Is LV The Best Pet Insurance Company?
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Discover the methodologyWould you like to insure your beloved pet against accident or illness? Are you here to know whether LV is the best pet insurer to go for?
You are at the right place!
In the below review, we will tell you everything you need to know on LV pet insurance: cover table, prices, contact, claim and cancel process and our own recommandation.
Our review on LV pet insurance
4,1 Safe overall rating for LV pet insurance
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction and claims |
High customer satisfaction rate on TrustPilot 5 star rating on Defaqto on most levels of policies Customer service available from 8am to 8pm on Mondays to Fridays | |
| Cover provided for your home |
Lifetime and Limited Time insurance policies available High vet fees cover limit of up to £10,000 per year of Lifetime cover Multi-pet cover available No accident only cover | |
| Value for money |
10% discount for policies purchased online 5% multi pet discount | |
| Financial strength | Liverpool Victoria is regulated by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) | |
| Technology |
Online quote generation Online claims process User friendly website No customer portal No live chat feature |
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LV pet insurance reviews: Defaqto and Trustpilot
| Reviews | |
|---|---|
| Defaqto | Lifetime £10,000 - 5 stars Lifetime £3,000 - 5 stars Lifetime £5,000 - 5 stars Time Limited £1500 - 3 stars Time Limited £2500 - 3 stars |
| Trustpilot | 4,7/5 based on more than 15.7K opinions |
What does LV pet insurance cover?
LV pet insurance for dogs
| Cover Type | Vet fees | Death by accident | Death by illness | Lost or stolen | Boarding | Third party liability |
|---|---|---|---|---|---|---|
| Time Limited | Up to £1,500 vet fees for 12 months | yes | yes | yes | yes | yes |
| Time Limited | Up to £2,500 vet fees for 12 months | yes | yes | yes | yes | yes |
| Lifetime | Up to £3,000 vet fees for each year | yes | yes | yes | yes | yes |
| Lifetime | Up to £5,000 vet fees for each year | yes | yes | yes | yes | yes |
| Lifetime | Up to £10,000 vet fees for each year | yes | yes | yes | yes | yes |
LV pet insurance for cats
| Cover Type | Vet fees | Death by accident | Death by illness | Lost or stolen | Boarding |
|---|---|---|---|---|---|
| Time Limited | Up to £1,500 vet fees for 12 months | yes | yes | yes | yes |
| Time Limited | Up to £2,500 vet fees for 12 months | yes | yes | yes | yes |
| Lifetime | Up to £3,000 vet fees for each year | yes | yes | yes | yes |
| Lifetime | Up to £5,000 vet fees for each year | yes | yes | yes | yes |
| Lifetime | Up to £10,000 vet fees for each year | yes | yes | yes | yes |
Good to know
None of the above pet insurance covers pre-existing medical conditions.
How much is LV pet insurance?
How much is LV pet insurance for dogs?
| Cover type | Policy details | Monthly premium | Annual premium | Standard Excess |
|---|---|---|---|---|
| Time Limited | Up to £1,500 vet fees for 12 months | £22.79 | £273.48 | £75 |
| Time Limited | Up to £2,500 vet fees for 12 months | £25.68 | £308.16 | £75 |
| Lifetime | Up to £3,000 vet fees for each year | £41.06 | £492.72 | £75 |
| Lifetime | Up to £5,000 vet fees for each year | £50.99 | £611.88 | £75 |
| Lifetime | Up to £10,000 vet fees for each year | £60.12 | £721.44 | £75 |
*Quotes above are for a pedigree dog of one year old, not neutered nor microchipped.
How much is LV pet insurance for cats?
| Cover type | Policy details | Monthly premium | Annual premium | Standard Excess |
|---|---|---|---|---|
| Time Limited | Up to £1,500 vet fees for 12 months | £8.50 | £102.00 | £75 |
| Time Limited | Up to £2,500 vet fees for 12 months | £9.70 | £116.40 | £75 |
| Lifetime | Up to £3,000 vet fees for each year | £14.84 | £178.08 | £75 |
| Lifetime | Up to £5,000 vet fees for each year | £17.63 | £211.56 | £75 |
| Lifetime | Up to £10,000 vet fees for each year | £20.06 | £240.72 | £75 |
*Quotes above are for a pedigree cat of one year old, not neutered nor microchipped.
How to contact LV pet insurance?
LV pet insurance phone numbers
| How to contact LV? | Phone numbers | Opening hours |
|---|---|---|
Quote/Renewals/Customer Service | 0800 022 3905 | Monday to Friday: 8am to 8pm |
Claims | 0800 756 8567 | Monday to Friday: 8am to 8pm |
Advice Line | 0800 0285 991 | Available 24/7 |
LV pet insurance contact details
| LV contact details | |
|---|---|
| Mail address | LV= |
| Livechat | Not available |
How to log in to LV customer portal?
Not available
How to claim at LV pet insurance?
There are several reasons to report a claim on your pet insurance:
- you had or will have to face significant vet fees or repeat medication;
- your pet is missing;
- your pet had or caused an accident etc.
Claims can be done by downloading a claims form, filling it with the necessary information and sending it to the company through email or post or by calling the claims department at LV=.
| How to claim on your LV pet insurance? | |
|---|---|
| Claim online | |
| Claim by email | |
| Claim by phone | 0800 756 8567 |
| Claim by post | LV= |
Download LV claim form
How to cancel your LV pet insurance?
Call customer service to cancel your policy.
| How to cancel your LV pet insurance? | |
|---|---|
| Cancel by phone | 0800 022 3905 |
Our final opinion on LV pet insurance
Liverpool Victoria is regulated by the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA).
The company offers Lifetime and Time Limited pet insurance. The Lifetime pet insurance cover is available across 3 levels which range according to the vet fees cover limit: Lifetime £10,000, Lifetime £5,000 and Lifetime £3,000. All 3 levels of the Lifetime pet insurance have 5 star ratings on Defaqto. The Time Limited Pet Insurance is available across 2 levels which also range according to the vet fees cover limit:Time Limited £1,500 and Time Limited £2,500. Multi pet covers are also available.
We would recommend LV to anyone looking for a wide range of options when it comes to picking the vet fee cover limit when purchasing pet insurance.
Find the pet insurance that suits you best in just a few seconds!
