Should I buy St. James's Place stock in 2025?
Is St. James's Place stock a buy right now?
St. James's Place plc (LSE:STJ) currently trades at approximately 1,013.50p per share, with an average daily trading volume of 2.48 million shares—reflecting vibrant interest among UK investors. In the past twelve months, the stock has more than doubled in value, with robust Q1 2025 results showing gross inflows of £5.1 billion and a record £190.2 billion in funds under management. The wealth management sector, especially in the UK, continues to benefit from rising demand for personalised financial advice despite broader market volatility. Among recent developments, the company is rolling out a simplified charging structure, aiming to bolster client transparency and satisfaction. While this adjustment may temporarily influence margins, the move is widely viewed as a long-term step towards strengthening trust and market leadership. Technical indicators point to bullish momentum, and the company’s advice-led, resilient business model underpins high client retention (95%) and steady net inflows. In this context, market sentiment remains constructive, as confirmed by a consensus target price of 1,317.55p—derived from more than 34 national and international banks. For investors seeking exposure to the financial services sector with a focus on stability, recurring returns, and credible growth prospects, St. James’s Place merits close attention at its current price.
- Consistently high client retention rate of 95%
- Record funds under management, now exceeding £190 billion
- Strong net inflows despite challenging macroeconomic conditions
- Clear dividend policy and regular shareholder returns
- Robust, advice-led business model with proven resilience
- New charging structure may cause short-term margin pressure
- Sensitive to UK market volatility and wider economic sentiment
- What is St. James's Place?
- How much is St. James's Place stock?
- Our full analysis on St. James's Place </b>stock
- How to buy St. James's Place stock in United Kingdom?
- Our 7 tips for buying St. James's Place stock
- The latest news about St. James's Place
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring the performance of St. James's Place for more than three years. Every month, hundreds of thousands of people across the United Kingdom rely on us to interpret market trends and highlight the best investment opportunities. Our analyses are intended for informational purposes only and should not be considered as investment advice. In line with our ethical charter, we have never received, and will never accept, payment from St. James's Place.
What is St. James's Place?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United Kingdom | Leading UK-based wealth management company with a strong client base. |
| 💼 Market | London Stock Exchange (LSE) | Shares are highly liquid and easily accessible for UK retail investors. |
| 🏛️ ISIN code | GB0007669376 | Unique stock identifier simplifies trading and portfolio tracking. |
| 👤 CEO | Mark FitzPatrick | Experienced CEO guiding the company through a period of strategic transformation. |
| 🏢 Market cap | £5.38 billion | Reflects solid company scale but well below historic highs—potential for upside. |
| 📈 Revenue | £5.1 billion (Q1 2025 gross inflows) | Strong inflows in Q1 show ongoing demand for advice and investment solutions. |
| 💹 EBITDA | £447.2 million (FY 2024 underlying cash) | Improving profits highlight operational resilience and benefit from efficiency programs. |
| 📊 P/E Ratio (Price/Earnings) | 13.88 | Valuation is average for sector, allowing for possible further multiple expansion. |
How much is St. James's Place stock?
The price of St. James's Place stock is rising this week. As of today, the share trades at 1,013.50p, showing a positive 1.05% rise over the last 24 hours and a 1.39% increase across the week.
With a market capitalization of £5.38 billion and a three-month average volume of 2.48 million shares, St. James's Place trades on a P/E ratio of 13.88 and offers a dividend yield of 1.78%.
The stock's beta stands at 1.10, reflecting moderate sensitivity to market movements.
Given the recent bullish momentum and robust fundamentals, investors should keep an eye on volatility for fresh opportunities in the UK market.
Compare the best brokers in the UK!Compare brokersOur full analysis on St. James's Place stock
After a thorough review of St. James’s Place plc’s latest financial disclosures and historical price performance spanning the past three years, complemented by proprietary multivariate screening across financial, technical, and sectoral metrics, this analysis distils the strengthening investment case for the UK’s flagship wealth management group. Our in-depth synthesis combines competitive positioning, robust technical signals, and industry trends to assess forward-looking prospects. So, why might St. James’s Place stock once again become a strategic entry point into the UK financial services sector in 2025?
