Should I buy Beazley stock in 2025?

Why trust HelloSafe ?

At HelloSafe, our specialist has been tracking Beazley's performance for over three years. Every month, hundreds of thousands of users in the UK trust us to analyse market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by Beazley.

What is Beazley?

How much is Beazley stock?

The price of Beazley stock is rising this week. As of now, Beazley trades at 906.00 pence, up 0.61% in the last 24 hours but down 4.13% over the past week. The company has a market capitalization of £5.69 billion, with an average three-month trading volume of 2.66 million shares. Its P/E ratio stands at 7.31, offering a dividend yield of 2.67%, and the stock’s beta is 0.50, indicating lower volatility than the broader market. This combination of strong fundamentals and moderate risk makes Beazley an appealing choice for diversified investors.

Our full analysis of the Beazley stock

After a thorough review of Beazley’s latest financial results and an in-depth examination of the stock’s performance over the past three years, we applied our proprietary algorithms to a wide spectrum of data—ranging from financial ratios and technical signals to peer benchmarking and macro trends. This synthesis allows for a rigorous and up-to-date perspective that goes beyond simple historic results. So, why might Beazley stock once again become a strategic entry point into the specialist insurance sector in 2025?

Recent performance and market context

Beazley stock has shown impressive resilience and momentum, closing at 906.00 pence with a noticeable 38.43% rally over the past year. In the last six months alone, the share price gained 11.3%, despite a minor weekly pullback and some short-term volatility. This performance has been underpinned by record-breaking profits, outperformance versus analyst expectations, and a robust trajectory of premium growth—notably a 10% annualised growth in written premiums for 2024. Beazley’s active £500 million share buyback, alongside a reviewed dividend policy, further signals strong capital discipline and management confidence. The backdrop for Beazley remains highly favourable, with UK and global insurance markets benefiting from elevated risk awareness, particularly in the cyber and digital segments, and a premium environment experiencing sustained pricing power.

Technical analysis

A closer look at Beazley’s technical picture reveals constructive signals supporting a bullish narrative. The latest RSI at 55.67 suggests there is still buying interest without reaching overbought levels, indicating headroom for additional advances. The MACD, currently at 0.04 with a buy signal, and the stock’s position above key 20-, 50-, and 100-day moving averages, reinforce the short-to-medium-term uptrend. The price’s ability to hold strong above key support at 892.50 pence, together with the proximity to recent 52-week highs (983.50 pence), provides added confidence that any pullbacks are being met with steady accumulation. With a relatively low beta of 0.50, Beazley also presents as a more stable choice in what can be a volatile sector—a characteristic valued by both institutional and individual investors navigating the current market.

Fundamental analysis

Fundamentally, Beazley stands out for its diversified revenue streams, strong profitability, and disciplined growth strategy. The company reported record pre-tax profits of $1.423 billion for 2024, a 13% improvement year-on-year, combined with a robust combined ratio of 74.8%—a key marker of operational efficiency in insurance. Earnings per share reached 1.70 GBP, underscoring effective capital allocation and margin expansion. The stock trades at a highly attractive P/E ratio of 7.31, suggesting the valuation does not yet fully reflect Beazley’s momentum and growth prospects. Beazley’s leadership in emerging segments—especially cyber risk insurance and digital solutions—strengthens its competitive advantage and enhances its brand reputation globally. The company’s ability to adapt and innovate, backed by targeted investments in technology and risk modelling, cements its place as a structural winner amid evolving industry challenges.

Volume and liquidity

Market interest in Beazley remains robust, with an average daily trading volume of 2.66 million shares over the past three months—an indicator of broad investor participation and liquidity. The stock’s public float, combined with ongoing buyback activity, underpins dynamic valuation potential and smooth execution for new positions. Such strong liquidity signals persistent institutional engagement and fosters an environment conducive for both retail and professional investors to express conviction.

Catalysts and positive outlook

Several catalytic factors underpin Beazley’s bullish outlook for the remainder of 2025 and beyond. Notable among these are the expanding market for cyber insurance amid the global rise in cyberattacks, Beazley’s leadership in digital distribution, and disciplined underwriting in new and emerging risk classes. Regulatory trends remain favourable for specialist insurers, while ongoing investments in technology enhance product offerings and operational agility. The company’s track record of above-market premium growth, effective cost control, and innovative product launches positions it for further outperformance. Environmental, social, and governance (ESG) initiatives, and the focus on sustainable insurance solutions, only strengthen Beazley’s appeal to forward-looking capital sources. The consensus among leading analysts is increasingly constructive, reflected in a “Strong Buy” consensus and a median target above the current market price.

