Is Tesco Bank The Best Pet Insurance Company?
Would you like to insure your beloved pet against accident or illness? Are you here to know whether Tesco Bank is the best pet insurer to go for?
You are at the right place!
In the below review, we will tell you everything you need to know on Tesco Bank pet insurance: cover table, prices, contact, claim and cancel process and our own recommandation.
Our review on Tesco Bank pet insurance
3.9 Safe overall rating for Tesco Bank pet insurance
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction and claims |
All policies include access to the 24/7 Vetfone advice helpline Most of the insurance policies are rated 5 stars on Defaqto Information provided on the website is detailed 1.9/5 rating on Trustpilot | |
| Cover provided for your home |
Four levels of cover are provided Euthanasia cover is available Cover is only provided for dogs and cats Dental cover for illness and injury is only available on the Premier policies | |
| Value for money |
Up to £4,000, £7,500 or £10,000 per year in vet fees 20% discount is provided when an insurance policy is gottne online Tesco Clubcard members will also get a guaranteed discount on their policy | |
| Financial strength | Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance plc | |
| Technology |
Social media availability Login option is available Insurance policies can be managed online Quotes can be taken out online No live chat option |
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Tesco Bank pet insurance reviews: Defaqto and Trustpilot
| Reviews | |
|---|---|
| Defaqto | Extra Cover (£4,000 Vet Fees): 5 stars Extra Cover (£7,500 Vet Fees): 5 stars Premier Cover (£10,000 Vet Fees): 5 stars Premier Cover (£4,000 Vet Fees): 5 stars Premier Cover (£7,500 Vet Fees): 5 stars Standard Cover: 3 stars Accident and Injury Cover: 1 star |
| Trustpilot | 1.9/5 based on 167 review |
What does Tesco Bank pet insurance cover?
Tesco Bank pet insurance for dogs
| Cover Type | Vet fees | Death by accident | Death by illness | Lost or stolen | Boarding | Third party liability |
|---|---|---|---|---|---|---|
| Accident Only | £3,000 per accident for 12 months from the first date of treatment | no | no | no | no | yes |
| Lifetime | £4,000 vet fees in total per policy year - Limits reinstated on renewal | yes | no | yes | yes | yes |
| Lifetime | £7,500 vet fees in total per policy year - Limits reinstated on renewal | yes | no | yes | yes | yes |
| Lifetime | £10,000 vet fees in total per policy year - Limits reinstated on renewal | yes | no | yes | yes | yes |
| Maximum Benefit | Per Condition Limit of £4,000 - No time limit on how long payments will be made as long as you renew your policy with no break in cover. | yes | no | yes | yes | yes |
| Maximum Benefit | Per Condition Limit of £7,500 - No time limit on how long payments will be made as long as you renew your policy with no break in cover. | yes | no | yes | yes | yes |
| Time Limited | Per Condition Limit of £3,000 for each accident or illness for 12 months from the first date of treatment | yes | no | yes | yes | yes |
Tesco Bank pet insurance for cats
| Cover Type | Vet fees | Death by accident | Death by illness | Lost or stolen | Boarding |
|---|---|---|---|---|---|
| Accident Only | £3,000 per accident for 12 months from the first date of treatment | no | no | no | no |
| Lifetime | £4,000 vet fees in total per policy year - Limits reinstated on renewal | yes | no | yes | yes |
| Lifetime | £7,500 vet fees in total per policy year - Limits reinstated on renewal | yes | no | yes | yes |
| Lifetime | £10,000 vet fees in total per policy year - Limits reinstated on renewal | yes | no | yes | yes |
| Maximum Benefit | Per Condition Limit of £4,000 - No time limit on how long payments will be made as long as you renew your policy with no break in cover. | yes | no | yes | yes |
| Maximum Benefit | Per Condition Limit of £7,500 - No time limit on how long payments will be made as long as you renew your policy with no break in cover. | yes | no | yes | yes |
| Time Limited | Per Condition Limit of £3,000 for 12 months from the first date of treatment | yes | no | yes | yes |
Good to know
None of the above pet insurance covers pre-existing medical conditions.
How much is Tesco Bank pet insurance?
