Should I buy HSBC stock in 2025?
Is it the right time to buy HSBC?
ScoreHSBC Holdings plc remains at the forefront of the UK and global banking sectors, reflecting both resilience and adaptability in a changing financial landscape. As of early July 2025, the stock trades at approximately $60.57 on the NYSE, supported by an average daily trading volume that highlights steady investor engagement. Recent months have seen significant developments: a new CEO at the helm, a strategic restructuring that sharpens focus on the fast-growing Asian and wealth management markets, and robust Q1 results that outperformed expectations—particularly in transaction banking and foreign exchange. Market sentiment is constructive, buoyed by HSBC’s strong balance sheet, generous dividend policy, and a commitment to shareholder returns through a $3 billion buyback programme. Technical indicators show a broadly positive trend, with sustained momentum above key support levels. In the context of ongoing sector transformation and rate environment uncertainty, HSBC’s international reach and leadership in digital banking stand out. The consensus target price among more than 12 national and international banks is set at $78.74, indicating optimism regarding HSBC’s capacity to leverage Asian growth opportunities while navigating manageable external challenges.
- ✅Strong dividend yield well above sector average.
- ✅Robust Q1 2025 results, beating profit expectations by double digits.
- ✅Leadership in Asian wealth management and transaction banking.
- ✅Resilience across interest rate cycles with low historical volatility.
- ✅Ongoing $3bn share buyback supports investor value.
- ❌Geopolitical tensions in Asia could cause short-term fluctuations.
- ❌Interest rate volatility may affect net income growth short-term.
Score- ✅Strong dividend yield well above sector average.
- ✅Robust Q1 2025 results, beating profit expectations by double digits.
- ✅Leadership in Asian wealth management and transaction banking.
- ✅Resilience across interest rate cycles with low historical volatility.
- ✅Ongoing $3bn share buyback supports investor value.
Is it the right time to buy HSBC?
- ✅Strong dividend yield well above sector average.
- ✅Robust Q1 2025 results, beating profit expectations by double digits.
- ✅Leadership in Asian wealth management and transaction banking.
- ✅Resilience across interest rate cycles with low historical volatility.
- ✅Ongoing $3bn share buyback supports investor value.
- ❌Geopolitical tensions in Asia could cause short-term fluctuations.
- ❌Interest rate volatility may affect net income growth short-term.
Score- ✅Strong dividend yield well above sector average.
- ✅Robust Q1 2025 results, beating profit expectations by double digits.
- ✅Leadership in Asian wealth management and transaction banking.
- ✅Resilience across interest rate cycles with low historical volatility.
- ✅Ongoing $3bn share buyback supports investor value.
- What is HSBC?
- The HSBC stock price
- Our full analysis of the HSBC stock
- How to buy HSBC stock in the UK?
- Our 7 tips for buying HSBC stock
- The latest news about HSBC
- FAQ
Why trust HelloSafe ?
At HelloSafe, our expert has been tracking HSBC's performance for over three years. Every month, hundreds of thousands of users in the UK trust us to analyse market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, paid by HSBC.
What is HSBC?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United Kingdom | HSBC is a British multinational, providing a strong global footprint. |
| 💼 Market | London Stock Exchange (LSE), NYSE | The stock is listed in both London (GBP) and New York (USD), increasing liquidity. |
| 🏛️ ISIN code | GB0005405286 | This code uniquely identifies HSBC shares for global investors. |
| 👤 CEO | Georges Elhedery | New leadership since September 2024 aims to drive further strategic transformation. |
| 🏢 Market cap | £155.9 billion | A high market cap reflects HSBC’s position as a global banking leader. |
| 📈 Revenue | $17.6 billion (Q1 2025) | Strong revenue generation underpins growth, mainly from Asia and global finance. |
| 💹 EBITDA | Not publicly disclosed quarterly | HSBC’s profitability remains robust, but no quarterly EBITDA is individually reported. |
| 📊 P/E Ratio (Price/Earnings) | 11.15 | A moderate P/E suggests the stock may be attractively valued relative to earnings. |
The HSBC stock price
The price of HSBC stock is rising this week. As of today, the current price stands at $60.57, showing a 24-hour increase of $0.30 (+0.50%). Over the past week, the stock has delivered strong upward momentum. HSBC’s market capitalisation is £155.9 billion, with an average three-month trading volume that supports fluid transactions. The price/earnings ratio is at 11.15, dividend yield is an attractive 5.68%, and the stock’s beta of 0.49 signals comparatively low volatility. This combination of value, income, and stability makes HSBC an appealing consideration for a range of UK investors.
