NFU Mutual Travel Insurance Review and Quotes
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Discover the methodologyIt might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether NFU Mutual is the right company to go on holidays with?
In this definitive NFU Mutual review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Is NFU Mutual the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into NFU Mutual travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
3,5 Safe overall rating for NFU Mutual
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
5 star rating on Defaqto | |
| Cover provided |
Policies available across 3 levels | |
| Value for money |
Average priced premiums | |
| Financial strength |
NFU is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority | |
| Technology |
Online claims process |
NFU Mutual travel insurance reviews by expert and consumers
| Review organisation | NFU Mutual travel insurance reviews |
|---|---|
| Defaqto expert | Annual (NFU Mutual Bespoke Insurance): 3 |
| TrustPilot | 2/5 based on more than 150 opinions |
To check if NFU Mutual is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
Find the best travel insurance in just a few seconds!
What does NFU Mutual travel insurance cover?
NFU Mutual travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
NFU's Travel Insurance Policies are available for individuals, couples and families.
NFU Mutual single-trip and annual multi-trip travel insurances
| Single and annual multi-trip days and age limits at NFU Mutual | |
|---|---|
| Maximum days per trip | Single Trip: 12 months |
| Maximum age limit | Single Trip: 85 years |
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at NFU Mutual:
Policy name | Single Trip | Annual (NFU Mutual Bespoke Insurance) | Annual (Home and Lifestyle Insurance) |
|---|---|---|---|
| Defaqto expert rating | Not Stated | 3 | 5 |
| Excess (if not stated) | Not Stated | Not Stated | Not Stated |
| Medical expenses | £5M | £5M | £5M |
| Trip cancellation / curtailment | £5,000 | £10,000 | £5,000 |
| Delayed departure 12 hours | Not Stated | Not Stated | Not Stated |
| Delayed departure max | £250 | £250 | £250 |
| Baggage & belongings | x | x | x |
| Money including cash | £1,000 | £2,000 | £1,000 |
| Repatriation | £5M | £5M | £5M |
| Personal liability | £2.5M | £2.5M | £2.5M |
| Personal accident (excess £0) | £25,000 | £50,000 | £25,000 |
| Legal expenses (excess £0) | £50,000 | £50,000 | £50,000 |
| Hospital benefit (excess £0) | x | x | x |
| Accommodation cover | £5,000 | £10,000 | £5,000 |
| Pet care (excess £0) | x | x | x |
| SAFI* | Not Stated | Not Stated | Not Stated |
| Medical screening | x | x | x |
| Cruise cover | x | x | x |
| Winter sports | Optional | Optional | Optional |
| Golf Cover | x | x | x |
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NFU Mutual winter sports travel insurancet
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
Optional Winter Sports cover is available at NFU and it comes with the following benefits:
- Available for up to 30 days across all levels of cover
- Winter sports equipment cover owned or hired by you
- Hire of ski equipment
- Ski pack cover
- Piste closure cover
- Avalanche cover.
What are the other travel insurance options available at NFU Mutual?
| Travel insurance options at NFU Mutual | |
|---|---|
| NFU Mutual golf cover | Not Available |
| NFU Mutual business cover | Optional Business Travel Cover is not available, however, you are still eligible for the Single and Annual Multi Trip Policies if you're travelling for business. |
| NFU Mutual cruise cover | Not Available |
| NFU Mutual gadget cover | Not Available |
| NFU Mutual other extras | The following optional upgrades are available:
|
Watch out!
Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call NFU Mutual before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.
How much is NFU Mutual travel insurance?
You'll find below indicative quotes per level of cover at NFU Mutual:
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at NFU Mutual:
Policy name | Single Trip | ||
|---|---|---|---|
| Price - 3 days trip - 30 years old - Europe | £9,01 |
Find the best travel insurance in just a few seconds!
It is, however, quite difficult to give precise price ranges as NFU Mutual travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to be covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at NFU Mutual?
There are no discounts mentioned on the website.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at NFU Mutual.
What else should I know about NFU Mutual travel insurance?
What are the general exclusions at NFU Mutual travel insurance?
To be eligible for the benefits that come with NFU:
- You must take reasonable precaution to avoid injury or loss
- You must keep the costs of claims as low as possible
- You must inform the company of any new changes that are relevant to the travel insurance policy
- You must comply with the policy's terms and conditions
- You must be transparent about any pre-existing medical conditions.
How do I get travel insurance quote from NFU Mutual?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If NFU Mutual is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.
Good to know
Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.
How do I log in to NFU Mutual website?
There is no login for travel insurance on the NFU Mutual website.
How to claim at NFU Mutual travel insurance?
There are 2 ways to make a claim and that is either online or through a phone call.
| How to claim on NFU Mutual travel insurance? | |
|---|---|
| When to claim? | 31 days or as soon as possible. |
| Claim online | You can claim online on this page by filling in the necessary details as requested. |
| Claim by phone | 0800 282 652 |
How do I contact NFU Mutual travel insurance?
NFU Mutual contact phone numbers
| Services | Phone numbers | Opening hours |
|---|---|---|
| Medical Emergency Claims | 0033 1 45 16 64 65 (UK) 0800 22 92 92 (France) | Available 24/7 |
| Travel Assistance Helpline | 0800 282 652 | Available 24/7 |
| Legal Costs Claims | 0800 282 652 | Available 24/7 |
NFU Mutual other contact details
| Contact details | |
|---|---|
| Address | NFU Mutual |
| Not Stated |
How to cancel your annual NFU Mutual travel insurance policy?
You will find below main information to cancel your travel insurance policy at NFU Mutual:
| How to cancel NFU Mutual travel insurance? | |
|---|---|
| Cancellation fees during cooling off period of 14 days | £0 |
| Cancellation fees outside cooling off period | No refund |
| Cancel by mail | NFU Mutual |
| Cancel by phone | Not Stated |
Our opinion on NFU Mutual travel insurance
NFU Mutual is authorised and regulated by the Financial Conduct Authority.
They offer 2 levels of Annual Multi Trip Travel Insurance and one standard Single Trip Travel Insurance Policy with the option for additional covers such as Extended Trip Length cover, Winter Sports Cover, Increased Cancellation Cover and Personal Baggage Cover.
Due to the low customer satisfaction rate on TrustPilot and the company's tendency to hike up the renewal price, we suggest you consider other travel insurance companies such as World First Travel Insurance, Alpha Travel Insurance and RAC Travel Insurance.
