a growing presence in Asia-Pacific. Its prowess in cost management (e.g., targeted headcount reductions in investment banking) and innovation in digital and sustainable finance further strengthen its platform.
- Strategic expansion: Management is recentering efforts on core UK banking—signalled by restructuring and a tightened strategic scope—while pursuing new geographic growth and deepening its mix of wealth, corporate, and technology-driven offerings.
Barclays’ capacity for generating cash flow, defending market share, and executing strategy, even in complex regulatory or competitive climates, underscores the fundamental case for renewed investor interest.
Volume and liquidity
The liquidity profile of Barclays is a significant asset in itself, with an average trading volume of 46.49 million shares (3-month average). With nearly 14.1 billion shares outstanding and a vibrant free float, the stock is among the FTSE’s most active. High liquidity facilitates efficient price discovery, minimises trading costs, and provides strong support during volatility—key for both professional asset managers and individuals building longer-term UK equity positions. Market confidence in Barclays’ trajectory is clearly reflected in this active turnover and the absence of liquidity risk.
Catalysts and positive outlook
- Major revenue upgrades: 2025 financial guidance was raised to over £12.5 billion, reflecting top-line and margin momentum.
- Operational optimisation: The group’s cost discipline, including strategic headcount reduction and tech automation, directly boosts profitability and competitiveness.
- Strategic realignment: The renewed focus on UK core banking and selected international hubs positions Barclays to benefit from less cyclical, higher-multiple revenue streams.
- ESG innovation and digital transformation: Ongoing digital infrastructure investments and leadership in ESG-principled finance are winning new clients and meeting rising regulatory standards.
- Market sentiment: The consensus is notably bullish, with 13 “buy” recommendations and zero “sell,” underscoring sector analyst confidence.
- Potential upside from US tax resolution: The possible end of punitive US tax regimes could provide further earnings tailwinds.
- Macro uplift: The global financial sector continues to enjoy favourable conditions as interest rates normalise, consumer demand recovers, and cross-border capital flows expand.
Taken together, these catalysts leave Barclays better positioned to outpace competitors—both in profitability and in valuation re-rating—over the coming quarters.
Investment strategies
- Short-term: Shares are trading near technical support and below consensus target price (353.69 GBp), providing scope for tactical bounces on further positive news or quarterly results (next scheduled update: 28 July 2025).
- Medium-term: With upward earnings revisions, targeted cost savings, and consistent dividend growth, medium-horizon investors may find the risk-reward particularly attractive, especially as Barclays continues to outperform broader market indices.
- Long-term: The franchise’s proven resilience, diversified business mix, and large addressable market make the stock a suitable core holding. Barclays’ balance of growth, income, and value credentials aligns perfectly with institutional and private capital seeking stability with upside.
An entry near present levels, particularly ahead of major financial disclosures or in response to secondary dips, could represent optimal positioning for those who appreciate disciplined, evidence-based allocations.
Is it the right time to buy Barclays?
In synthesising Barclays’ robust financial results, strong momentum, and favourable risk/reward, it becomes clear that the stock may be entering a new bullish phase. Key strengths—strong revenue and earnings progression, sector-leading returns, high liquidity, and cost competitiveness—are complemented by a well-timed strategic focus and external tailwinds. The attractive valuation, combined with upward guidance revisions, only further bolsters the appeal. While prudent risk management remains essential given broader market volatility, the fundamentals justify renewed interest and suggest the stock seems to represent an excellent opportunity for those seeking exposure to the evolving UK banking sector.
Barclays is poised for continued positive momentum, offering both stability and growth potential—making this period a compelling moment to consider a strategic, long-term allocation.
How to buy Barclays stock in the UK?
Buying Barclays stock online is straightforward and secure through any UK-regulated broker. Investors can choose between two popular options: buying shares outright (spot buying) or trading via Contracts for Difference (CFDs) if they prefer flexible, leveraged investing. Each approach has its strengths and suits different investor profiles. To support your decision, a comprehensive broker comparison is available further down the page.
Spot buying
Buying Barclays shares in cash means you become the registered owner of the shares, eligible for dividends and long-term appreciation. Most leading UK brokers charge a fixed commission per order, usually between £5 and £12, or a small percentage of your investment amount.
Gain scenario
If the Barclays share price is 329.40 GBp (about £3.29), you can buy around 303 shares with a £1,000 stake, including a brokerage fee of around £5.
If the share price rises by 10%, your shares are now worth £1,100. Result: +£100 gross gain, i.e. +10% on your investment.
Trading via CFD
Trading Barclays shares via CFDs means you speculate on price movements without owning the actual shares. CFDs allow you to use leverage—multiplying potential gains (and losses)—but involve fees like the buy/sell spread and possible overnight financing if the position is held beyond a day.
Gain scenario
You open a CFD position on Barclays shares with £1,000 and use 5x leverage. This gives you market exposure of £5,000.
If the stock rises by 8%, your position gains 8% × 5 = 40%.
Result: +£400 gain, on a £1,000 deposit (excluding fees).