Recent Performance and Market Context
St. James’s Place has delivered a remarkable turnaround, underscored by a share price surge of +133.2% over the last twelve months and a further +23.98% rise in the preceding six months, substantially outpacing broader sector benchmarks and the FTSE 100 index. As of 3 May 2025, the shares trade at 1,013.50p—near the upper end of a robust 52-week range (430.60p to 1,153.96p)—highlighting renewed investor confidence.
Several positive drivers underpin this run. Most notably, the company has achieved record funds under management (£190.2bn as at year end 2024, a 13% YoY increase), benefitting from robust, advice-led inflows even during volatile market conditions. Q1 2025’s gross inflow of £5.1bn and net inflow of £1.7bn reflect sustained demand from an expanding client base, which has just surpassed the symbolic 1 million mark.
Macroeconomic tailwinds—a more stable UK rates environment, ongoing wealth polarisation, and a secular increase in the demand for regulated financial advice—provide a supportive context. St. James’s Place’s clear strategic orientation, regular communication, and proactive adaptation to regulatory expectations further insulate the stock from sector headwinds.
Technical Analysis
- Relative Strength Index (RSI, 14-day): 71.7 (bullish zone, indicating buying momentum)
- MACD (12,26,9): 14.64 (bullish crossover, sustaining momentum)
- Moving Averages: The share trades comfortably above its short-, medium-, and long-term averages (20-day at 984.54p, 50-day at 965.43p, 100-day at 936.20p, and 200-day at 901.50p)—often a precursor to sustained upward movement.
- Support Levels: 988.20p, 965.43p, and 936.20p—these levels offer reassuring downside cushioning in the event of retracements.
- Resistance Levels: 1,020.50p, then 1,153.96p—the first offers a near-term breakout catalyst; the latter is the next target if upward momentum persists.
Momentum structure remains favourable for both swing traders and position investors, particularly given the confluence of strong daily and weekly signals. The technical pattern is reflective of stocks entering a new bullish phase, with the volume profile supporting price advances rather than temporary spikes.
Fundamental Analysis
- Revenue and Profitability: 2024 closed with a profit after tax of £398.4m (a dramatic improvement on the previous year’s loss), and the underlying cash result rose to £447.2m. Net inflows and a high client retention rate (95%) provide foundational strength to future earnings visibility.
- Valuation: With a P/E ratio of 13.88 and Forward P/E at 14.33, the shares appear attractively valued relative to both peers and sector averages, suggesting potential for further rerating as operational momentum continues. The analyst consensus target price of 1,317.55p sits 30% above current levels, highlighting further upside potential.
- Brand and Market Share: St. James’s Place remains the UK’s leading wealth management firm by advised assets, with a high-quality adviser network and a resilient reputation for robust, compliant client service.
- Dividend Profile: The company’s credible, predictable dividend policy (payout ratio of 50% of underlying cash result and a total 2024 dividend of 18p per share) complements capital growth with reliable income potential and an ongoing commitment to share buybacks.
Structural competitive moats—such as its advice network, innovation in fee structures, and continuous investment in digital client experience—position St. James’s Place to grow market share even as the industry consolidates.
Volume and Liquidity
Liquidity underpins investor confidence and facilitates dynamic valuation. With an average daily trading volume of 2.48 million shares and a public float encompassing 97.5% of the outstanding equity, the stock is both highly liquid and institutionally accessible. This healthy float also supports the company’s ongoing share buyback initiatives, allowing for value-accretive capital management.
Such sustained volume, especially during the uptrend, signals conviction from larger market participants—amplifying the likelihood that the current breakout retains traction.
Catalysts and Positive Outlook
- New Transparent Charging Model: Set for implementation over the summer of 2025, this initiative is designed to increase pricing visibility, enhance client satisfaction, and potentially stimulate fresh inflows.
- Operational Efficiency Programme: Ongoing cost management and process optimisation are projected to further improve margins and operational leverage.
- Digital Transformation & Innovation: Investment in digital tools for advisers and clients is expanding both reach and retention, crucial as wealth demographics evolve.
- Commitment to ESG and Regulatory Adaptation: By proactively adapting to changing regulation and enhancing ESG disclosures, St. James’s Place improves reputational standing—a key differentiator in a consolidating market.
- Sector Tailwinds: The growing societal focus on financial planning, intergenerational wealth transfer, and the post-pandemic acceleration of wealth market restructuring underscore a supportive backdrop.
Additionally, market analysts’ “Strong Buy” consensus further affirms the positive sentiment surrounding future prospects.
