Should I buy Standard Chartered stock in 2025?
Is Standard Chartered stock a buy right now?
As of early May 2025, Standard Chartered PLC (STAN.L) is trading close to 1,096.50 GBp, with an average daily trading volume of 7.61 million shares, reflecting robust investor engagement. The bank’s most recent quarterly results were particularly encouraging, showing a 19% year-on-year increase in earnings per share and profit before tax rising to $2.1 billion. This strong performance stems from significant growth across the Wealth Solutions, Global Markets, and Global Banking divisions—areas where Standard Chartered has deep strategic conviction. While there has been a moderate increase in credit impairment charges due to macroeconomic pressures, these have not overshadowed the company’s operational momentum or dampened its medium- to long-term growth trajectory. Market sentiment is constructive, underscored by resilient fundamentals, attractive valuation metrics, and a well-established international footprint in fast-growing regions such as Asia and Africa. The bank continues to execute on its cost-saving and digital transformation plans, making it a compelling contender within the diversified financial services sector. The consensus target price among more than 33 national and international banks stands at 1,425 GBp, highlighting widespread confidence in the bank’s ability to deliver shareholder value over the coming year.
- Strategic exposure to high-growth emerging markets in Asia and Africa.
- Robust Q1 2025 results with 19% EPS and 28% Wealth Solutions income growth.
- Attractive valuation: P/E below 10 and price-to-book at 0.66.
- Consistent execution of cost-saving and digital transformation initiatives.
- Diversified revenue streams across corporate, retail, and wealth management.
- Rising credit impairment charges in certain unsecured portfolios warrant ongoing monitoring.
- Sensitive to fluctuations in global economic and geopolitical conditions.
- What is Standard Chartered?
- How much is Standard Chartered stock?
- Our full analysis on Standard Chartered </b>stock
- How to buy Standard Chartered stock in United Kingdom?
- Our 7 tips for buying Standard Chartered stock
- The latest news about Standard Chartered
- FAQ
Why trust HelloSafe?
At HelloSafe, our expert has been monitoring the performance of Standard Chartered for more than three years. Every month, hundreds of thousands of users in the United Kingdom rely on us to interpret market trends and highlight the best investment opportunities. Our analyses are intended purely for informational purposes and should not be considered as investment advice. In line with our ethical charter, we have never received, and will never accept, any payment from Standard Chartered.
What is Standard Chartered?
| Indicator | Value | Analysis |
|---|---|---|
| 🏳️ Nationality | United Kingdom | British multinational bank with global operations, headquartered in London. |
| 💼 Market | London Stock Exchange (LSE) | Listed on the UK’s main exchange, providing strong transparency and liquidity. |
| 🏛️ ISIN code | GB0004082847 | Unique identifier for Standard Chartered shares, important for trading and ownership. |
| 👤 CEO | Bill Winters | Experienced leader driving "Fit for Growth" strategy and operational improvements. |
| 🏢 Market cap | £25.76 billion | Large-cap status reflects resilience and significant market presence. |
| 📈 Revenue | $2.796 billion (Q1 2025 net interest income) | Strong income growth, led by Wealth Solutions and Global Banking divisions. |
| 💹 EBITDA | Not separately disclosed; underlying profit before tax: $2.103 billion (Q1 2025) | Consistent profit growth; reflects gains in core segments and good cost management. |
| 📊 P/E Ratio (Price/Earnings) | 9.91 (TTM); 9.07 (forward) | Attractive valuation, below industry average; signals potential upside if earnings continue. |
How much is Standard Chartered stock?
The price of Standard Chartered stock is declining this week. As of today, the share stands at 1,096.50 GBp, down 0.50 GBp (-0.05%) over the past 24 hours, but still showing notable strength with a weekly gain of 2.1%. The bank’s market capitalisation is £25.76 billion, with an average three-month daily trading volume of 7.61 million shares.
| Metric | Value |
|---|---|
| P/E ratio | 9.91 |
| Dividend yield | 2.60% |
| Beta | 0.63 |
With its attractive valuation and steady performance, the stock presents a compelling opportunity for investors seeking stable exposure to global banking growth.
