Should I buy Beazley stock in 2025?

Pauline Laurore
P. Laurore updated on 2 May 2025

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Beazley
4.5
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Is Beazley stock a buy right now?

As of early May 2025, Beazley plc trades on the London Stock Exchange at around 892.00 GBX per share, with recent daily trading volumes consistently above 1.2 million shares. The insurer’s share price has climbed nearly 40% over the past year, reflecting strong confidence in both its fundamentals and its capacity to adapt to a softening market cycle. Beazley’s Q1 2025 results confirmed the group’s focus on disciplined underwriting and profitability, with steady growth in written premiums (up 2% year-on-year) and resilient performance in high-potential segments such as Cyber Risks across Europe. While renewal rates dipped by 4%—a manageable contraction in the current cycle—investors have remained constructive, viewing management’s reaffirmed guidance and robust capital position as positive indicators for the year ahead. Sector-wide, the insurance industry continues to reward firms with scale, risk discipline, and innovative technology, positioning Beazley as a nimble leader in specialty insurance. In line with the consensus expectations of over 29 national and international banks, the target price for Beazley stands at 1,160 GBX, highlighting the potential for further gains should current trends persist.

  • Low P/E ratio (6.97) indicates attractive valuation relative to sector peers.
  • Consistent premium growth and strong performance in Cyber and Property Risks segments.
  • Solid balance sheet and 2.83% dividend yield appeals to income investors.
  • International diversification across the UK, US, Europe, and global markets.
  • Disciplined underwriting and experienced management support long-term resilience.
  • Recent 4% drop in renewal rates could pressure short-term profitability.
  • Competitive pressure in Cyber Risks segment may curb segment growth momentum.
Table of Contents
  • What is Beazley?
  • How much is Beazley stock?
  • Our full analysis on Beazley </b>stock
  • How to buy Beazley stock in United Kingdom?
  • Our 7 tips for buying Beazley stock
  • The latest news about Beazley
  • FAQ
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Why trust HelloSafe?

At HelloSafe, our expert has been monitoring the performance of Beazley for more than three years. Every month, hundreds of thousands of users in the United Kingdom rely on us to interpret market trends and highlight the best investment opportunities. Our analyses are provided for information purposes only and do not constitute investment advice. In line with our ethical standards, we have never been, and will never be, paid by Beazley.

What is Beazley?

IndicatorValueAnalysis
🏳️ NationalityUnited KingdomUK-based insurer with global operations and international footprint.
💼 MarketLondon Stock Exchange (LSE: BEZ)Listed on the LSE, providing exposure to international insurance markets.
🏛️ ISIN codeGB00BYQ0JC66Unique identifier for Beazley shares, facilitating global trading and transparency.
👤 CEOAdrian CoxCEO since April 2021, noted for disciplined underwriting and focus on risk management.
🏢 Market cap£5.55 billionStrong market cap positions Beazley among leading specialist insurers in Europe.
📈 Revenue$1.51 billion (Q1 2025 premiums)Achieved 2% YoY growth, reflecting solid performance amid challenging market conditions.
💹 EBITDANot separately disclosedEBITDA not published, but strong underwriting and investment income support profitability.
📊 P/E Ratio (Price/Earnings)6.97Low P/E suggests attractive valuation and potential for future share price appreciation.
Beazley key financial and operational indicators, with analysis.
🏳️ Nationality
Value
United Kingdom
Analysis
UK-based insurer with global operations and international footprint.
💼 Market
Value
London Stock Exchange (LSE: BEZ)
Analysis
Listed on the LSE, providing exposure to international insurance markets.
🏛️ ISIN code
Value
GB00BYQ0JC66
Analysis
Unique identifier for Beazley shares, facilitating global trading and transparency.
👤 CEO
Value
Adrian Cox
Analysis
CEO since April 2021, noted for disciplined underwriting and focus on risk management.
🏢 Market cap
Value
£5.55 billion
Analysis
Strong market cap positions Beazley among leading specialist insurers in Europe.
📈 Revenue
Value
$1.51 billion (Q1 2025 premiums)
Analysis
Achieved 2% YoY growth, reflecting solid performance amid challenging market conditions.
💹 EBITDA
Value
Not separately disclosed
Analysis
EBITDA not published, but strong underwriting and investment income support profitability.
📊 P/E Ratio (Price/Earnings)
Value
6.97
Analysis
Low P/E suggests attractive valuation and potential for future share price appreciation.
Beazley key financial and operational indicators, with analysis.