Investment Strategies
- Short-term: Traders can capitalise on bullish technical signals and potentially time entries near support levels (e.g., 988.20p or 965.43p), given the upward momentum and positive macro-news cadence.
- Medium-term: Approaching the summer charging model roll-out and dividend payment (23 May 2025), investors may see further appreciation as market participants price in improved retention and inflows.
- Long-term: Structural strengths—compelling client retention, growing assets under management, scalable advice-led model, and disciplined capital return—support a positive thesis over several years. Favourable demographics, digital innovation, and a resilient brand accelerate the long-term story.
Positioning ahead of the next material catalyst, whether operational or regulatory, could allow investors to benefit from additional upward re-pricing, while technical retracements to the aforementioned support zones may provide considered entry points for those seeking risk-managed exposure.
Is it the Right Time to Buy St. James’s Place?
In summary, St. James’s Place commands a rare blend of technical momentum and fundamental strength at a time when UK wealth management is poised for structural growth. The stock’s attractive valuation, impressive rebound in profitability, ongoing dividend commitment, and proven ability to attract and retain clients justify renewed attention. The company’s proactive approach to transparency and operational excellence sets it apart in a competitive landscape, while robust technical signals and analyst endorsements suggest the shares may be entering a further bullish phase.
While vigilant risk management is always warranted—especially around the execution of new initiatives and regulatory evolution—the overall profile is one of opportunity and forward momentum. For investors seeking a well-capitalised, resilient leader in UK financial services, St. James’s Place seems to represent an excellent opportunity at this juncture, with technicals, fundamentals, and sector dynamics all converging in its favour.
In a market searching for both stability and growth, St. James’s Place emerges as a compelling candidate for serious consideration, offering confidence in its upside potential as the industry’s renewed star performer in 2025.
How to buy St. James's Place stock in United Kingdom?
Buying St. James’s Place shares online is now both simple and secure for UK investors, thanks to regulated brokers operating under strict FCA supervision. There are two main ways to invest: purchasing physical shares (spot buying) or trading contracts for difference (CFDs), which allow speculation on price movements without owning the shares. Whether you prefer the stability of traditional investing or the leverage of CFD trading, the process is streamlined and accessible. To help you choose the ideal platform for your needs, a broker comparison guide can be found further down this page.
Cash buying
When you buy St. James’s Place shares using cash, you become a direct shareholder, benefiting from potential share price increases and any dividends paid. This method suits investors seeking long-term growth and security. Brokers in the UK typically charge a fixed commission per trade—often between £4 and £10—when placing an order.
Concrete example
Suppose the current St. James's Place share price is 1,013.50p (or £10.14 per share). With a £1,000 investment and an average £5 commission, you could purchase roughly 98 shares [(£1,000 - £5) / £10.14 ≈ 98 shares].
✔️ Gain scenario: If the share price rises by 10% to £11.15, your holding would be worth £1,100.
Result: That’s a gross gain of +£100, or +10% on your investment (excluding taxes).
Trading via CFD
CFDs (Contracts for Difference) allow you to speculate on St. James’s Place’s price movements with leverage, without owning the actual shares. While CFDs offer the opportunity for amplified gains, they also carry increased risk, as you can lose more than your initial stake. Fees typically include the spread (the broker’s markup between buying and selling prices) and overnight financing costs if positions are held open beyond the trading day.
Example
You open a CFD trade on St. James's Place with 5x leverage and invest £1,000, giving you market exposure of £5,000.
✔️ Gain scenario: If the share price rises by 8%, your position gains 8% × 5 = 40%.
Result: That’s a £400 gain on your £1,000 stake (before fees and financing).
Final advice
It’s essential to carefully compare fees, commissions, and features across different brokers before investing in St. James’s Place. Your decision should be guided by your objectives—whether you are seeking steady, long-term returns or prefer the flexibility and potential for higher, but riskier, gains using CFDs. For a comprehensive overview of the current best platforms, refer to our broker comparison lower down this page.
Is EightCap reliable?
Yes, EightCap is a trusted platform, regulated by the FCA (UK) and the ASIC (Australia). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to get started, EightCap is a safe platform, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools like TradingView, perfect for demanding traders. Are you a novice? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and efficient.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads starting from 0 pips, with a commission of $3.5 per lot. Standard accounts, on the other hand, have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like TradingView and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw your money from EightCap?
