Should I buy M&G stock in 2025?
Is it the right time to buy M&G?
ScoreM&G plc, a cornerstone of the UK’s asset management and life insurance sector, is currently trading at approximately 255.60 pence with an average daily volume near 10.45 million shares—reflecting sustained investor interest. Recent annual results confirmed robust operational progress: operating profit rose by 5% despite the macroeconomic headwinds and a temporarily negative net income. The company’s June 2025 acquisition of a majority stake in P Capital Partners AB further extends M&G’s reach into private markets, while cost reductions and deleveraging signal prudent management. Market sentiment is constructive, with a majority of analysts maintaining a buy stance, and investors noting the appeal of M&G’s sector-leading 7.94% dividend yield. Recent technical indicators point to resilient support with the shares hovering near their yearly highs and a consensus target price of 332 pence, according to more than 12 national and international banks. With new medium-term profit growth targets (+5% annually) and continued execution on strategic priorities, M&G stands out as a compelling exposure to UK financials—a sector benefiting from elevated rates, renewed international expansion, and robust dividend policies.
- ✅Very high dividend yield of 7.94%, among the best in the FTSE 100.
- ✅Dividend growth policy supports long-term income stability.
- ✅Strong operating profit growth of 5% despite sector challenges.
- ✅Recent international acquisitions enhance private market capabilities.
- ✅Resilient reputation, over 170 years’ heritage and proven sector expertise.
- ❌Negative net earnings in 2024 reflect temporary restructuring and macro pressures.
- ❌Exposure to volatile interest rate and global market conditions could impact short-term flows.
Score- ✅Very high dividend yield of 7.94%, among the best in the FTSE 100.
- ✅Dividend growth policy supports long-term income stability.
- ✅Strong operating profit growth of 5% despite sector challenges.
- ✅Recent international acquisitions enhance private market capabilities.
- ✅Resilient reputation, over 170 years’ heritage and proven sector expertise.
Is it the right time to buy M&G?
- ✅Very high dividend yield of 7.94%, among the best in the FTSE 100.
- ✅Dividend growth policy supports long-term income stability.
- ✅Strong operating profit growth of 5% despite sector challenges.
- ✅Recent international acquisitions enhance private market capabilities.
- ✅Resilient reputation, over 170 years’ heritage and proven sector expertise.
- ❌Negative net earnings in 2024 reflect temporary restructuring and macro pressures.
- ❌Exposure to volatile interest rate and global market conditions could impact short-term flows.
Score- ✅Very high dividend yield of 7.94%, among the best in the FTSE 100.
- ✅Dividend growth policy supports long-term income stability.
- ✅Strong operating profit growth of 5% despite sector challenges.
- ✅Recent international acquisitions enhance private market capabilities.
- ✅Resilient reputation, over 170 years’ heritage and proven sector expertise.
- What is M&G?
- The M&G stock price
- Our full analysis of the M&G stock
- How to buy M&G stock in the UK
- Our 7 tips for buying M&G stock
- The latest news about M&G
- FAQ
Why trust HelloSafe ?
At HelloSafe, our expert has been tracking the performance of M&G for over three years. Every month, over a million users in the UK trust us to decipher market trends and identify the best investment opportunities. Our analyses are provided for informational purposes and do not constitute investment advice. In accordance with our ethical charter, we have never been, and will never be, compensated by M&G.
What is M&G?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United Kingdom | UK-based, benefiting from a robust financial sector and regulatory framework. |
| 💼 Market | London Stock Exchange (LSE) | Primary listing offers strong visibility and liquidity for British investors. |
| 🏛️ ISIN code | GB00BKFB1C65 | Global identification enables cross-border access and compliance for investors. |
| 👤 CEO | Paolo Rossi | Leads with international experience and a focus on profitable growth and innovation. |
| 🏢 Market cap | £6.0 billion | Reflects solid position with upside potential amid sector momentum and acquisitions. |
| 📈 Revenue | £5.46 billion (2024) | Stable income stream, supported by diversified asset management and insurance. |
| 💹 EBITDA | £837 million (2024, adj. operating profit) | Operational profit growth highlights underlying business resilience and efficiency. |
| 📊 P/E Ratio (Price/Earnings) | -12.04 (2024) | Temporary loss-related negative ratio; recovery expected with profit targets. |
The M&G stock price
The price of M&G stock is rising this week. The current share price stands at 255.60 pence, up by 0.95% in 24 hours, with positive momentum throughout the week. M&G’s market capitalisation is £6.0 billion, and it trades an average of 10.45 million shares daily (3-month average). The price/earnings ratio is -12.04, reflecting temporary losses, while the dividend yield is an attractive 7.94% and the stock beta is 1.18. This combination highlights M&G’s substantial income potential, although the elevated beta signals higher volatility for active investors.
