More Than Travel Insurance Review and Quotes
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Discover the methodologyIt might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether More Than is the right company to go on holidays with?
In this definitive More Than review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Is More Than the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into More Than travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,1 Safe overall rating for More Than
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
High customer satisfaction rate of 4.3/5 on TrustPilot | |
| Cover provided |
Policies available across 3 levels | |
| Value for money |
Affordable premiums | |
| Financial strength |
More Than's travel insurance policies are administered and sold by Hood Travel Limited which is authorised and regulated by the Financial Conduct Authority | |
| Technology |
Online quote process |
More Than travel insurance reviews by expert and consumers
| Review organisation | More Than travel insurance reviews |
|---|---|
| Defaqto expert | Not Available |
| TrustPilot | 4,3/5 based on more than 10.4K opinions |
To check if More Than is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
Find the best travel insurance in just a few seconds!
What does More Than travel insurance cover?
More Than travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
More Than's travel insurance policies are available for individuals, couples, groups and families.
More Than single-trip and annual multi-trip travel insurances
| Single and annual multi-trip days and age limits at More Than | |
|---|---|
| Maximum days per trip | Single Trip: 94 days |
| Maximum age limit | 79 years |
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at More Than:
Policy name | Silver | Gold | Diamond |
|---|---|---|---|
| Excess (if not stated) | £100 | £60 | £40 |
| Medical expenses | £10M | £15M | £20M |
| Trip cancellation / curtailment | £1,500 | £5,000 | £7,500 |
| Delayed departure 12 hours | £25 | £50 | £50 |
| Delayed departure max | £250 | £500 | £500 |
| Baggage & belongings | £1,500 | £2,000 | £3,000 |
| Money including cash | £200 | £300 | £400 |
| Repatriation | £10M | £15M | £20M |
| Personal liability | £2M | £2M | £2M |
| Personal accident (excess £0) | £2,500 | £10,000 | £20,000 |
| Legal expenses (excess £0) | £15,000 | £30,000 | £50,000 |
| Hospital benefit (excess £0) | £500 | £1,500 | £2,000 |
| Accommodation cover | £1,500 | £5,000 | £7,500 |
| Pet care (excess £0) | x | £250 | £500 |
| SAFI* | £1,500 | £1,500 | £1,500 |
| Medical screening | x | x | x |
| Cruise cover | Optional | Optional | Optional |
| Winter sports | Optional | Optional | Optional |
| Golf Cover | Optional | Optional | Optional |
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More Than winter sports travel insurancet
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
Optional Winter Sports Cover is available at More Than Insurance and it comes with the following features and benefits:
- Available across 3 levels of cover: Silver, Gold and Diamond
- Up to £1,000 for winter sports equipment that you own
- Up to £400 for winter sports equipment that you hired
- Up to £500 for replacement winter sports equipment hire
- Up to £750 lift pass cover
- Up to £500 ski pack cover
- Up to £500 piste closure cover
- Up to £500 avalanche or landslide cover.
What are the other travel insurance options available at More Than?
| Travel insurance options at More Than | |
|---|---|
| More Than golf cover | Optional Golf Cover is available at More Than Insurance and it comes with the following features and benefits:
|
| More Than business cover | Optional Business Travel Cover is available at More Than Insurance and it comes with the following features and benefits:
|
| More Than cruise cover | Optional Cruise Cover is available at More Than Insurance and it comes with the following features and benefits:
|
| More Than gadget cover | Optional Gadget Cover is available at More Than Insurance and it comes with the following features and benefits:
|
| More Than other extras | Other optional upgrades available at More Than are:
|
Watch out!
Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call More Than before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.
How much is More Than travel insurance?
You'll find below indicative quotes per level of cover at More Than:
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at More Than:
Policy name | Silver | Gold | Diamond |
|---|---|---|---|
| Price - 3 days trip - 30 years old - Europe | £8,91 | £14,56 | £21,42 |
Find the best travel insurance in just a few seconds!
It is, however, quite difficult to give precise price ranges as More Than travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to be covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at More Than?
Up to 15% discount on Annual Multi Trip Policy is available and children travelling with adults are covered for free.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at More Than.
What else should I know about More Than travel insurance?
What are the general exclusions at More Than travel insurance?
To be eligible for travel insurance policy at More Than:
- You must be a resident of the UK, the Channel Islands or the Isle of Man
- You must be registerd with a local general practitioner
- You must be within the age limit
- You must not exceed the duration of the trip covered
- You must be transparent and disclose any pre-existing medical condition
- Your trip must start and end in the UK
- The trip must not have started prior to purchase of the policy.
How do I get travel insurance quote from More Than?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If More Than is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.
Good to know
Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.
How do I log in to More Than website?
Through the customer portal, you can access information regarding your policy. Log in to More Than
How to claim at More Than travel insurance?
There are 2 ways to make a claim and that is either through email or phone call.
| How to claim on More Than travel insurance? | |
|---|---|
| Claim by email | [email protected] |
| Claim by phone | 0330 100 6474 |
How do I contact More Than travel insurance?
More Than contact phone numbers
| Services | Phone numbers | Opening hours |
|---|---|---|
| Customer Service | 0800 980 5573 | Monday to Friday: 9am to 5pm |
| Quote | 03301 007 825 | Monday to Friday: 8am to 7pm |
| Medical Emergency | +44 208 603 9884 | Available 24/7 |
| Gadget Claims | 0330 880 1750 | Available 24/7 |
More Than other contact details
| Contact details | |
|---|---|
| Address | More Than |
| [email protected] |
How to cancel your annual More Than travel insurance policy?
You will find below main information to cancel your travel insurance policy at More Than:
| How to cancel More Than travel insurance? | |
|---|---|
| Cancellation fees during cooling off period of 14 days | £0 |
| Cancellation fees outside cooling off period | No refund |
| Cancel by mail | Hood Travel Limited, |
| Cancel by email | [email protected] |
| Cancel by phone | 0345 078 7502 |
Our opinion on More Than travel insurance
More Than Insurance is a trading name of Royal & Sun Alliance Insurance plc, a publicly traded company that is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
More Than's travel insurance policies are administered and sold by Hood Travel Limited which is authorised and regulated by the Financial Conduct Authority and underwritten by Allianz Global Assistance which is also authorised and regulated by the Financial Conduct Authority.
The company offers its Single and Annual Multi Trip policies across 3 levels of covers: Silver, Gold and Diamond. The covers offered have above average limits, for example, up to £20M for medical emergency and £7,500 for cancellation.
Due to the high customer satisfaction rate on TrustPilot and the several offers such as 15% discount on Annual Multi Trip and children covered for free, we would recommend More Than to individuals or families travelling with children and are looking for affordable travel insurance policies.
