How Much is Phone Insurance? (2025)

Charlotte Green
Charlotte Green updated on November 10, 2022
CompanyAverage price*CharacteristicsReviewLearn more
MGAA
⭐️ 5/5
£4.41 Loss and theft
Accidental damage
Mechanical breakdown
Worldwide cover
Limits on annual claims
Only one handset per policy
Best support and customer service

  • Rated 4/5 by Forbes advisor
  • 100% online quotation process and policy payment
  • Friendly customer service

Get a quote
Row - Gadget Insurance from £1.49 - Phones, Tablets + More
⭐️ 4.5/5
£4.76 Loss, theft and unauthorized calls
Cracked screen
Accidental damage
Mechanical breakdown
Worldwide cover
Liquid damage
Our recommendation

  • Rated excellent on Trustpilot
  • Up to 20% discount if you pay annually
  • Unlimited repairs and 24 hours replacement
Get a quote
Nova Direct Logo

⭐️ 4.5/5
£5.36 Accidental damage
Mechanical breakdown
Worldwide cover
Replacement in case of loss
Screen damage
Unlimited claims
No instant cover
Most comprehensive offer at the lowest price

  • Subscribe to a policy online
  • You can choose to insure your tablets and console games in your policy for as low as £4.66 per month
Get a quote
Home Appliance Insurance Experts | Smart Cover Insurance

⭐️ 4.6/5
£5.89 Loss and theft
Accidental damage
Mechanical breakdown
Repair or replace
Liquid Damage
Up to 90 days of worldwide cover
Phones purchased from online auctions are not covered
Damages that don't affect the performance are not covered
Trusted and verified provider

  • Rated excellent on Trustpilot
  • Award-winning insurance provider
  • Bundle your phone and multiple items together (tablet, laptop, smartwatch) for your insurance policy
Get a quote
Buy Mobile Phone Insurance

⭐️ 4.3/5
£6.00 Accidental damage
Mechanical breakdown
Worldwide cover
Family Cover
Replacement in case of loss
Loss and theft are optional
Limit of 2 claims per 12 month period
The most simple yet efficient offer

  • Highly competitive rates
  • Easy and fast quotation process
  • 100% online payment
Get a quote
Protect Your Bubble Shares Helpful Tips to Get Consumers Ready for the Big  Game

⭐️ 4/5
£6.89 Worldwide cover
Accidental damage
Mechanical breakdown
Instant cover
Loss and theft are optional
Max device age 6 months
Limit of 2 device replacements per year
Award-winning offer

  • Award winner of Best Insurance Provider 2015-2020
  • Rated great on Trustpilot
  • 96.4% of accepted claims
Get a quote
* The indicated price is based on an iPhone 11 model, prices can vary from a phone to another.
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Charlotte
Charlotte Green
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Charlotte is a finance content specialist with a sharp analytical mind and a strong academic background. She holds a degree in Philosophy, Politics and Economics (PPE) from the University of Oxford and a Master’s in Behavioural Economics from the London School of Economics. Her academic training gave her the tools to make sense of complex financial systems—and to explain them in a way that’s both smart and relatable. Before joining HelloSafe, Charlotte worked in editorial roles for financial media and strategy firms, where she focused on personal finance, digital banking, and policy analysis. She is passionate about helping people make informed decisions about their money, especially in an age where the financial landscape is changing fast. At HelloSafe, she covers key topics such as insurance, tax, utilities, credit and budgeting tools. Her mission: provide clear, honest and actionable insights that empower readers to take control of their financial lives with confidence.