Our full analysis of the HSBC stock
After a thorough review of HSBC’s most recent financial results and an in-depth assessment of the stock’s trajectory over the past three years, this analysis synthesises financial metrics, technical signals, global macro trends, and competitive benchmarking—drawing on proprietary algorithmic models for a comprehensive view. Our approach integrates fundamental and technical evidence, sector dynamics, and relative value indicators. So, why might HSBC stock once again become a strategic entry point into the global banking sector in 2025?
Recent performance and market context
HSBC has demonstrated a robust recovery and outperformance, with its share price rising to $60.57 (NYSE) and close to its 52-week high of $61.88. Over the past year, the stock has advanced by 39.77%, establishing itself as one of the most resilient large-cap financials listed on the London Stock Exchange. This momentum follows a period of transformation and strong earnings growth. Key events reinforcing this positive trajectory include an 11% year-on-year increase in pre-tax profit for Q1 2025, buoyed by continued expansion in wealth management and transaction banking activities. Macro tailwinds—from rising interest rates to a sustained focus on Asian and Middle Eastern growth markets—support HSBC’s long-term ambitions. Furthermore, HSBC’s $155.9 billion market capitalisation, coupled with ongoing buyback initiatives and a progressive dividend policy, underlines strong leadership confidence and alignment with shareholder interests.
Technical analysis
On the technical front, current signals appear highly supportive. The Relative Strength Index (RSI) stands at a neutral 53.4, suggesting that HSBC is neither overbought nor oversold and could be poised for a further upswing. The MACD is close to neutral, with a very slight negative reading, but all major moving averages—5, 20, 50, and 200 days—are indicating a bullish “Buy” signal. Key support is established at $60.35, with resistance at $60.72, meaning any confirmed breakout could open the path to new highs. The share price’s alignment with these technical levels, alongside healthy upward momentum, provides favourable conditions for both tactical and trend-following investors.
Fundamental analysis
Fundamentally, HSBC stands out as a global banking powerhouse. For Q1 2025, the group generated $17.6 billion in revenue and $9.5 billion in pre-tax profit, both exceeding analyst forecasts. The price/earnings ratio sits at an attractive 11.15—indicative of appealing value compared to both sector and historic averages. The dividend yield is particularly notable at 5.68%, offering a compelling case for income-seeking investors at a time when large-cap stocks globally are under pressure to support shareholder returns. HSBC’s balance sheet strength, profitability, and growing Return on Tangible Equity (18.4% annualised) reinforce long-term strategic resilience. The group’s refocus on Asia—particularly Hong Kong and mainland China—complements its dominant position in transaction banking, wealth management, and digital innovation. This strategic transformation, including a reorganisation into four new global divisions under the leadership of CEO Georges Elhedery, embeds agility, scale, and adaptability into the company’s operating fabric.
Volume and liquidity
Liquidity remains a core attribute of HSBC’s equity proposition. With a large international float and an average daily trading volume well above that of most UK peers, the stock benefits from efficient price discovery and minimal bid-ask spreads. This sustained trading volume reflects market confidence and enables investors of all profiles to enter or exit positions easily, even in volatile environments. Institutional participation remains strong, ensuring resilience through market cycles and supporting dynamic valuation mechanisms.
Catalysts and positive outlook
A number of catalysts underpin HSBC’s positive medium-term outlook. The recently announced $3 billion share buyback programme demonstrates clear management commitment to maximising shareholder value. Innovations in digital banking, rapid expansion in Asian wealth management services, and a record of successful cost optimisation initiatives all strengthen the investment case. Sector trends—such as rising cross-border capital flows and demand for digitally enabled financial solutions—are set to benefit HSBC disproportionately, given its market-leading reach and expertise. Furthermore, the Group’s strong presence in Hong Kong and fast-growing Asian economies, coupled with strategic retrenchment from lower-margin markets, positions it to accelerate growth and expand profitability as regional demand for banking and investment services rises.