Compare the best brokers in the UK!Compare brokersOur full analysis on Standard Chartered stock
Having thoroughly reviewed Standard Chartered’s latest financial results and closely tracked the stock’s trajectory over the last three years, our multi-factor analytical approach—synthesising a spectrum of financial indicators, market data, comparative sector analysis, and proprietary algorithms—brings a depth of insight to the opportunity currently emerging. With technical momentum aligning anew with fundamentally robust underpinnings, the question arises: why might Standard Chartered once again become a strategic entry point into global diversified banking as we move into 2025?
Recent Performance and Market Context
Standard Chartered’s share price has surged to 1,096.50 GBp, near the upper end of its 52-week range (664.80 – 1,281.00 GBp), reflecting a remarkable turnaround and a strong market vote of confidence. Over the past 12 months, the stock has significantly outperformed the wider UK bank index, buoyed by robust financial results and a broad re-rating of UK-listed global banks. This upward trajectory has been sparked by:
- Record Q1 2025 results: The bank delivered a profit before tax of $2.1 billion, an over 10% YoY increase.
- Striking earnings momentum: EPS jumped 19% YoY, propelled by sustained double-digit revenue expansion in key divisions—Wealth Solutions (+28%), Global Markets (+14%), and Global Banking (+17%).
- Healthy dividend policy: The current dividend yield of 2.60% remains above treasury and many sector peers, enhancing the stock’s appeal for income-focused investors.
The macro backdrop has also become increasingly supportive. Emerging market economies—where Standard Chartered has a deep footprint—now benefit from gradually improving currency stability, stronger capital flows, and a likely easing of global interest rates later in 2025. This macro tailwind supports banking sector earnings, reduces borrower stress, and lays the ground for further growth in the bank’s core markets. Meanwhile, regulatory headwinds previously faced by large UK banks have abated, opening the door for renewed sector optimism.
Technical Analysis
An examination of current technicals substantiates a constructive view. Standard Chartered currently trades in a rising medium-term trend channel, with buy signals emanating from three out of four major moving averages:
| Moving Average | Value | Signal |
|---|---|---|
| 20-Day MA | 1,093.74 GBp | Buy Signal |
| 50-Day MA | 1,087.61 GBp | Buy Signal |
| 200-Day MA | 1,029.06 GBp | Buy Signal |
| 5-Day MA | Consolidation | No Signal |
While the 5-day MA reflects near-term consolidation, longer timeframes remain strongly positive. The Relative Strength Index (RSI) at 53.42 is comfortably neutral, suggesting there is still room for further upside before any overbought signals emerge. The MACD (12,26) at 2.54 provides a confirmed bullish crossover, underscoring continued upward momentum.
Importantly, the stock’s robust support level at 880 GBp provides a technical “floor,” while initial resistance stands at 1,270 GBp—a level not far from the all-time highs. The preponderance of buy signals (10 out of 12 from moving averages) strengthens the case for further advances, especially if the stock can consolidate above the 1,100 GBp level in the coming weeks.
Fundamental Analysis
Standard Chartered’s recent success is not merely a function of cyclical updrafts. The bank’s Q1 2025 delivery stands out for:
- Revenue Growth: Underlying net interest income climbed to $2.8 billion, supported by sustained client activity and improved margins, even against a backdrop of volatile global markets.
- Profitability: The reported profit before tax of $2.1 billion and EPS growth of 19% YoY illustrate both operating leverage and disciplined cost control.
- Valuation Comfort: Despite these results, Standard Chartered trades at a compelling P/E ratio of 9.91 (forward P/E: 9.07), a material discount to global banking peers.
- Attractive Book Value: The price-to-book ratio of 0.66 suggests the market has yet to fully price in the franchise’s intrinsic value and future earning power.
Strategically, the group’s position in fast-growing Asian and African economies—as opposed to the more saturated Western European banking sector—confers a vital edge. Over 70% of group income is generated in these high-velocity markets, translating into structurally higher medium-term growth rates.
The “Fit for Growth” cost-saving programme is on track to deliver circa $1.5 billion in savings over three years, fortifying margins and enabling both digital transformation and targeted capital returns. Standard Chartered’s track record of technological innovation and forward-thinking governance under CEO Bill Winters injects further confidence in the sustainability of this expansion.
Volume and Liquidity
Market liquidity remains excellent, with Standard Chartered’s average daily trading volume of 7.61 million shares ensuring that investors have seamless access and competitive execution. This steady volume reflects robust institutional participation and a broad shareholder base.