Our full analysis of the M&G stock
After a thorough review of M&G’s latest financial results and the stock’s performance over the last three years, complemented by advanced analysis of financial indicators, technical signals, market trends, and benchmarked competitors via our proprietary algorithms, we provide a comprehensive perspective for investors. This multidimensional approach uncovers operational patterns and market sentiment that inform a strategic outlook. So, why might M&G stock once again become a strategic entry point into the UK financial services sector in 2025?
Recent performance and market context
M&G has shown renewed upward momentum, with the current price at 255.60 pence—up by 0.95% intraday and sustaining strong gains over the past week. Over 12 months, the share price has delivered a robust +25.3%, highlighting investor confidence underpinned by a solid market capitalisation of £6.0 billion. Recent events have strengthened the story: the announcement of a progressive new dividend policy, cost savings of £188 million achieved in 2024, and successful acquisition of a majority stake in P Capital Partners AB all point to adaptability and growth focus. The macroeconomic background also appears supportive, with lower inflationary pressures and improved UK market sentiment favouring diversified financial groups like M&G.
Technical analysis
A closer look at the technical picture reveals a well-supported share in the current market context. The latest RSI (14-day) reading stands at 49.23, signalling a neutral yet ready-to-rise position. With the MACD at -0.47 (mild sell), momentum is digesting recent outperformance, but overall posture is underpinned by a technical “Buy” consensus (7 buy signals versus 5 sell signals across the main moving averages). Importantly, the share price is holding above the key 200-day moving average (253.78 pence), and resting on a strong short-term support at 254.10 pence. Resistance lies at 257.30 pence and 261.60 pence (the 52-week high). Put simply, the stock’s structure appears robust, offering upside potential as fresh catalysts emerge.
Fundamental analysis
M&G’s fundamentals continue to impress. Revenue for 2024 reached £5.46 billion, while adjusted operating profit rose by 5% to £837 million—well above market forecasts. Although the net result was temporarily negative (-£347 million) due to one-off factors, the underlying business profile remains solid, with a resilient 7.94% dividend yield at the heart of shareholder value. The current negative P/E (-12.04) reflects short-term loss but is expected to normalise as operational growth targets of 5%+ per annum are delivered between 2025 and 2027. Additional strengths include:
- Global presence (39 offices)
- Strong brand heritage (170+ years)
- Diversified business model (asset management & insurance)
- Over 63% of mutual funds ranked in the top two quartiles over three years
This foundation supports the company’s ambition for sustained, profitable expansion and underlines its competitive advantage in the UK and globally.
Volume and liquidity
Liquidity remains a consistent feature: M&G’s average trading volume over the past three months stands at 10.45 million shares—a notable sign of institutional and retail participation. The substantial float (2.37 billion shares in circulation) allows for dynamic valuation, facilitating entry and exit with minimal price disruption. Market confidence is reflected in this steady activity, with continued buying interest near key support levels bolstering the share’s baseline.
Catalysts and positive outlook
Several catalysts are setting up a positive narrative for the coming quarters:
- The ambitious operational profit target of 5%+ per annum through 2027
- Expected cost savings reaching £230 million by end of 2025
- A new, progressive dividend policy appealing to income-focused investors
- Expansion into international markets and innovative life insurance solutions
- The recently announced generation of £2.7 billion in operational capital by 2027
Further tailwinds include improving financial conditions in the UK and stabilising policy rates, while the integration of private markets capabilities via the P Capital Partners AB acquisition broadens M&G’s addressable opportunity set.
Investment strategies
M&G offers clear tactical and strategic value:
- Short-term; Strong support at 254.10 pence and technical “Buy” signals suggest an opportune entry before the next upward move or dividend announcement.