How much is Beazley stock?

The price of Beazley stock is rising this week. As of today, Beazley shares trade at 892.00 GBX, reflecting a slight drop of -0.17% in the past 24 hours but showing a solid gain over the past week. With a market capitalization of £5.55 billion and an average 3-month daily volume of around 1.9 million shares, Beazley demonstrates strong market presence.

IndicatorValue
P/E Ratio6.97
Dividend Yield2.83%
Beta0.49
Key Beazley stock indicators.
P/E Ratio
Value
6.97
Dividend Yield
Value
2.83%
Beta
Value
0.49
Key Beazley stock indicators.

Investors may find Beazley appealing for its relative stability and consistent returns, with lower volatility suggesting suitability for a balanced portfolio.

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Our full analysis on Beazley stock

Having rigorously examined Beazley plc’s latest Q1 2025 financial results alongside a comprehensive review of its share price evolution over the past three years, our analysis integrates a wide array of data points—from financial ratios and technical indicators to sector trends and competitive landscapes—processed through our proprietary algorithms. The outcome is a multidimensional perspective on a stock that has not only weathered recent market shifts but also demonstrated resilience through disciplined risk management and strategic adaptation. So, why might Beazley stock once again become a strategic entry point into the specialist insurance sector in 2025?

Recent Performance and Market Context

Beazley’s recent share price action underscores a period of sustained outperformance, with the stock currently trading at 892.00 GBX, just below its 52-week high of 944.50 GBX. Year-to-date, Beazley has delivered a robust 9.31% gain, capping a remarkable one-year appreciation of 39.56%, and an exceptional five-year return of 128.38%. This performance not only exceeds the FTSE 100 benchmark but also distinguishes Beazley within the global insurance sector.

Positive momentum has been fuelled by Beazley’s ability to navigate softer market conditions with consistency in insurance written premiums—$1.51 billion in Q1 2025, up 2% year-on-year—and solid growth in its core Cyber Risks and European operations. Management’s reaffirmation of mid-single digit growth targets and a combined ratio in the mid-80s for the full year 2025 reflect both strategic confidence and operational discipline. This optimism is further underpinned by a conservative investment portfolio that generated $136 million in investment income at an average yield of 4.4%, offering further ballast against sector-wide volatility.

Within the macroeconomic context, Beazley benefits from an environment where digitalisation is driving greater demand for specialist insurance, notably in cyber and digital risk. The resilience of the UK and global financial sectors, combined with manageable volatility (beta at 0.49), suggests a supportive backdrop for continued value creation.

Technical Analysis

From a technical standpoint, Beazley’s share price demonstrates encouraging structural integrity. The current price is consolidating just above its 15-day moving average (892.50 GBX), reinforcing short-term support at 891.00 GBX—levels that have withstood several recent intraday tests. Resistance looms at 902.50 GBX and the key 52-week high of 944.50 GBX, both of which, if breached on convincing volume, could serve as triggers for renewed medium-term upside.

Technical indicators offer additional evidence of the stock’s constructive setup:

  • Relative Strength Index (RSI): Overbought conditions have been pared back in recent weeks, leaving scope for fresh upward movement without immediate risk of a corrective pullback.
  • MACD (Moving Average Convergence Divergence): Signals have stabilised and are trending towards a bullish crossover, signalling potential for a new upward leg.
  • Volume Profile: Recent trading days display elevated volume at higher price levels, indicating institutional accumulation and growing confidence.