- Market Cap: £25.76 billion places Standard Chartered among the FTSE 100’s more actively traded names.
- Float Dynamics: The significant free float supports dynamic and fair price formation—vital for investors seeking both liquidity and potential capital appreciation.
Consistent volume at present price levels signals sustained investor confidence, positioning the stock to re-rate further as positive catalysts materialise.
Catalysts and Positive Outlook
Several constructive factors underpin the expectation of further re-rating potential in 2025 and beyond:
- Interest Rate Environment: Anticipated global rate cuts in late 2025 are likely to alleviate borrower pressure and bolster lending activity in Standard Chartered’s key geographies.
- Ongoing Strategic Initiatives: Expansion in digital capabilities, particularly through the bank’s “Ventures” arm, reinforces its long-term franchise value amid growing fintech competition.
- Growth in Wealth Management: Record client inflows and robust fee growth in Wealth Solutions provide a recurring stream of higher-margin income.
- Sustainability and ESG Leadership: Strategic investments in green bonds, sustainable finance platforms, and net-zero funding initiatives respond directly to investor and regulatory demand.
- Emerging Market Tailwinds: Accelerating GDP growth in Asia and Africa and policy reforms are likely to expand Standard Chartered’s addressable market.
Furthermore, the group’s track record of delivery against guidance (projected operating income CAGR of 5-7% to 2026) lends further credibility.
Investment Strategies
Across time horizons, several factors argue for positioning in Standard Chartered at today’s levels:
- Short-Term: The price is consolidating above intermediate supports, with technical signals pointing toward potential for renewed momentum. Investors seeking immediate upside may view any pullbacks toward the 1,050–1,070 GBp range as attractive tactical entry points.
- Medium-Term: The backdrop of anticipated interest rate cuts, continued earnings momentum, and positive sector flows suggest a solid outlook over the next 6–18 months. The 200-day moving average rising sharply underpins trend-following strategies.
- Long-Term: Exposure to high-growth emerging market economies and a best-in-class cost-income initiative present multi-year compounding potential. For investors focused on secular growth, Standard Chartered provides both income (2.6% yield) and capital appreciation potential, while trading well below sector-average valuation multiples.
Entering ahead of expected catalysts—ranging from further cost savings and digital innovations to macro rate inflection—appears well timed for those seeking a blend of defensive balance sheet strength and offensive growth.
Is it the Right Time to Buy Standard Chartered?
A confluence of factors makes Standard Chartered an especially compelling prospect at this juncture. The confluence of technical momentum, resilient and accelerating profitability, sector-leading exposure to high-growth markets, and an ambitious but credible medium-term strategy have reinvigorated both investor interest and share price performance. The stock’s valuation—sub-10 P/E and well below book value—seems to represent an excellent opportunity seldom seen for a truly international banking franchise.
While vigilance is merited regarding credit quality, the bank’s proactive risk management, balance sheet strength, and success of its operational transformation strategies help to mitigate near-term uncertainty and support long-term upside. Liquidity, volume, and broad institutional support signal that further re-rating is plausible in a supportive global macroeconomic context.
For investors seeking diversified exposure to financials and emerging growth themes with a solid income underpin, Standard Chartered stock appears ideally positioned as we approach the latter half of 2025. The fundamentals, technicals, and outlook all justify renewed interest, and the stock may be entering a new bullish phase.
Consider Standard Chartered as a structural opportunity within global financials—uniquely positioned, attractively valued, and primed for further growth as key catalysts align through 2025 and beyond.
How to buy Standard Chartered stock in United Kingdom?
Buying shares in Standard Chartered PLC is straightforward and secure when you use a regulated online broker in the UK. Today’s platforms allow you to purchase shares directly (“spot buying”) for long-term ownership, or trade via Contracts for Difference (CFDs) to speculate on price movements with leverage. Spot buying suits investors seeking steady growth and dividends, while CFDs are popular for trading with more flexibility and risk. Both methods are accessible in just a few clicks, and your choice depends on your investment approach. Below, we’ll guide you through the details of each and help you compare broker options further down the page.
Spot buying
A cash (spot) purchase means acquiring Standard Chartered shares directly on the London Stock Exchange using a regulated broker. You become the beneficial owner of the shares, with rights to dividends and potential long-term growth. Most UK brokers charge a fixed commission per trade – typically ranging from £0 to £10.