- Medium-term; Progress on growth and cost-saving targets, paired with integration success of recent acquisitions, could catalyse steady appreciation and market rerating.
- Long-term; The blend of yield, operational resilience, and expanding global footprint positions M&G as a robust core holding for investors seeking both income and growth across the cycle.
Should market volatility return, the high beta (1.18) does suggest amplified swings—but also opens up opportunities for both active and long-term strategies.
Is it the right time to buy M&G?
M&G offers a compelling combination of high dividend yield, visible operational growth, and proven adaptability to shifting market conditions. The fundamentals justify renewed interest, with ambitious targets, positive sector momentum, and strong liquidity laying the groundwork for a potential new bullish phase. At current levels, the stock seems to represent an excellent opportunity for both income-seeking and growth-oriented investors within the UK financial services arena. With supportive technicals, improving profitability, and clearly identified catalysts, M&G is well positioned to capture further upside as the market’s focus shifts toward resilient, dividend-friendly names in the coming quarters.
How to buy M&G stock in the UK
Buying M&G stock online is straightforward and secure through a regulated UK broker. You can choose between traditional spot buying—where you own actual shares and receive dividends—or CFD trading, which allows you to speculate on price movements using leverage but without owning the shares. Both methods are widely available on trusted platforms in the UK, often with fast execution and robust client protection. To help you select the right provider, you’ll find a detailed broker comparison table further down this page.
Spot buying
A cash purchase means you buy real M&G shares and take ownership, making you eligible for future dividends. Most UK brokers charge a fixed commission, usually between £5 and £10 per order, plus potential stamp duty.
Gain scenario
For example, if the M&G share price is 256p, you can buy about 39 shares with a £1,000 stake, after accounting for a brokerage fee of around £5.
If the share price rises by 10%, your holding is now worth £1,100.
Result: +£100 gross gain, i.e. +10% on your investment.
Trading via CFD
CFD trading lets you speculate on the price of M&G without owning the shares. CFDs are typically used for shorter-term trades and offer leverage, meaning your potential gains—or losses—are magnified. Fees typically include the spread plus overnight financing if held for more than a day.
Example of a gain scenario in CFD trading
You open a CFD position on M&G with 5x leverage and a £1,000 deposit.
This gives you £5,000 of market exposure.
✔️ Gain scenario:
If the stock rises by 8%, your position gains 8% × 5 = 40%.
Result: +£400 gain, on a stake of £1,000 (excluding fees).
Final advice
It’s important to compare brokers’ fees, commissions, and platform features before buying M&G shares. Your best approach will depend on your objectives—spot buying suits long-term income or growth investors, while CFDs are more suited to active traders. A broker comparison is available further down the page to help you make a well-informed choice.
Compare the best brokers in the UK!Compare brokersOur 7 tips for buying M&G stock
| 📊 Step | 📝 Specific tip for M&G |
|---|---|
| Analyze the market | Examine the UK financials sector’s latest trends, focusing on the asset management and insurance space, to assess M&G's position and growth outlook. |
| Choose the right trading platform | Select a UK-based broker offering access to the London Stock Exchange and competitive fees for M&G share transactions. |
| Define your investment budget | Review your portfolio and risk tolerance before investing, noting M&G’s attractive dividend yield and price range stability. |
| Choose a strategy (short or long term) | Consider a long-term approach to benefit from M&G’s progressive dividend policy, but remain flexible to market cycles. |
| Monitor news and financial results | Stay updated with M&G’s quarterly results, dividend changes, and acquisitions, as these impact share valuation. |
| Use risk management tools | Use stop-loss orders and portfolio diversification to manage volatility, as M&G is sensitive to market swings. |
| Sell at the right time | Regularly review your holding and consider selling around ex-dividend dates or after strong periods of price appreciation. |
The latest news about M&G
M&G announces the acquisition of 70% of P Capital Partners AB, strengthening private markets expertise. In June 2025, M&G completed the majority acquisition of Sweden-based P Capital Partners AB. This move further enhances M&G’s capabilities within private credit and alternative assets, expanding its international reach and reinforcing its ambition to grow as a diversified financial partner for UK and European clients. The integration of P Capital’s specialised teams aligns with M&G’s strategy of delivering innovative solutions in robust market segments.