Despite occasional short-term “sell” signals observed on some technical platforms—often the result of profit-taking following impressive rallies—the overall chart formation supports the narrative of a stock building a new, higher base.

Fundamental Analysis

Beazley’s fundamental profile is marked by resilience and value, even as it adapts to evolving insurance market dynamics:

  • Revenue Growth: Insurance written premiums increased by 2% year-on-year in Q1 2025, an impressive feat given softening rates on renewal business (-4%) and subdued capital market activity in select specialties.
  • Profitability: A return on equity of 26.63% places Beazley among the UK’s most efficient insurers, confirming management’s prowess in both underwriting discipline and capital allocation.
  • Attractive Valuation: The current P/E ratio of 6.97 stands out as notably low in the sector, signalling significant potential for multiple expansion should earnings momentum continue.
  • Dividend Appeal: The stock offers a 2.83% dividend yield with a forward dividend payout of 0.25 GBX, scheduled for May 2, 2025, presenting a compelling case for income-oriented portfolios.

Strategically, Beazley’s expansion in Europe—particularly in the high-growth cyber segment—together with its focus on risk-adjusted returns, solidifies its position as an insurer with both defensive and offensive capabilities. Its £15.42 billion asset base and £11.76 billion investment portfolio (up 9% year-on-year) further enhance its financial resilience.

  • Innovation and Market Share: Continued product innovation and proactive risk management maintain Beazley’s relevance in sectors such as Cyber Risks, where its underwriting expertise and data-driven insights provide a meaningful edge over both traditional and challenger insurers.
  • Brand Strength: A trusted and globally recognised brand, Beazley’s reputation for transparency and sound governance places it among the sector’s best-in-class.

Volume and Liquidity

Liquidity and market participation remain strong, as highlighted by steady, above-average daily trading volumes throughout 2025. This depth facilitates efficient price discovery and underscores investor confidence, both retail and institutional. Moreover, with a public float that is neither excessively fragmented nor concentrated, share price moves tend to more accurately reflect fundamental value rather than speculative swings. The result is a dynamic that favours constructive valuation re-ratings as key milestones are achieved.

Catalysts and Positive Outlook

Several near- and medium-term catalysts line up in support of a constructive investment case:

  • New Product Innovation and ESG Initiatives: Beazley has channelled resources into expanding its Cyber and Digital risks portfolios, with European operations posting strong traction. Ongoing development of ESG (Environmental, Social & Governance) products remains a differentiator in an environment where responsible investment is increasingly prioritised by institutional investors.
  • Mergers and Partnerships: With sector M&A activity predicted to accelerate in 2025, Beazley’s scale and specialist expertise position it as both a potential consolidator and an attractive partner for bolt-on acquisitions or joint ventures.
  • Regulatory Tailwinds: As regulatory frameworks in both the UK and Europe evolve to better protect digital assets and critical infrastructure, demand for sophisticated, specialist insurance is set to rise—which plays squarely into Beazley’s strategic sweet spot.
  • Dividend and Buyback Activity: Management’s consistency in returning capital to shareholders through both dividends and its buyback programme (initiated in March 2025) anchors shareholder value and supports further share price appreciation.
  • Upcoming Earnings Catalysts: The half-yearly results due August 13, 2025, will offer fresh visibility into management’s ability to maintain growth and manage competitive pressures—potential inflection points for renewed bullish sentiment.

Investment Strategies

Given its current technical consolidation and supportive fundamental backdrop, Beazley presents a range of entry points for differing investor horizons:

  • Short-Term: For tactical investors, current price action just above the 15-day moving average surrounding 892 GBX aligns with a vital support juncture—an appealing level to establish positions ahead of anticipated catalysts such as results or technical resistance breakouts.
  • Medium-Term: Investors seeking multi-month appreciation may benefit from entering positions while the stock is still trading below its 52-week high, with sector rotation expected to continue favouring underappreciated value stocks amid macroeconomic uncertainty.
  • Long-Term: For those building core positions, Beazley’s persistent growth in premiums, low valuation multiples, expanding dividend, and active capital return policy all suggest the stock is poised for compounding value over years, not just quarters.

