Lloyds Bank Travel Insurance Review and Quotes
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Discover the methodologyIt might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether Lloyds Bank is the right company to go on holidays with?
In this definitive Lloyds Bank review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Is Lloyds Bank the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Lloyds Bank travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,4 Safe overall rating for Lloyds Bank
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
5 star rating on Defaqto | |
| Cover provided |
Policies available across 4 levels | |
| Value for money |
Insurance cover available as standard when you open a bank account at Lloyds | |
| Financial strength |
Lloyds Bank plc is a British retail and commercial bank that is authorised by the Prudential Regulation Authority and regulated by both the Financial Conduct Authority and the Prudential Regulation Authority | |
| Technology |
Online claims process |
Lloyds Bank travel insurance reviews by expert and consumers
| Review organisation | Lloyds Bank travel insurance reviews |
|---|---|
| Defaqto expert | Platinum: 5 |
| TrustPilot | 1,5/5 based on more than 90 opinions |
To check if Lloyds Bank is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
Find the best travel insurance in just a few seconds!
What does Lloyds Bank travel insurance cover?
Lloyds Bank travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
Lloys Travel Insurance covers individuals, couples and families.
Lloyds Bank single-trip and annual multi-trip travel insurances
| Single and annual multi-trip days and age limits at Lloyds Bank | |
|---|---|
| Maximum days per trip | Silver: 45 days per trip |
| Maximum age limit | Silver: 64 years |
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Lloyds Bank:
Policy name | Silver | Gold | Platinum | Premier |
|---|---|---|---|---|
| Defaqto expert rating | Not Stated | Not Stated | 5 | Not Stated |
| Excess (if not stated) | £40 | £40 | £40 | £40 |
| Medical expenses | £10M | £10M | £10M | £10M |
| Trip cancellation / curtailment | £5,000 | £5,000 | £5,000 | £5,000 |
| Delayed departure 12 hours | £30 | £30 | £30 | £30 |
| Delayed departure max | £250 | £250 | £250 | £250 |
| Baggage & belongings | £2,500 | £2,500 | £2,500 | £2,500 |
| Money including cash | £300 | £300 | £300 | £300 |
| Repatriation | £10M | £10M | £10M | £10M |
| Personal liability | £2M | £2M | £2M | £2M |
| Personal accident (excess £0) | £100,000 | £100,000 | £100,000 | £100,000 |
| Legal expenses (excess £0) | £25,000 | £25,000 | £25,000 | £25,000 |
| Hospital benefit (excess £0) | £1,000 | £1,000 | £1,000 | £1,000 |
| Accommodation cover | £5,000 | £5,000 | £5,000 | £5,000 |
| Pet care (excess £0) | x | x | x | x |
| SAFI* | Not Stated | Not Stated | Not Stated | Not Stated |
| Medical screening | v | v | v | v |
| Cruise cover | x | x | x | x |
| Winter sports / golf cover | v | v | v | v |
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Lloyds Bank winter sports travel insurancet
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
Winter Sports Cover is available as standard but does not include all winter sports activities. You can expect the following benefits with the winter sports cover:
- Up to £300 ski equipment cover
- Up to £5,000 unused portion of ski pack due to injury or illness
- Up to £150 lift pass cover
- Up to £150 piste closure cover
- Up to £300 for ski equipment hire.
What are the other travel insurance options available at Lloyds Bank?
| Travel insurance options at Lloyds Bank | |
|---|---|
| Lloyds Bank golf cover | Golf Cover is available as standard and it comes with the following benefits:
|
| Lloyds Bank business cover | Business Travel Insurance is also available as standard and it comes with the following benefits:
|
| Lloyds Bank cruise cover | Not Available |
| Lloyds Bank gadget cover | Lloyds Bank covers only mobile phones:
|
| Lloyds Bank other extras | The following upgrades are available:
|
Watch out!
Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call Lloyds Bank before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.
How much is Lloyds Bank travel insurance?
You'll find below indicative quotes per level of cover at Lloyds Bank:
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Lloyds Bank:
Policy name | Silver | Gold | Platinum | Premier |
|---|---|---|---|---|
| Price - 3 days trip - 30 years old - Europe | £12.95 | £14.95 | £21 | £28 |
Find the best travel insurance in just a few seconds!
It is, however, quite difficult to give precise price ranges as Lloyds Bank travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to be covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at Lloyds Bank?
There are no discouns mentioned on the website of policy documents.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Lloyds Bank.
What else should I know about Lloyds Bank travel insurance?
What are the general exclusions at Lloyds Bank travel insurance?
To be eligible for a travel insurance policy at Lloyds:
- You must be a resident of the UK
- You must be registered with a medical practitioner in the UK
- You must be within the age limit stated for your cover
- You must not exceed the duration of trip or visit a geographical area in which you are not covered based on your level of cover
- You must travel out of the UK or solely within the UK provided that you have pre-booked at least two consecutive
nights paid accommodation on a holiday or pleasure trip.
How do I get travel insurance quote from Lloyds Bank?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Lloyds Bank is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.
Good to know
Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.
How do I log in to Lloyds Bank website?
Through the customer portal, you can:
- Access your travel insurance policy documents
- Upgrade your cover
- Change personal information like family details or the names of the people on the policy
- Complete medical screening questionnaire
- Register a claim.
You can access your customer portal through the online banking homepage.
How to claim at Lloyds Bank travel insurance?
There are 2 ways to make a claim and that is by either calling the claims department or online.
| How to claim on Lloyds Bank travel insurance? | |
|---|---|
| Claim online | You can make a claim online by filling in the necessary details on the Lloyds Bank claim form available online. |
| Claim by phone | 0345 603 1839 (Silver) |
How do I contact Lloyds Bank travel insurance?
Lloyds Bank contact phone numbers
| Services | Phone numbers | Opening hours |
|---|---|---|
| Customer Service | 0345 300 0000 | Available 24/7 |
| Lost or Stolen Cards | 0800 096 9779 | Available 24/7 |
| Emergency Helpline | +44 1633 815 819 | Available 24/7 |
| AA Breakdown Cover | 0800 316 0096 (Silver) 0800 107 0011 (Gold) 0800 783 0543 (Platinum) 0800 032 0371 (Premier) | Available 24/7 |
Lloyds Bank other contact details
| Contact details | |
|---|---|
| Address | Lloyds Bank Insurance |
| [email protected] |
How to cancel your annual Lloyds Bank travel insurance policy?
You will find below main information to cancel your travel insurance policy at Lloyds Bank:
| How to cancel Lloyds Bank travel insurance? | |
|---|---|
| Cancellation fees during cooling off period of 14 days | £0 |
| Cancellation fees outside cooling off period | No refund |
| Cancel by phone | 0345 603 1839 (Silver) |
Our opinion on Lloyds Bank travel insurance
Lloyds Bank plc is a British retail and commercial bank that is authorised by the Prudential Regulation Authority and regulated by both the Financial Conduct Authority and the Prudential Regulation Authority.
The company's travel insurance policies come as standard when you open a bank account at Lloyds. The insurance covers may vary depending on the type of account you choose to open. There are 4 types of accounts available which represent the different levels of coverage you get: Silver, Gold, Platinum and Premier.
All accounts offer multi trip travel insurance but vary when it comes to destination coverage.
We would recommend Lloyd to anyone looking to open a bank account that comes with travel insurance coverage as standard.