How much is Tesco Bank pet insurance for dogs?
| Cover type | Policy details | Monthly premium | Annual premium | Standard Excess |
|---|---|---|---|---|
| Accident Only | £3,000 per accident | £6.05 | £72.59 | £120 |
| Lifetime | £10,000 vet fees in total per policy year | £50.87 | £610.34 | £120 |
| Lifetime | £4,000 vet fees in total per policy year | £38.29 | £459.38 | £120 |
| Lifetime | £7,500 vet fees in total per policy year | £42.36 | £508.28 | £120 |
| Maximum Benefit | Per Condition Limit of £4,000 | £24.16 | £289.92 | £120 |
| Maximum Benefit | Per Condition Limit of £7,500 | £33.51 | £402.03 | £120 |
| Time Limited | Per Condition Limit of £3,000 | £19.51 | £234.09 | £120 |
*Quotes above are for a pedigree dog of one year old, not neutered nor microchipped.
How much is Tesco Bank pet insurance for cats?
| Cover type | Policy details | Monthly premium | Annual premium | Standard Excess |
|---|---|---|---|---|
| Accident Only | £3,000 per accident | £3.62 | £43.41 | £120 |
| Lifetime | £10,000 vet fees in total per policy year | £49.81 | £597.66 | £120 |
| Lifetime | £4,000 vet fees in total per policy year | £41.87 | £502.36 | £120 |
| Lifetime | £7,500 vet fees in total per policy year | £44.93 | £539.12 | £120 |
| Maximum Benefit | Per Condition Limit of £4,000 | £23.31 | £279.67 | £120 |
| Maximum Benefit | Per Condition Limit of £7,500 | £33.06 | £396.71 | £120 |
| Time Limited | Per Condition Limit of £3,000 | £21.51 | £258.03 | £120 |
*Quotes above are for a pedigree cat of one year old, not neutered nor microchipped.
How to contact Tesco Bank pet insurance?
Tesco Bank pet insurance phone numbers
| How to contact Tesco Bank? | Phone numbers | Opening hours |
|---|---|---|
Customer service | 0345 078 3895 | Monday to Friday 9am to 5pm. |
Claims | 0345 078 3860 | Monday to Friday 9am to 5pm. |
Tesco Vet Referral line | 0330 100 6460 | 24/7 |
Pet Bereavement Counselling | 0345 078 3842 | 24/7 |
Tesco Bank pet insurance contact details
| Tesco Bank contact details | |
|---|---|
| Mail address | Tesco Bank |
| Livechat | Not available |
How to log in to Tesco Bank customer portal?
You can login by clicking on the Login option or following this link: Tesco Pet Insurance Login
How to claim at Tesco Bank pet insurance?
There are several reasons to report a claim on your pet insurance:
- you had or will have to face significant vet fees or repeat medication;
- your pet is missing;
- your pet had or caused an accident etc.
Claims can be made by downloading the claims form and sending it via email or post. Also, customer care representatives can be called on the claims assigned number.
| How to claim on your Tesco Bank pet insurance? | |
|---|---|
| Claim online | The claims form can be downloaded online. |
| Claim by email | |
| Claim by phone | 0345 078 3860 |
| Claim by post | Tesco Bank Pet Insurance |
Download Tesco Bank claim form
How to cancel your Tesco Bank pet insurance?
Cancellations can be made by phone, or email.
| How to cancel your Tesco Bank pet insurance? | |
|---|---|
| Cancel by email | |
| Cancel by phone | 0345 078 3878 |
Our final opinion on Tesco Bank pet insurance
Tesco Personal Finance was founded in 1997, and born from a partnership between the Royal Bank of Scotland and Tesco plc. The company is specialized in providing car and home insurance as well as other banking products.
Tesco Bank Pet Insurance is arranged, administered and underwritten by Royal & Sun Alliance Insurance plc.
Tesco Pet Insurance has four levels of cover:
Premier: It is a Lifetime policy which includes £4,000, £7,500 or £10,000 for vet fees, in the UK or abroad; dental cover (for accident, illness and injury); £1,500 cover for death from accident or illness; £200 if your pet needs to be buried or cremated.
Extra: This cover option includes £4,000 or £7,500 for vet fees, in the UK or abroad; dental cover (for accident only); up to £1,500 cover for death from accident or illness; up to £200 if your pet needs to be buried or cremated.
Standard: This includes £3,000 for vet fees, in the UK or abroad; dental cover (for accident only); up to £1,500 cover for death from accident or illness; up to £200 if your pet needs to be buried or cremated.
Accident and Injury: This includes £3,000 for vet fees, for accident or injury only.
All cover options offer access to a 24/7 Vetfone advice line and also helplines for pet bereavement counselling and legal advice.
They have a low rating of 1.9 on Trustpilot but most of their insurance services have a 5 star Defaqto rating. Their insurance services are recommended as they have a high financial capacity to pay out claims.
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