Strategic investors may consider calibrated accumulation at or near technical lows, with an eye towards scaling up positions should the shares break convincingly above the 902.50 GBX and 944.50 GBX resistance levels—a development likely to herald further institutional inflows and broad-based re-rating potential.

Is It the Right Time to Buy Beazley?

Beazley’s fundamental strengths—sustained revenue growth, best-in-class underwriting discipline, a sector-beating return on equity, and a structurally attractive, low P/E valuation—form a powerful investment case. Combined with a supportive macro backdrop, increasing demand for specialist risk coverage, strong technical positioning, and clear management alignment with shareholder interests, the stock currently seems to represent an excellent opportunity for consideration within a diversified portfolio.

While short-term technical signals may advise tactical patience, the medium- and long-term trajectory is difficult to ignore: Beazley stands out as a resilient, innovating player with still-unlocked value, well positioned to benefit from both organic growth and sector consolidation. The upcoming half-year results in August and ongoing developments in Cyber and Digital Risks may provide renewed bullish catalysts and further justify renewed interest from growth and value investors alike.

For those searching the insurance and fintech landscape for the next outperformer, Beazley exemplifies robust fundamentals, operational agility, and strategic momentum—qualities that may well translate into superior total return potential as 2025 unfolds. With its enduring strengths and mounting evidence of technical and fundamental upside, Beazley merits close attention from investors intent on harnessing the best opportunities in the specialist insurance sector.

How to buy Beazley stock in United Kingdom?

Buying shares in Beazley plc online is straightforward and secure when using a regulated UK broker. Today’s modern broker platforms make it easy for private investors to own a piece of this leading specialist insurer either by spot purchasing actual shares or trading their price movements via CFDs (Contracts for Difference). Spot buying means you own the underlying shares, while CFD trading allows for leveraged strategies without owning the asset directly. Both methods have their own advantages—further below, you'll find a detailed comparison of the UK’s top brokers to help you choose the best platform for your needs.

Cash buying

A cash purchase means you are buying Beazley shares outright through your broker’s investment platform. You become a shareholder, with potential to benefit from dividends and capital growth. UK brokers typically charge a fixed commission per trade, which can range from £5 to £10 depending on the platform. For example, if Beazley’s share price is 892 GBX (or £8.92 per share), and you have a £1,000 investment budget (about $1,270), you can buy approximately 111 shares (after accounting for a standard £5 brokerage fee).

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Gain Scenario

If the share price rises by 10% to 981.20 GBX, your shares are now worth £1,100. Result: a £100 gross gain, representing a 10% return on your initial investment (excluding stamp duty and small fees).

Trading via CFD

CFD trading on Beazley shares lets you speculate on the price movement without owning the underlying stock. With CFDs, you can use leverage to amplify your exposure—often up to 5x or more—meaning a £1,000 position could provide you with £5,000 of market exposure. Fees with CFDs typically include a ‘spread’ (the difference between buy and sell prices) and overnight financing charges for positions held beyond a day. For instance, if you open a CFD position worth £1,000 using 5x leverage, your exposure is £5,000.

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Gain Scenario

If Beazley’s stock rises by 8%, your position gains 8% × 5 = 40%. That’s a £400 gain on your initial £1,000 margin (before fees and financing costs).

Final advice

Before investing, it’s essential to compare brokers’ commissions, trading conditions, and account features to find what best suits your investing style. Whether you prefer to own Beazley shares for the long term or to actively trade their price moves with CFDs, your choice should match your financial goals and risk appetite. To help you decide, a comprehensive broker comparison is provided further down this page—be sure to review it before making your move. Happy investing!