Investment strategies

For investors seeking short-term tactical opportunities, Beazley’s current pricing near technical support and just below its 52-week high offers an attractive entry for potential breakout trades. Medium-term investors may find the combination of double-digit revenue and profit growth, share buybacks, and stable, growing dividends compelling, with a supportive industry and regulatory backdrop to underpin returns. For the long-term, Beazley’s structural strengths—including its leadership in cyber insurance, disciplined underwriting, brand reputation, and ability to adapt to new risk trends—create an excellent foundation for compounding value and resilient earnings growth over time. The stock’s appealing valuation, stability indicators, and clear roadmap for innovation and expansion encourage serious consideration for portfolio inclusion.

Is it the right time to buy Beazley?

In summary, Beazley’s credentials—record profits, sector leadership in high-growth niches, liquidity, and a compelling valuation—form a powerful case for renewed interest. The blend of positive technical and fundamental forces points towards a new phase of momentum, while management’s strategic initiatives and robust capital discipline enhance upside confidence. With its established brand, strong market position, and capacity for innovation, Beazley seems to represent an excellent opportunity in the specialist insurance market. Investors eyeing growth potential and market resilience in 2025 may find that Beazley is entering a new bullish phase—one that could reward those who position themselves ahead of the next major industry catalysts.

How to buy Beazley stock in the UK?

Buying Beazley stock online is straightforward and secure when you use a regulated broker in the UK. Most retail investors choose between spot buying—where you become a direct shareholder—or trading CFDs, which offer flexibility and leverage but don’t grant voting rights. Below, you’ll find a broker comparison to help you choose the best platform for your needs.

Spot buying

Cash buying means purchasing Beazley shares directly and holding them in your name. UK brokers typically charge a fixed commission per trade—often around £5 to £10. With cash purchase, you own the actual shares and may receive dividends.

Gain scenario

If the Beazley share price is 906 pence (£9.06), you can buy around 110 shares with a £1,000 stake, including a brokerage fee of about £5.

If the share price rises by 10%, your shares are now worth £1,100.

Result: +£100 gross gain, i.e. +10% on your investment.

Trading via CFD

CFD (Contract for Difference) trading lets you speculate on Beazley’s price without owning the shares. Fees apply to the spread (the difference between buy and sell prices) and overnight financing if you hold positions for multiple days. CFDs enable leverage, which amplifies both potential gains and losses.

CFD Gain Scenario: Beazley Shares

You open a CFD position on Beazley shares with 5x leverage and £1,000 as your margin.

This gives you market exposure equivalent to £5,000.

✔️ Gain scenario:

If the stock rises by 8%, your position gains 8% × 5 = 40%.

Result: +£400 gain, on a £1,000 stake (excluding any fees).

Final advice

Before investing, always compare brokers’ fees, conditions, and the range of available services. The best method depends on your objectives: cash buying suits long-term investors seeking ownership, while CFDs offer flexibility for active traders. Our detailed broker comparison below will help you choose the solution best suited to your approach.

7 Tips for Buying Beazley Stock

The latest news about Beazley

Beazley stock posts a positive intraday gain, closing at 906.00 pence on 3 July 2025. Over the last 24 hours, Beazley outperformed the broader UK insurance sector, reflecting continued investor confidence after the release of strong semi-annual financials and the sector’s optimistic forward guidance.

The company’s market capitalisation stands at £5.69 billion, reinforcing its status among the UK’s top specialist insurers. This solid valuation is underpinned by steady trading volumes, strong balance sheet management, and ongoing share buyback activities, which have drawn consistent interest from institutional investors and UK-based portfolio managers.

Recent analyst consensus remains "Strong Buy" for Beazley, with an increased average price target of 1,070 pence. UK market analysts from leading institutions such as Barclays and JPMorgan continue to cite Beazley’s sector leadership in cyber risk insurance and digital expansion as key drivers of future performance.

Beazley maintains robust technical momentum, with all main moving averages issuing a buy signal. The 20-day to 200-day averages remain above current price levels, suggesting a bullish setup; the MACD and RSI both indicate favourable momentum for UK investors seeking solid entry points.

Continued premium growth in the UK and international digital lines sustains Beazley’s earnings momentum. Quarterly figures confirm a 10% surge in written premiums, boosted by UK client retention and expansion in digital insurance products, supporting the outlook for double-digit annual revenue gains and sector outperformance.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.