The 2024 results reveal robust operational profit growth and a commitment to a progressive dividend policy. In March 2025, M&G reported its annual results showing a 5% increase in adjusted operating profit to £837 million, outperforming previous expectations despite difficult market conditions. Alongside this, the company introduced a progressive dividend policy, committing to sustainable returns for shareholders, reflective of its solid cash generation and supportive of long-term investor confidence.
Technical signals remain favourable, with the stock trading near recent highs and a “Buy” consensus prevailing. As of early July 2025, M&G’s share price is close to its 52-week peak at 261.60 pence, supported by technical “buy” signals on both the 20-day and 200-day moving averages. Despite some short-term volatility, the technical consensus favours acquisition, with seven buy signals outpacing the five sell indicators. Market sentiment benefits from the company’s strategic momentum and UK market relevance.
M&G has accelerated its cost-saving programme with enhanced operational efficiency benefitting UK investors. The firm’s focus on operational discipline led to cost reductions of £188 million in 2024 and a targeted increase to £230 million by the end of 2025. Additionally, net debt was reduced by £461 million, reflecting prudent financial management and improved balance sheet stability—an important reassurance for institutional and retail investors in the local market.
Outlook is supported by high dividend yield and long-term growth targets focused on the UK financial sector. M&G maintains a leading position among UK financials with a dividend yield approaching 8% and ambitious annual operating profit growth objectives of over 5% through 2027. The company’s ongoing expansion in international and innovative insurance solutions, coupled with a strong home-market base, is regarded positively by sector analysts and supports constructive medium-term prospects for shareholders.
FAQ
What is the latest dividend for M&G stock?
M&G currently pays a dividend, with the latest annual payment set at 20.10 pence per share. The most recent dividend reflects a strong yield and is backed by the company’s progressive dividend policy announced in March 2025. Historically, M&G has maintained steady payouts even during challenging times, supporting its reputation for shareholder returns.
What is the forecast for M&G stock in 2025, 2026, and 2027?
Based on the current share price of 255.60 pence, projections are 332.28 pence by the end of 2025, 383.40 pence by the end of 2026, and 511.20 pence for the end of 2027. These forecasts rest on M&G’s strong fundamentals, positive analyst recommendations, and the long-term benefits of recent acquisitions and cost-saving initiatives.
Should I sell my M&G shares?
Given the current valuation and the company’s dynamic dividend policy, holding M&G shares may appeal to investors seeking reliable income and capital growth. M&G’s operational strength, clear strategy in asset management and insurance, and solid market position all underpin its long-term potential. These fundamentals make retention an attractive option for long-term portfolios.
Are M&G shares eligible for an ISA in the UK, and how are they taxed?
M&G shares are eligible for inclusion within a UK Stocks and Shares ISA, which allows for tax-free growth and income on investments. Outside an ISA, dividends are subject to UK dividend tax rates and capital gains are taxed above annual thresholds. As M&G is a UK-listed company, there is no withholding tax on dividends for UK residents.
What is the latest dividend for M&G stock?
M&G currently pays a dividend, with the latest annual payment set at 20.10 pence per share. The most recent dividend reflects a strong yield and is backed by the company’s progressive dividend policy announced in March 2025. Historically, M&G has maintained steady payouts even during challenging times, supporting its reputation for shareholder returns.
What is the forecast for M&G stock in 2025, 2026, and 2027?
Based on the current share price of 255.60 pence, projections are 332.28 pence by the end of 2025, 383.40 pence by the end of 2026, and 511.20 pence for the end of 2027. These forecasts rest on M&G’s strong fundamentals, positive analyst recommendations, and the long-term benefits of recent acquisitions and cost-saving initiatives.
Should I sell my M&G shares?
Given the current valuation and the company’s dynamic dividend policy, holding M&G shares may appeal to investors seeking reliable income and capital growth. M&G’s operational strength, clear strategy in asset management and insurance, and solid market position all underpin its long-term potential. These fundamentals make retention an attractive option for long-term portfolios.
Are M&G shares eligible for an ISA in the UK, and how are they taxed?
M&G shares are eligible for inclusion within a UK Stocks and Shares ISA, which allows for tax-free growth and income on investments. Outside an ISA, dividends are subject to UK dividend tax rates and capital gains are taxed above annual thresholds. As M&G is a UK-listed company, there is no withholding tax on dividends for UK residents.