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Eightcap, FCA-regulated, offers CFD trading & is the UK’s only dedicated TradingView broker
5 things to know about Eightcap

Is EightCap reliable?

Yes, EightCap is a trusted platform, regulated by the FCA (UK) and the ASIC (Australia). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to get started, EightCap is a safe platform, recognised in the industry.

Why choose EightCap?

EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools like TradingView, perfect for demanding traders. Are you a novice? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and efficient.

What are the fees at EightCap?

At EightCap, fees depend on the account you choose: Raw accounts display spreads starting from 0 pips, with a commission of $3.5 per lot. Standard accounts, on the other hand, have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.

Who is EightCap for?

Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like TradingView and competitive spreads will allow you to go further in your strategies.

Is it easy to withdraw your money from EightCap?

Withdrawing your winnings on EightCap is simple and fast. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or electronic wallets. Security and speed are at the heart of the service.

Is EightCap reliable?

Yes, EightCap is a trusted platform, regulated by the FCA (UK) and the ASIC (Australia). Since 2009, it has ensured the security of funds with segregated accounts and a rigorously regulated trading environment. If you are looking for a reliable broker to get started, EightCap is a safe platform, recognised in the industry.

Why choose EightCap?

EightCap combines performance and flexibility. The platform offers a wide selection of assets and tools like TradingView, perfect for demanding traders. Are you a novice? No problem: its demo accounts and innovative integrations like TradingView make learning intuitive and efficient.

What are the fees at EightCap?

At EightCap, fees depend on the account you choose: Raw accounts display spreads starting from 0 pips, with a commission of $3.5 per lot. Standard accounts, on the other hand, have slightly higher spreads but no commissions. No fees on deposits or withdrawals, for clear and controlled costs.

Who is EightCap for?

Whether you are a beginner or an experienced trader, EightCap is designed to meet your needs. Are you starting out? Take advantage of guides and demo accounts to understand the basics. Are you more advanced? Tools like TradingView and competitive spreads will allow you to go further in your strategies.

Is it easy to withdraw your money from EightCap?

Withdrawing your winnings on EightCap is simple and fast. Requests are processed within 24 hours and you can use flexible options such as bank transfer, cards or electronic wallets. Security and speed are at the heart of the service.

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Is eToro reliable?

Yes, eToro is a reliable platform, regulated by leading authorities, including the FCA (United Kingdom), ASIC (Australia), and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognised for its security and transparency. According to our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.

Why choose eToro?

With eToro, you don't need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while you invest.
You get access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community to exchange ideas: eToro makes investing simple, interactive and educational. It's like the Spotify of investing.

What are the fees at eToro?

eToro is transparent about its fees: no commission on the purchase of shares or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposit is free, and withdrawal is set at $5. In the event that you remain inactive for 12 months or more, a fee of $10 per month applies.
Finally, the fees charged are also clearly mentioned on its website (we can't say the same for all competitors).

Who is eToro for?

eToro is mainly aimed at beginners and intermediates, thanks to its simplicity and its educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here, with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

Is it easy to withdraw your money from eToro?

Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step by step, ensuring you have permanent access to your funds. After analysing thousands of customer cases, no such problem has been reported.

Is eToro reliable?

Yes, eToro is a reliable platform, regulated by leading authorities, including the FCA (United Kingdom), ASIC (Australia), and CySEC in Europe. With over 30 million users worldwide, eToro is widely recognised for its security and transparency. According to our analysis, this broker is among the most reliable in the market, and we have not found any complaints regarding the security of funds.

Why choose eToro?

With eToro, you don't need to be an expert to get started. Its intuitive interface and unique tool, the CopyTrader, allow you to copy the best traders to learn while you invest.
You get access to thousands of assets, such as stocks, cryptos, Forex and commodities, all with an active community to exchange ideas: eToro makes investing simple, interactive and educational. It's like the Spotify of investing.