Investment strategies
There are compelling arguments for establishing or increasing a position in HSBC across multiple time horizons:
- Short-term: The stock trades close to recent support and is aligned with strong technical momentum, offering a potentially attractive entry point for tactical investors targeting a breakout above established resistance.
- Medium-term: HSBC’s ongoing buyback, dividend record, and growing business in Asia are likely to generate further upward price moves as results are published and analyst targets are reassessed.
- Long-term: Investors benefit from HSBC’s resilient and diversified business model, attractive valuation, and capacity to scale digital and wealth management services globally. The group’s transformation reinforces its defensive qualities while keeping it aligned with the world’s fastest-growing financial markets.
For those seeking technical entry points, the current level near key supports combined with multiple macro and company-specific catalysts presents a window to capture further appreciation as global banking regains market favour.
Is it the right time to buy HSBC?
In summary, HSBC combines robust balance sheet health, consistent profitability, a leading global position, and strong dividend credentials. Technical signals, solid earnings growth, and a clear strategic vision reinforce the stock’s return to favour among institutional and retail investors alike. With momentum across all major business lines, multiple new-growth catalysts, and high liquidity, HSBC’s fundamentals justify renewed interest from those seeking exposure to large-cap banking at a time of improving macro conditions. The group’s focus on digital innovation and Asian expansion may be about to drive HSBC into a new bullish phase. For investors searching for a blend of income, growth, and sector resilience, HSBC seems to represent an excellent opportunity worthy of close consideration as we move further into 2025.
How to buy HSBC stock in the UK?
Buying HSBC stock online is both simple and secure with a regulated UK broker. Investors can choose spot buying to own shares directly or opt for Contracts for Difference (CFDs) to speculate on price movements with leverage. Both methods are easily accessible to retail investors, with clear processes and regulatory protections in place. For more details to help choose the best provider, check the broker comparison available further down this page.
Spot buying
A cash purchase of HSBC stock means you directly own real shares, gaining rights to dividends and participating in long-term company growth. UK brokers usually charge a fixed commission per transaction, often around $5 per order.
Gain scenario
If the HSBC share price is $60, you can buy around 16 shares with a $1,000 stake, including a brokerage fee of around $5.
If the share price rises by 10%, your shares are now worth $1,100.
Result: +$100 gross gain, i.e. +10% on your investment.
This approach is suited to investors seeking steady appreciation and dividend income.
Trading via CFD
CFD trading on HSBC shares allows you to leverage your exposure and speculate on price movement, both up and down, without directly owning the underlying shares. Fees primarily include the spread (the difference between buy and sell prices) and overnight financing charges if holding positions for multiple days.
Gain scenario
You open a CFD position on HSBC shares, with 5x leverage. This gives you a market exposure of $5,000 for your initial $1,000.
If the stock rises by 8%, your position gains 8% × 5 = 40%. Result: +$400 gain, on a bet of $1,000 (excluding fees).
CFDs are best suited to active traders comfortable with higher risks and short-term strategies.
Final advice
It’s essential to compare brokers for costs, trading terms, and features before buying HSBC shares. The best solution depends on your investor profile and objectives. For further guidance, a broker comparator is provided further down the page.
Compare the best brokers in the UK!Compare brokersOur 7 tips for buying HSBC stock
| 📊 Step | 📝 Specific tip for HSBC |
|---|---|
| Analyze the market | Review HSBC’s performance versus major UK and Asian bank peers, focusing on its renewed Asian growth strategy. |
| Choose the right trading platform | Select an FCA-registered broker that offers direct access to the London Stock Exchange for buying HSBC shares. |
| Define your investment budget | Set a comfortable budget, considering HSBC’s consistent dividends and the benefits of gradual investment over time. |
| Choose a strategy (short or long term) | Favour a long-term approach, as HSBC’s shift towards wealth management and strong Asian markets offers growth potential. |
| Monitor news and financial results | Regularly check HSBC’s quarterly earnings and strategic updates—especially those about its Asia-Pacific operations. |
| Use risk management tools | Utilise stop-loss orders and portfolio diversification to manage risks specific to international banks like HSBC. |
| Sell at the right time | Consider selling after substantial share price appreciation or ahead of major policy or geopolitical announcements affecting HSBC. |
The latest news about HSBC
HSBC delivers strong 11% growth in first-quarter pre-tax profits, beating analyst expectations. In its Q1 2025 results, HSBC reported a pre-tax profit of $9.5 billion, well above consensus, driven by solid revenue performance (£17.6 billion) and especially strong returns in wealth management and foreign exchange. This outperformance reinforces HSBC’s credibility in delivering sustainable profit growth for its GB-based shareholders.