Final advice
Before investing in Barclays, always compare platforms for their fees and terms—our broker comparison below can help you make the right call. The ideal method for you depends on your personal objectives, experience, and appetite for risk.
Compare the best brokers in the UK!Compare brokersOur 7 tips for buying Barclays stock
| 📊 Step | 📝 Specific tip for Barclays |
|---|---|
| Analyze the market | Check Barclays’ latest financial performance, banking sector outlook, and UK economic indicators to identify buying opportunities. |
| Choose the right trading platform | Use an FCA-regulated UK broker with transparent fees for secure and efficient trading of Barclays shares. |
| Define your investment budget | Set a clear limit based on your personal finances, considering Barclays’ strong dividend yield and steady growth. |
| Choose a strategy (short or long term) | Given Barclays’ recent momentum and growing profits, a medium- to long-term investment is attractive. |
| Monitor news and financial results | Follow Barclays’ quarterly earnings, regulatory developments, and any changes in UK financial policy that could affect the stock. |
| Use risk management tools | Apply stop-loss or limit orders to help protect your investment from sharp market swings or unexpected news. |
| Sell at the right time | Assess selling after strong earnings, reaching target prices, or when macroeconomic shifts affect UK bank stocks. |
The latest news about Barclays
Barclays shares outperform FTSE with more than 50% growth over the past year. The stock’s 12-month performance demonstrates significant strength relative to the broader UK market, driven by strong earnings and renewed investor confidence.
Latest Q1 2025 results exceed analyst expectations, highlighting robust UK earnings momentum. Barclays reported a profit before tax of £2.7 billion for the first quarter, up 19% year-on-year and ahead of consensus forecasts, reflecting effective cost optimisation and revenue growth.
Strategic refocus on core UK banking continues, strengthening local presence and profitability. The group intensified efforts to increase UK market share and streamline non-core investment banking operations, aiming to enhance stability and long-term returns in its domestic market.
Upward revision of 2025 revenue guidance signals confidence in sustained business growth. Official outlook now forecasts revenues above £12.5 billion for 2025, a positive sign for future dividends and sector leadership in the UK.
Strong analyst consensus with 13 buy recommendations and no sell ratings boosts market sentiment. Recent weeks have seen continued support from both UK and international research firms, further underlining positive investor expectations for Barclays.
FAQ
What is the latest dividend for Barclays stock?
Barclays currently pays a dividend, with the latest annual amount set at 8.40 GBp per share. The payout typically occurs semi-annually, with the last payment made in early spring. The yield remains attractive for UK banking stocks, and Barclays has a track record of increasing distributions in line with profit growth.
What is the forecast for Barclays stock in 2025, 2026, and 2027?
Based on the current price of 329.40 GBp, the forecasted value is 428 GBp for end 2025, 494 GBp for end 2026, and 658 GBp for end 2027. These projections reflect Barclays' robust fundamentals, positive revenue guidance, and continued sector momentum, supported by analyst consensus upgrades and a strong UK market recovery.
Should I sell my Barclays shares?
Current indicators suggest holding onto Barclays shares may be a sensible approach. The bank’s valuation remains attractive, supported by resilient earnings, efficient cost management, and a strategic focus on core UK operations. Given historical outperformance and a positive mid- to long-term growth outlook, Barclays is well-positioned within the financial sector.
Are Barclays shares eligible for ISAs in the UK and what are the tax implications?
Barclays shares are eligible for Individual Savings Accounts (ISAs) in the UK, allowing investors to receive dividends and realise capital gains free from UK income and capital gains tax. This makes holding Barclays within an ISA particularly appealing for tax-efficient investing, subject to annual subscription limits set by HMRC.
What is the latest dividend for Barclays stock?
Barclays currently pays a dividend, with the latest annual amount set at 8.40 GBp per share. The payout typically occurs semi-annually, with the last payment made in early spring. The yield remains attractive for UK banking stocks, and Barclays has a track record of increasing distributions in line with profit growth.
What is the forecast for Barclays stock in 2025, 2026, and 2027?
Based on the current price of 329.40 GBp, the forecasted value is 428 GBp for end 2025, 494 GBp for end 2026, and 658 GBp for end 2027. These projections reflect Barclays' robust fundamentals, positive revenue guidance, and continued sector momentum, supported by analyst consensus upgrades and a strong UK market recovery.
Should I sell my Barclays shares?
Current indicators suggest holding onto Barclays shares may be a sensible approach. The bank’s valuation remains attractive, supported by resilient earnings, efficient cost management, and a strategic focus on core UK operations. Given historical outperformance and a positive mid- to long-term growth outlook, Barclays is well-positioned within the financial sector.
Are Barclays shares eligible for ISAs in the UK and what are the tax implications?
Barclays shares are eligible for Individual Savings Accounts (ISAs) in the UK, allowing investors to receive dividends and realise capital gains free from UK income and capital gains tax. This makes holding Barclays within an ISA particularly appealing for tax-efficient investing, subject to annual subscription limits set by HMRC.