Withdrawing your winnings on EightCap is simple and fast. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or electronic wallets. Security and speed are at the heart of the service.
Is EightCap reliable?
Yes, EightCap is a trusted platform, regulated by the FCA (UK) and the ASIC (Australia). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to get started, EightCap is a safe platform, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools like TradingView, perfect for demanding traders. Are you a novice? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and efficient.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads starting from 0 pips, with a commission of $3.5 per lot. Standard accounts, on the other hand, have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like TradingView and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw your money from EightCap?
Withdrawing your winnings on EightCap is simple and fast. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or electronic wallets. Security and speed are at the heart of the service.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the FCA (United Kingdom), ASIC (Australia), and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognised for its security and transparency. According to our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don't need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while you invest.
You get access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community to exchange ideas: eToro makes investing simple, interactive and educational. It's like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of shares or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposit is free, and withdrawal is set at $5. In the event that you remain inactive for 12 months or more, a fee of $10 per month applies.
Finally, the fees charged are also clearly mentioned on its website (we can't say the same for all competitors).
Who is eToro for?
eToro is mainly aimed at beginners and intermediates, thanks to its simplicity and its educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here, with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step by step, ensuring you have permanent access to your funds. After analysing thousands of customer cases, no such problem has been reported.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the FCA (United Kingdom), ASIC (Australia), and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognised for its security and transparency. According to our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don't need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while you invest.
You get access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community to exchange ideas: eToro makes investing simple, interactive and educational. It's like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of shares or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposit is free, and withdrawal is set at $5. In the event that you remain inactive for 12 months or more, a fee of $10 per month applies.
Finally, the fees charged are also clearly mentioned on its website (we can't say the same for all competitors).
Who is eToro for?
eToro is mainly aimed at beginners and intermediates, thanks to its simplicity and its educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here, with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step by step, ensuring you have permanent access to your funds. After analysing thousands of customer cases, no such problem has been reported.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions including the Central Bank of Ireland, ASIC (Australia) and FSA (Japan). Operating since 2006, it offers strong guarantees, including the segregation of client funds and strict adherence to international standards. With over 300,000 active users, it inspires confidence in both beginner and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. The free tutorials, demo accounts and training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when it comes to paying.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you’re looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, bank transfer or electronic wallets. Everything is designed to give you quick, clear and secure access.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions including the Central Bank of Ireland, ASIC (Australia) and FSA (Japan). Operating since 2006, it offers strong guarantees, including the segregation of client funds and strict adherence to international standards. With over 300,000 active users, it inspires confidence in both beginner and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. The free tutorials, demo accounts and training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when it comes to paying.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you’re looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, bank transfer or electronic wallets. Everything is designed to give you quick, clear and secure access.
Our 7 tips for buying St. James's Place stock
| Step | Specific tip for St. James's Place |
|---|---|
| Analyse the market | Review the recent strong performance of St. James's Place, noting its 133% 1-year share price rise and resilient inflows despite market volatility. |
| Choose the right trading platform | Use a UK-regulated trading platform that gives access to the London Stock Exchange and allows ISA or SIPP investing for potential tax advantages. |
| Define your investment budget | Decide how much to invest in St. James’s Place, factoring in its mid-range P/E, regular dividends, and the importance of keeping a diversified portfolio. |
| Choose a strategy (short or long term) | Consider a long-term approach to benefit from the firm’s robust dividend policy, ongoing cost efficiency drives, and positive analyst outlook. |
| Monitor news and financial results | Stay updated on new product launches, financial results, and regulatory changes impacting St. James’s Place and the wider UK wealth management sector. |
| Use risk management tools | Set stop-loss orders slightly below key support levels (like 965p or 936p) to help manage downside risk and preserve capital. |
| Sell at the right time | Look to take profits near resistance levels or when major company events approach, while monitoring technical signals for overbought conditions. |
The latest news about St. James's Place
St. James’s Place shares have risen 1.39% in the past week, outperforming the broader UK market indices. This performance reflects continued investor confidence following the robust Q1 2025 results, with average daily volumes remaining strong at 2.48 million shares and the price trading above major moving averages, reinforcing bullish sentiment among UK investors.