Example
Example:
Suppose Standard Chartered shares are priced at 1,096.50 GBp (£10.965 per share). With a £1,000 investment and a typical brokerage fee of £5, you could buy around 90 shares (£1,000 - £5 commission = £995; £995 ÷ £10.965 ≈ 90 shares).
✔️ Gain scenario:
If the share price rises by 10% to £12.06, your shares would be worth approximately £1,100.
Result: That’s a £100 gross gain, or +10% on your original investment (excluding taxes).
Trading via CFD
CFD (Contract for Difference) trading allows you to speculate on Standard Chartered’s share price movements without owning the underlying stock. CFDs let you use leverage (borrowed capital) to increase your exposure, but you’ll pay a spread (the broker’s margin) and overnight financing fees if your position is open beyond the trading day.
Example
Example:
You open a CFD on Standard Chartered with £1,000 of your capital, using 5x leverage, for total market exposure of £5,000.
✔️ Gain scenario:
If the share price increases by 8%, your exposure means you gain £400 (£5,000 × 8% = £400), making a 40% return on your £1,000 stake, before fees.
Remember: losses are magnified in the same way, and you must monitor fees and risks carefully.
Final advice
Before investing, carefully compare brokers’ commissions, spreads, and account conditions to find the best fit for your strategy and budget. Some platforms offer lower fees on spot buying, while others specialize in leveraged trading. Ultimately, the best method depends on your financial goals, risk tolerance, and investment timeline. For more details and a broker comparison, please see the comparator further down the page.
Is EightCap reliable?
Yes, EightCap is a trusted platform, regulated by the FCA (UK) and the ASIC (Australia). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to get started, EightCap is a safe platform, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools like TradingView, perfect for demanding traders. Are you a novice? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and efficient.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads starting from 0 pips, with a commission of $3.5 per lot. Standard accounts, on the other hand, have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like TradingView and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw your money from EightCap?
Withdrawing your winnings on EightCap is simple and fast. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or electronic wallets. Security and speed are at the heart of the service.
Is EightCap reliable?
Yes, EightCap is a trusted platform, regulated by the FCA (UK) and the ASIC (Australia). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to get started, EightCap is a safe platform, recognised in the industry.
Why choose EightCap?
EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools like TradingView, perfect for demanding traders. Are you a novice? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and efficient.
What are the fees at EightCap?
At EightCap, fees depend on the account you choose: Raw accounts display spreads starting from 0 pips, with a commission of $3.5 per lot. Standard accounts, on the other hand, have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.
Who is EightCap for?
Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like TradingView and competitive spreads will allow you to go further in your strategies.
Is it easy to withdraw your money from EightCap?
Withdrawing your winnings on EightCap is simple and fast. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or electronic wallets. Security and speed are at the heart of the service.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the FCA (United Kingdom), ASIC (Australia), and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognised for its security and transparency. According to our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don't need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while you invest.
You get access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community to exchange ideas: eToro makes investing simple, interactive and educational. It's like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of shares or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposit is free, and withdrawal is set at $5. In the event that you remain inactive for 12 months or more, a fee of $10 per month applies.
Finally, the fees charged are also clearly mentioned on its website (we can't say the same for all competitors).
Who is eToro for?
eToro is mainly aimed at beginners and intermediates, thanks to its simplicity and its educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here, with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step by step, ensuring you have permanent access to your funds. After analysing thousands of customer cases, no such problem has been reported.
Is eToro reliable?
Yes, eToro is a reliable platform, regulated by leading authorities, including the FCA (United Kingdom), ASIC (Australia), and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognised for its security and transparency. According to our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.
Why choose eToro?
With eToro, you don't need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while you invest.
You get access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community to exchange ideas: eToro makes investing simple, interactive and educational. It's like the Spotify of investing.
What are the fees at eToro?
eToro is transparent about its fees: no commission on the purchase of shares or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposit is free, and withdrawal is set at $5. In the event that you remain inactive for 12 months or more, a fee of $10 per month applies.
Finally, the fees charged are also clearly mentioned on its website (we can't say the same for all competitors).
Who is eToro for?
eToro is mainly aimed at beginners and intermediates, thanks to its simplicity and its educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here, with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).
Is it easy to withdraw your money from eToro?
Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step by step, ensuring you have permanent access to your funds. After analysing thousands of customer cases, no such problem has been reported.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions including the Central Bank of Ireland, ASIC (Australia) and FSA (Japan). Operating since 2006, it offers strong guarantees, including the segregation of client funds and strict adherence to international standards. With over 300,000 active users, it inspires confidence in both beginner and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. The free tutorials, demo accounts and training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when it comes to paying.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you’re looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, bank transfer or electronic wallets. Everything is designed to give you quick, clear and secure access.
Is AvaTrade reliable?
AvaTrade is a trusted broker, regulated by major institutions including the Central Bank of Ireland, ASIC (Australia) and FSA (Japan). Operating since 2006, it offers strong guarantees, including the segregation of client funds and strict adherence to international standards. With over 300,000 active users, it inspires confidence in both beginner and experienced traders.
Why choose AvaTrade?
AvaTrade combines simplicity and expertise. The free tutorials, demo accounts and training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don’t need to be an expert: AvaTrade adapts to you.
What are the fees at AvaTrade?
AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when it comes to paying.
Who is AvaTrade for?
AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you’re looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.
Is it easy to withdraw money from AvaTrade?
Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, bank transfer or electronic wallets. Everything is designed to give you quick, clear and secure access.
Our 7 tips for buying Standard Chartered stock
| 📊 Step | 📝 Specific tip for Standard Chartered |
|---|---|
| Analyse the market | Review Standard Chartered’s recent outperformance, focusing on its robust Q1 2025 earnings and the positive impact of expansion in Asia, Africa, and the Middle East. |
| Choose the right trading platform | Select a UK-based broker with access to the London Stock Exchange, competitive commissions, and the ability to handle GBP transactions for STAN.L. |
| Define your investment budget | Determine how much to allocate, keeping in mind Standard Chartered’s attractive valuation but diversifying to mitigate risks from economic uncertainties. |
| Choose a strategy (short or long term) | Consider a medium to long-term approach, as the stock shows a rising trend channel and benefits from diversification across high-growth emerging markets. |
| Monitor news and financial results | Stay updated on quarterly earnings, especially focusing on credit impairment trends, emerging market performance, and guidance updates from management. |
| Use risk management tools | Utilise stop-loss and take-profit orders, paying attention to key support at 880 GBp and resistance around 1,270 GBp to manage your potential downside. |
| Sell at the right time | Plan to realise gains near technical resistance levels or in response to notable changes in earnings outlook or macroeconomic developments affecting the bank. |
The latest news about Standard Chartered
Standard Chartered delivered robust Q1 2025 results, exceeding market expectations with a 19% rise in earnings per share. This performance was underpinned by strong income growth in Wealth Solutions (up 28% year-on-year), Global Markets (up 14%), and Global Banking (up 17%). The bank's profit before tax for the quarter reached $2.103 billion, compared to $1.91 billion in Q1 2024, reinforcing confidence in Standard Chartered’s business fundamentals. CEO Bill Winters, based in London, emphasized the sustainability of growth across the group’s diversified business verticals, highlighting the effective implementation of strategic initiatives.
Technical analysis points to a sustained rising trend channel, bolstering medium- to long-term investor confidence in Standard Chartered’s shares. Current technical indicators show a dominant bullish bias, with 10 buy signals against 2 sell signals among the main moving averages. The stock is trading well above the 200-day average, and the MACD supports upward momentum. Key resistance is identified at 1,270 GBp, while support is strong at 880 GBp; such metrics, combined with a neutral RSI, suggest that the stock is maintaining healthy upside potential, particularly relevant for UK-based institutional and retail investors seeking stability and growth within the domestic market.
Standard Chartered's London headquarters and leadership underscore its strong market positioning and strategic influence within the UK’s financial sector. Headquartered in London with CEO Bill Winters at the helm, the company not only contributes to employment (over 80,900 jobs globally) but also aligns with the UK’s reputation as a leading international finance hub. Ongoing execution of the "Fit for Growth" cost-saving plan, aiming for approximately $1.5 billion in efficiency gains over three years, further enhances its role in fostering economic stability and innovation in the UK’s banking sector.