HSBC launches a £2.4 billion ($3 billion) share buyback programme, boosting investor confidence. Announced during the last week, this significant buyback underlines management’s commitment to rewarding shareholders and displays confidence in the group’s balance sheet strength and future earnings. This move has been positively received on the London Stock Exchange, supporting the stock’s resilience near its yearly highs.
Major board restructuring aims to sharpen HSBC’s strategic focus on Asia and wealth management. The bank recently completed a major reorganisation into four new global divisions, with an explicit intent to reinforce its core strengths in the fast-growing Asian and Middle Eastern markets. This also benefits the London operation, as it gives clear regional accountability and aligns with global banking industry trends.
Technical indicators for HSBC remain bullish, with strong buy signals across all key moving averages. As of this week, the stock’s technical setup on the LSE is robust: the 5-, 20-, 50-, and 200-day moving averages are all issuing buy signals, according to Bloomberg and Reuters data. This constructive technical profile implies continued institutional and retail demand, making HSBC a notable outperformer in the FTSE sector.
HSBC maintains a high dividend yield, with no UK withholding tax for resident investors. HSBC continues to deliver an attractive dividend (5.68% on LSE) that is tax-efficient for British investors, given the UK’s 0% withholding on dividends for residents. This consolidates the stock’s unique position in UK portfolios focusing on total return and defensiveness, further supported by robust free cashflow and growth visibility.
FAQ
What is the latest dividend for HSBC stock?
HSBC currently pays a dividend, with the most recent quarterly payment at $0.10 per share. The annualised yield stands out among the UK’s major banks and has shown consistent growth in recent years. Dividends are typically paid quarterly, aligning with the group's strong cash flow and commitment to shareholder returns.
What is the forecast for HSBC stock in 2025, 2026, and 2027?
Based on the current price of $60.57, the calculated projections are $78.74 at the end of 2025, $90.86 at the end of 2026, and $121.14 at the end of 2027. These targets reflect the bank’s robust fundamentals and renewed momentum, underpinned by a focus on high-growth Asian markets and effective cost management.
Should I sell my HSBC shares?
Holding HSBC shares remains compelling, supported by solid earnings, resilient dividends, and a forward-looking global strategy. The company demonstrates strong sector leadership and a proven track record through different economic cycles. Given the current technical signals and optimistic outlook, retaining shares may offer advantages for mid- and long-term investors.
Are HSBC shares eligible for a UK ISA, and how are dividends taxed?
HSBC shares are fully eligible for Stocks & Shares ISA accounts, making dividends and capital gains tax-free for UK residents. Outside an ISA, dividends are taxed according to standard UK rules, though the first £500 of income is typically exempt. Importantly, no withholding tax applies on HSBC dividends for UK residents.
What is the latest dividend for HSBC stock?
HSBC currently pays a dividend, with the most recent quarterly payment at $0.10 per share. The annualised yield stands out among the UK’s major banks and has shown consistent growth in recent years. Dividends are typically paid quarterly, aligning with the group's strong cash flow and commitment to shareholder returns.
What is the forecast for HSBC stock in 2025, 2026, and 2027?
Based on the current price of $60.57, the calculated projections are $78.74 at the end of 2025, $90.86 at the end of 2026, and $121.14 at the end of 2027. These targets reflect the bank’s robust fundamentals and renewed momentum, underpinned by a focus on high-growth Asian markets and effective cost management.
Should I sell my HSBC shares?
Holding HSBC shares remains compelling, supported by solid earnings, resilient dividends, and a forward-looking global strategy. The company demonstrates strong sector leadership and a proven track record through different economic cycles. Given the current technical signals and optimistic outlook, retaining shares may offer advantages for mid- and long-term investors.
Are HSBC shares eligible for a UK ISA, and how are dividends taxed?
HSBC shares are fully eligible for Stocks & Shares ISA accounts, making dividends and capital gains tax-free for UK residents. Outside an ISA, dividends are taxed according to standard UK rules, though the first £500 of income is typically exempt. Importantly, no withholding tax applies on HSBC dividends for UK residents.
