Nationwide Travel Insurance Review and Quotes
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Discover the methodologyIt might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether Nationwide is the right company to go on holidays with?
In this definitive Nationwide review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Is Nationwide the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Nationwide travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4 Safe overall rating for Nationwide
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
5 star rating on Defaqto | |
| Cover provided |
Only one level of cover available | |
| Value for money |
Travel insurance cover is available as standard at no extra charge once you open a current bank account | |
| Financial strength | Nationwide's travel insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority | |
| Technology |
User friendly website |
Nationwide travel insurance reviews by expert and consumers
| Review organisation | Nationwide travel insurance reviews |
|---|---|
| Defaqto expert | 5 |
| TrustPilot | 1,8/5 based on more than 1.6K |
To check if Nationwide is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
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What does Nationwide travel insurance cover?
Nationwide travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
Nationwide's travel insurance policy is available to individuals, couples and families.
Nationwide single-trip and annual multi-trip travel insurances
| Single and annual multi-trip days and age limits at Nationwide | |
|---|---|
| Maximum days per trip | 31 days per trip |
| Maximum age limit | 69 years |
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Nationwide:
Policy name | FlexPlus |
|---|---|
| Defaqto expert rating | 5 |
| Excess (if not stated) | Not Stated |
| Medical expenses | £10M |
| Trip cancellation / curtailment | £5,000 |
| Delayed departure 12 hours | £30 |
| Delayed departure max | £250 |
| Baggage & belongings | £1,500 |
| Money including cash | £500 |
| Repatriation | £10M |
| Personal liability | £2M |
| Personal accident (excess £0) | £25,000 |
| Legal expenses (excess £0) | £50,000 |
| Hospital benefit (excess £0) | £1000 |
| Accommodation cover | £5,000 |
| Pet care (excess £0) | £500 |
| SAFI* | £5,000 |
| Medical screening | x |
| Cruise cover | Optional |
| Winter sports | Standard |
| Golf Cover | Standard |
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Nationwide winter sports travel insurancet
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
Winter Sports Cover is included as standard and it comes with the following benefits:
- Up to £500 winter sports equipment cover
- Up to £500 ski pack cover
- Up to £300 for winter sports equipment that you hired cover
- Up to £300 piste closure cover
- Up to £200 avalanche cover.
What are the other travel insurance options available at Nationwide?
| Travel insurance options at Nationwide | |
|---|---|
| Nationwide golf cover | Golf Cover is included as standard at Nationwide and it comes with the following benefits:
|
| Nationwide business cover | Business Travel Cover is available as standard at Nationwide and it comes with the following benefits:
|
| Nationwide cruise cover | Optional Cruise Cover is available at Nationwide and it comes with the following benefits:
|
| Nationwide gadget cover | Not Available |
| Nationwide other extras | Other optional upgrades available at Nationwide are:
|
Watch out!
Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call Nationwide before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.
How much is Nationwide travel insurance?
You'll find below indicative quotes per level of cover at Nationwide:
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Nationwide:
Policy name | FlexPlus |
|---|---|
| Travel insurance offered with monthly account fees | £13 monthly fee |
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It is, however, quite difficult to give precise price ranges as Nationwide travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to be covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at Nationwide?
No discounts mentioned.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Nationwide.
What else should I know about Nationwide travel insurance?
What are the general exclusions at Nationwide travel insurance?
To be eligible for travel insurance policy at Nationwide:
- You must be a resident of the UK
- You must be registered with a UK doctor
- You must have been living in the UK for not less than 6 months in within the 12 months prior to purchase of policy
- You must be age 69 years or below unless you buy an age extension cover
- You must disclose any pre-existing medical conditions
- You must not exceed the trip duration mentioned on your policy unless you purchased a trip extension cover.
How do I get travel insurance quote from Nationwide?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Nationwide is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.
Good to know
Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.
How do I log in to Nationwide website?
Through the customer portal, you can access information regarding your current bank account and your travel insurance policy documents and also download the documents whenever you want. Log in to Nationwide
How to claim at Nationwide travel insurance?
There is only one way to make a claim and that is by calling the claims department.
| How to claim on Nationwide travel insurance? | |
|---|---|
| Claim by phone | 0800 051 0154 |
How do I contact Nationwide travel insurance?
Nationwide contact phone numbers
| Services | Phone numbers | Opening hours |
|---|---|---|
| Customer Service | 0800 051 01 54 | Monday to Friday: 8am to 8pm |
| Emergency Medical | 0141 349 0288 (UK) '+44 141 349 0288 (Abroad) | Available 24/7 |
| Legal Cost | +44 345 246 2110 (Abroad) 0345 246 2110 (UK) | Available 24/7 |
| Non Emergency Claims | 0800 051 0154 | Monday to Friday: 8am to 6pm |
Nationwide other contact details
| Contact details | |
|---|---|
| Address | Nationwide House, |
| Not Stated |
How to cancel your annual Nationwide travel insurance policy?
You will find below main information to cancel your travel insurance policy at Nationwide:
| How to cancel Nationwide travel insurance? | |
|---|---|
| Cancellation fees during cooling off period of 14 days | £0 |
| Cancellation fees outside cooling off period | No refund |
| Cancel by phone | 0800 11 88 55 |
Our opinion on Nationwide travel insurance
Nationwide's FlexPlus Current Account comes with Worldwide Family Travel Insurance as standard and it comes with the several benefits as standard. The company's travel insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
The type of travel insurance offered is Annual Multi Trip insurance with a maximum of 31 days per trip unless you buy a trip extension cover and it is available for the account holders, their spouses and children provided that they all live at the same address. In addition to the wide range of benefits you get from the travel insurance, you also get the following:
- UK and European Breakdown and Recovery Assistance
- Worlwide Family Mobile Phone Insurance
- Travel friendly debit card.
With a 5 star rating on Defaqto, we would recommend Nationwide for anyone looking to open a current account that comes with travel insurance as standard.