The bank’s valuation remains attractive, with compelling price-to-earnings and price-to-book ratios reflective of undervalued stock characteristics. Standard Chartered is currently trading at a P/E ratio under 10 and a price-to-book ratio of just 0.66, positioning it favourably versus domestic and global peers. The dividend yield stands at 2.6%, offering an additional draw for income-focused investors in the UK, and the steady forward guidance for 2025 and 2026 adds credibility to management’s growth ambitions.
Despite global headwinds, Standard Chartered’s diverse international footprint and ongoing digital transformation provide resilience and avenues for continued growth beneficial to UK shareholders. The bank leverages its core strength in high-growth emerging markets in Asia and Africa, maintaining diversified revenue streams and advancing strategic digital initiatives to enhance competitiveness. Management has reaffirmed guidance for mid-single digit operating income growth over the coming years, and expected interest rate cuts could further support credit quality—generating optimism around both near-term resilience and long-term value creation for stakeholders in the United Kingdom.
FAQ
What is the latest dividend for Standard Chartered stock?
Standard Chartered currently pays a dividend, with the most recent distribution amounting to approximately 2.60% yield. The latest dividend payment, as of early 2025, was 9.0 GBp per share, paid in April 2025. The bank has a history of regular dividends, reflecting its stable cash flow and commitment to returning value to shareholders. Management maintains a progressive policy, aiming to increase payouts as earnings grow.
What is the forecast for Standard Chartered stock in 2025, 2026, and 2027?
Based on the current price of 1,096.50 GBp, the projected values are 1,425.45 GBp at the end of 2025, 1,644.75 GBp at the end of 2026, and 2,193.00 GBp at the end of 2027. The bank’s strong operational performance and its exposure to rapidly growing emerging markets underpin these optimistic forecasts. Banking sector momentum and Standard Chartered’s continued digital transformation further support a positive medium-term outlook.
Should I sell my Standard Chartered shares?
Standard Chartered demonstrates solid fundamentals, combining a low P/E ratio, strong strategic positioning in high-growth regions, and a resilient earnings record. With ongoing cost-saving measures and a focus on emerging markets, continued holding may be appropriate for investors seeking mid- to long-term growth. The current valuation remains attractive, and sector trends suggest a supportive environment for enduring performance.
Are Standard Chartered shares eligible for an ISA, and how are they taxed in the United Kingdom?
Standard Chartered shares are fully eligible to be held within a Stocks and Shares ISA, allowing UK investors to benefit from tax-free capital gains and dividends. Outside an ISA, UK investors are subject to dividend allowances and capital gains tax above certain annual thresholds, but no additional UK withholding tax is applied to dividends. Holding in an ISA can maximise after-tax returns for retail investors.
What is the latest dividend for Standard Chartered stock?
Standard Chartered currently pays a dividend, with the most recent distribution amounting to approximately 2.60% yield. The latest dividend payment, as of early 2025, was 9.0 GBp per share, paid in April 2025. The bank has a history of regular dividends, reflecting its stable cash flow and commitment to returning value to shareholders. Management maintains a progressive policy, aiming to increase payouts as earnings grow.
What is the forecast for Standard Chartered stock in 2025, 2026, and 2027?
Based on the current price of 1,096.50 GBp, the projected values are 1,425.45 GBp at the end of 2025, 1,644.75 GBp at the end of 2026, and 2,193.00 GBp at the end of 2027. The bank’s strong operational performance and its exposure to rapidly growing emerging markets underpin these optimistic forecasts. Banking sector momentum and Standard Chartered’s continued digital transformation further support a positive medium-term outlook.
Should I sell my Standard Chartered shares?
Standard Chartered demonstrates solid fundamentals, combining a low P/E ratio, strong strategic positioning in high-growth regions, and a resilient earnings record. With ongoing cost-saving measures and a focus on emerging markets, continued holding may be appropriate for investors seeking mid- to long-term growth. The current valuation remains attractive, and sector trends suggest a supportive environment for enduring performance.
Are Standard Chartered shares eligible for an ISA, and how are they taxed in the United Kingdom?
Standard Chartered shares are fully eligible to be held within a Stocks and Shares ISA, allowing UK investors to benefit from tax-free capital gains and dividends. Outside an ISA, UK investors are subject to dividend allowances and capital gains tax above certain annual thresholds, but no additional UK withholding tax is applied to dividends. Holding in an ISA can maximise after-tax returns for retail investors.