The company posted strong Q1 2025 figures, reporting £5.1 billion in gross inflows and a client retention rate of 95%. This resilience in gathering new business underscores the continuing appeal of St. James's Place’s advice-led model to UK clients, especially given the persistent volatility in financial markets, and cements its position as a leading domestic wealth manager with a steadily expanding customer base.
St. James’s Place announced a clear and attractive dividend policy, including a final payment of 12.00 pence per share scheduled for May 23, 2025. The company’s commitment to return 50% of the full-year underlying cash result to shareholders via a combination of dividends and share buy-backs offers welcome visibility on future capital returns, an increasingly important consideration for UK-based income investors.
A new, simpler charging structure will be implemented in summer 2025 to enhance transparency and client satisfaction. This strategic development is designed to address ongoing regulatory and customer demand for clearer fee disclosures in the UK and is expected to further support client trust while reinforcing St. James’s Place’s competitive edge within a rapidly evolving regulatory landscape.
Analyst sentiment remains strongly positive, with consensus ‘Strong Buy’ ratings and a target price of 1,317.55p—30% above current levels. This optimism is supported by consistently bullish technical indicators, the company’s record funds under management, and ongoing cost-efficiency measures that are anticipated to drive improved profitability for shareholders in the UK context.
FAQ
What is the latest dividend for St. James's Place stock?
St. James's Place currently pays a dividend. For 2024, the total dividend is 18.00 pence per share, with the next final dividend of 12.00 pence per share to be paid on May 23, 2025 (ex-dividend date: April 10, 2025). The dividend yield is 1.78%. The company has committed to returning 50% of its underlying cash result as dividends through to 2026, with the remainder distributed via share buy-backs.
What is the forecast for St. James's Place stock in 2025, 2026, and 2027?
Based on current trends, the projected share price for St. James's Place is 1,317.55p at the end of 2025, 1,520.25p at the end of 2026, and 2,027.00p at the end of 2027. This outlook reflects the company's strong recovery, robust funds under management growth, and positive analyst sentiment, positioning it favourably among UK wealth managers.
Should I sell my St. James's Place shares?
Given St. James's Place's resilient business model, impressive client retention, and solid growth in funds under management, holding your shares could be a sensible approach. The company demonstrates strategic discipline through cost programmes and a stable dividend policy. Current technical signals are bullish and analyst consensus rates it as a strong buy, suggesting continued mid- to long-term potential.
Are St. James's Place shares eligible for an ISA or SIPP, and what are the UK tax implications?
St. James's Place shares are eligible for inclusion in UK ISAs and SIPPs, offering shelter from UK capital gains tax and dividend tax within these accounts. For standard brokerage accounts, UK residents benefit from the annual dividend allowance (£500 for 2024/25), with dividends above this taxed at your personal rate. There is no UK withholding tax on dividends paid to UK residents.
What is the latest dividend for St. James's Place stock?
St. James's Place currently pays a dividend. For 2024, the total dividend is 18.00 pence per share, with the next final dividend of 12.00 pence per share to be paid on May 23, 2025 (ex-dividend date: April 10, 2025). The dividend yield is 1.78%. The company has committed to returning 50% of its underlying cash result as dividends through to 2026, with the remainder distributed via share buy-backs.
What is the forecast for St. James's Place stock in 2025, 2026, and 2027?
Based on current trends, the projected share price for St. James's Place is 1,317.55p at the end of 2025, 1,520.25p at the end of 2026, and 2,027.00p at the end of 2027. This outlook reflects the company's strong recovery, robust funds under management growth, and positive analyst sentiment, positioning it favourably among UK wealth managers.
Should I sell my St. James's Place shares?
Given St. James's Place's resilient business model, impressive client retention, and solid growth in funds under management, holding your shares could be a sensible approach. The company demonstrates strategic discipline through cost programmes and a stable dividend policy. Current technical signals are bullish and analyst consensus rates it as a strong buy, suggesting continued mid- to long-term potential.
Are St. James's Place shares eligible for an ISA or SIPP, and what are the UK tax implications?
St. James's Place shares are eligible for inclusion in UK ISAs and SIPPs, offering shelter from UK capital gains tax and dividend tax within these accounts. For standard brokerage accounts, UK residents benefit from the annual dividend allowance (£500 for 2024/25), with dividends above this taxed at your personal rate. There is no UK withholding tax on dividends paid to UK residents.