What are the fees at eToro?

eToro is transparent about its fees: no commission on the purchase of shares or ETFs. Spreads vary depending on the asset, but remain very affordable.
Deposit is free, and withdrawal is set at $5. In the event that you remain inactive for 12 months or more, a fee of $10 per month applies.
Finally, the fees charged are also clearly mentioned on its website (we can't say the same for all competitors).

Who is eToro for?

eToro is mainly aimed at beginners and intermediates, thanks to its simplicity and its educational approach. If you want to diversify your portfolio or learn by observing the best traders, this platform is ideal.
Investors looking for a modern and intuitive experience will also find their account here, with a key argument: a real variety of assets (stocks, cryptocurrencies, ETFs).

Is it easy to withdraw your money from eToro?

Yes, withdrawing your winnings from eToro is as easy as investing. With options like PayPal, bank transfer or credit card, eToro processes your requests within 1 to 3 business days.
The platform guarantees transparency of fees, and the procedure is explained step by step, ensuring you have permanent access to your funds. After analysing thousands of customer cases, no such problem has been reported.

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Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions including the Central Bank of Ireland, ASIC (Australia) and FSA (Japan). Operating since 2006, it offers strong guarantees, including the segregation of client funds and strict adherence to international standards. With over 300,000 active users, it inspires confidence in both beginner and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. The free tutorials, demo accounts and training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don’t need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when it comes to paying.

Who is AvaTrade for?

AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you’re looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.

Is it easy to withdraw money from AvaTrade?

Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, bank transfer or electronic wallets. Everything is designed to give you quick, clear and secure access.

Is AvaTrade reliable?

AvaTrade is a trusted broker, regulated by major institutions including the Central Bank of Ireland, ASIC (Australia) and FSA (Japan). Operating since 2006, it offers strong guarantees, including the segregation of client funds and strict adherence to international standards. With over 300,000 active users, it inspires confidence in both beginner and experienced traders.

Why choose AvaTrade?

AvaTrade combines simplicity and expertise. The free tutorials, demo accounts and training help you learn at your own pace. Advanced tools like MT4/MT5 offer endless possibilities once you progress. You don’t need to be an expert: AvaTrade adapts to you.

What are the fees at AvaTrade?

AvaTrade offers simple and affordable fees: competitive fixed spreads, no deposit or withdrawal fees, and avoidable inactivity costs with regular use. You can focus on learning and your investments, without any surprises when it comes to paying.

Who is AvaTrade for?

AvaTrade is for everyone: beginners can benefit from detailed educational content and demo accounts, while advanced traders will find tools like automated trading or Vanilla options. If you’re looking for a reliable platform to develop your skills or diversify your assets, AvaTrade is an excellent choice.

Is it easy to withdraw money from AvaTrade?

Yes, AvaTrade offers a fast and secure withdrawal process. Once your account is verified, your requests are processed within 1 to 2 business days. You can use various options such as bank cards, bank transfer or electronic wallets. Everything is designed to give you quick, clear and secure access.

Our 7 tips for buying Beazley stock

📊 Step📝 Specific tip for Beazley
Analyse the marketReview Beazley’s position as a leading specialist insurer, focusing on its diversified segments such as Cyber Risks and Property Risks, and consider recent trends in premium growth and rate changes across the insurance sector.
Choose the right trading platformSelect a trusted UK brokerage with competitive fees and access to the London Stock Exchange, ensuring you can efficiently trade Beazley (BEZ) shares.
Define your investment budgetAllocate an amount suitable for your risk tolerance, balancing Beazley’s attractive dividend yield and low P/E ratio with broader portfolio diversification.
Choose a strategy (short or long term)For most investors, a long-term approach may be optimal given Beazley’s resilient earnings, disciplined underwriting, and potential for sustained premium and dividend growth.
Monitor news and financial resultsKeep an eye on Beazley’s upcoming results (next due August 2025), as well as sector news about insurance pricing, regulation, and macroeconomic factors that may impact the company.
Use risk management toolsUtilise stop-loss orders and review your Beazley position regularly, as short-term technical signals may be mixed despite strong fundamentals.
Sell at the right timeConsider taking profits if Beazley shares approach recent highs or if sector news signals a change in outlook, ensuring decisions are based on both fundamental and technical analysis.
Steps and specific tips for investing in Beazley (BEZ).
Analyse the market
📝 Specific tip for Beazley
Review Beazley’s position as a leading specialist insurer, focusing on its diversified segments such as Cyber Risks and Property Risks, and consider recent trends in premium growth and rate changes across the insurance sector.
Choose the right trading platform
📝 Specific tip for Beazley
Select a trusted UK brokerage with competitive fees and access to the London Stock Exchange, ensuring you can efficiently trade Beazley (BEZ) shares.
Define your investment budget
📝 Specific tip for Beazley
Allocate an amount suitable for your risk tolerance, balancing Beazley’s attractive dividend yield and low P/E ratio with broader portfolio diversification.
Choose a strategy (short or long term)
📝 Specific tip for Beazley
For most investors, a long-term approach may be optimal given Beazley’s resilient earnings, disciplined underwriting, and potential for sustained premium and dividend growth.
Monitor news and financial results
📝 Specific tip for Beazley
Keep an eye on Beazley’s upcoming results (next due August 2025), as well as sector news about insurance pricing, regulation, and macroeconomic factors that may impact the company.
Use risk management tools
📝 Specific tip for Beazley
Utilise stop-loss orders and review your Beazley position regularly, as short-term technical signals may be mixed despite strong fundamentals.
Sell at the right time
📝 Specific tip for Beazley
Consider taking profits if Beazley shares approach recent highs or if sector news signals a change in outlook, ensuring decisions are based on both fundamental and technical analysis.
Steps and specific tips for investing in Beazley (BEZ).

The latest news about Beazley

Beazley reported robust Q1 2025 results, with gross premiums written rising 2% year-on-year to $1.51 billion. The company’s latest trading update, released on April 29, 2025, highlighted sustained top-line growth despite a 4% decrease in renewal premium rates, driven by disciplined underwriting and resilience across its diversified insurance segments. Beazley’s net insurance written premiums climbed 1% year-on-year, and investment income was a notable $136 million (up 20% from the prior year’s comparative quarter). CEO Adrian Cox confirmed that growth targets and combined ratio guidance remain unchanged, anchoring market expectations for the full year within a mid-80s combined ratio and renewed confidence in Beazley’s operational performance.

The company further demonstrated financial strength through a strong balance sheet and investment portfolio, key for UK-based investors. As of the latest reporting, Beazley holds total assets of £15.42 billion and an investment portfolio valued at $11.76 billion, representing a 9% year-on-year increase. Conservative management of a well-diversified investment portfolio—primarily fixed income with an average yield of 4.4%—has enabled the insurer to achieve stability amidst ongoing global market volatility. The relatively low beta (0.49) signals the stock’s lower volatility, an appealing trait for risk-conscious investors in the UK.

Technical analysis reveals positive medium-to-long-term momentum, with shares outperforming the UK insurance sector over the past year. Beazley’s share price, currently at 892 GBX, has advanced 39.56% over the past twelve months and 128.38% over five years, significantly outpacing sector benchmarks. Year-to-date, shares are up by 9.31%, and recent price action has pushed the stock above the 15-day moving average, suggesting underlying bullishness. While some near-term technical indicators are mixed—prompting cautious sentiment on certain platforms—the stock’s resilience at higher trading ranges and proximity to its 52-week highs reinforce positive investor sentiment in the UK market.

Beazley’s diversification and European expansion, especially in Cyber Risks, position the group for further regional growth. Management has emphasized solid progress in expanding its Cyber Risks segment across Europe, supplementing continued strength in Property Risks and strategic discipline in MAP and Specialty lines. For UK and European clients, this growing presence underlines Beazley’s commitment to innovative risk solutions tailored to evolving regional needs, reinforcing its role as a critical insurance partner against emerging cyber and specialty risks.

Investors benefit from a stable dividend and a value-oriented stock profile, with income and value signals standing out. The forward dividend yield remains attractive at 2.83%, above several peers, and the company has scheduled its next dividend payment for May 2, 2025. In addition, Beazley’s share buyback program launched in March 2025 demonstrates a clear commitment to shareholder returns. At a price/earnings ratio of 6.97, Beazley presents as undervalued relative to earnings, offering distinct appeal to income and value-focused investors in the UK, particularly given the company’s consistent profitability, robust return on equity (26.63%), and ongoing market share gains.

FAQ

What is the latest dividend for Beazley stock?

Beazley currently pays a dividend, with the latest distribution set at 0.25 GBX, payable on 2 May 2025. The yield stands at approximately 2.83%, offering shareholders a steady income stream. Historically, Beazley has maintained a consistent dividend policy, reflecting the company’s solid cash generation and financial discipline in a competitive insurance environment.

What is the forecast for Beazley stock in 2025, 2026, and 2027?

Based on the current share price of 892.00 GBX, the projection for Beazley stock is 1,159.60 GBX by the end of 2025, 1,338.00 GBX by the end of 2026, and 1,784.00 GBX by the end of 2027. The company’s robust fundamentals, well-diversified risk portfolio, and ongoing expansion into growth areas like European Cyber Risks provide further positive momentum for the medium term.

Should I sell my Beazley shares?

Given Beazley's low valuation, strong track record, and clear commitment to strategic growth, holding Beazley shares may be an appropriate choice for many investors. The company’s resilient performance through shifting market conditions and its long-term growth in premium volumes support a positive outlook. With its strong balance sheet and disciplined management, Beazley demonstrates potential for sustained value in a dynamic insurance sector.

Are Beazley shares eligible for a Stocks and Shares ISA in the UK, and how are dividends taxed?

Beazley shares are eligible for inclusion in a UK Stocks and Shares ISA, enabling investors to benefit from tax-free capital gains and dividends. If held outside an ISA, dividends above the annual allowance are subject to income tax at your marginal rate. ISA eligibility allows investors to shield both income and capital growth from UK tax, providing an additional advantage for long-term savers.

What is the latest dividend for Beazley stock?

Beazley currently pays a dividend, with the latest distribution set at 0.25 GBX, payable on 2 May 2025. The yield stands at approximately 2.83%, offering shareholders a steady income stream. Historically, Beazley has maintained a consistent dividend policy, reflecting the company’s solid cash generation and financial discipline in a competitive insurance environment.

What is the forecast for Beazley stock in 2025, 2026, and 2027?

Based on the current share price of 892.00 GBX, the projection for Beazley stock is 1,159.60 GBX by the end of 2025, 1,338.00 GBX by the end of 2026, and 1,784.00 GBX by the end of 2027. The company’s robust fundamentals, well-diversified risk portfolio, and ongoing expansion into growth areas like European Cyber Risks provide further positive momentum for the medium term.

Should I sell my Beazley shares?

Given Beazley's low valuation, strong track record, and clear commitment to strategic growth, holding Beazley shares may be an appropriate choice for many investors. The company’s resilient performance through shifting market conditions and its long-term growth in premium volumes support a positive outlook. With its strong balance sheet and disciplined management, Beazley demonstrates potential for sustained value in a dynamic insurance sector.

Are Beazley shares eligible for a Stocks and Shares ISA in the UK, and how are dividends taxed?

Beazley shares are eligible for inclusion in a UK Stocks and Shares ISA, enabling investors to benefit from tax-free capital gains and dividends. If held outside an ISA, dividends above the annual allowance are subject to income tax at your marginal rate. ISA eligibility allows investors to shield both income and capital growth from UK tax, providing an additional advantage for long-term savers.

Pauline Laurore
P. Laurore
Finance expert
HelloSafe
Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.

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