Beagle Street Life insurance: review and quotes

This is the ultimate review to guide you through the ins and outs of Beagle Street life insurance.

Some are great. Some are less useful. Some are simply too expensive. So should you take out Beagle Street life insurance?

So, if you want to get better value for money from your life insurance contract, as well as indicative quotes from Beagle Street and tips to lower your life insurance premium, then you’ll probably love the following article.

Beagle Street life insurance reviews

When taking out Beagle Street life insurance, there are so many things to think about. Life insurance is one of the most important insurance plans to have, as it is the best way to protect your loved ones if something happens to you.

Beagle Street life insurance has a lot to offer. Here are the main points that you should look at before taking out life insurance with Beagle Street:

What should you know when taking out Beagle Street life insurance policy?

In this table, here are a few things that you should know when checking if Beagle Street life insurance is the best for you :

Criteria	Beagle Street details
Minimum age	18 years
Maximum age	65 years
Pay-out	Up to £750,000
Life insurance with free gifts	An Amazon Gift Card worth up to £100 is given to new policyholders.
Extras	A life insurance calculator is available on the website.
Terminal illness	Yes

What are Beagle Street life insurance policy types?

Beagle Street Life insurance offers different types of life insurance :

• Beagle Street Term life insurance
• Beagle Street critical illness cover

What is Beagle Street term life insurance?

There are two term life insurance options:

• Level cover guarantees that your loved ones get a payment if you die during a specific period of time. You will receive the same amount during a fixed period. Life insurance can be for 5,10, 20 years, etc., depending on your needs.
• Decreasing cover guarantees that your loved ones get a payment if you die during a specific period of time. The amount decreases over the policy term. It is really useful if you have a loan, as the price tends to decline over time. You can choose an increasing cover as well. The decreasing cover is designed to reduce every month in line with a repayment mortgage that has a fixed interest rate of 6%.

Criteria	Beagle Street life insurance
Minimum term	5 years
Maximum term	40 years
Max pay-out	Up to £750,000
Minimum monthly premium	£5
Extras or any interesting facts	Beagle Street provides a Free Trust tool on their website with which payout can be easily made to the family of the policyholder in the case that he/she dies.

What is Beagle Street life insurance with critical illness cover?

It is an extra that can be added to your policy, or can be combined with your standard life insurance. It pays out if you contract a disease. The illness developed must be specified in your policy contract. The most common illnesses covered are cancer and heart attacks, etc. If you become really ill, your insurance will pay out exactly as if you’ve passed away.

The Critical illness cover that Beagle Street provides can only be added to an already existing insurance policy and it offers the following:

• Cover of up to £20,000 or 20% of the Critical Illness sum assured is provided
• Extra Critical illness cover is provided to cater for conditions like Crohn’s Disease (in the case that it is severe)
• Cover is provided for up to 28 critical conditions.
• The Children’s cover provided can only be added as an extra to the parent’s insurance policy
• The lower amount between 25% of the main policy holders critical illness cover and £25,000 is provided for this cover

How much is Beagle Street life insurance?

The big question is knowing how much life insurance you’ll need. Your answer to this question (as well as your age) will mainly determine the price of your life insurance:

However, your life insurance price will also depend on several factors:

• Your medical conditions
• Whether or not you are a smoker
• Which add-ons you add to your life insurance
• Your salary
• The coverage you want
• Whether you take out a joint policy or not

Can you take out a joint life insurance policy with Beagle Street?

Yes, you can either have a single or a joint policy at Beagle Street life insurance.

Taking out a joint policy covers two people that are together under the same policy. In the end, it is cheaper than two single policies. It covers both of your contributions to the family. It only pays out once, and the sum will be given to the other partner if one dies. It leaves the surviving member of the couple without life insurance after the death of the first partner.

Taking out a single policy pays for one person only. It pays out the amount chosen. Taking out two policies is more expensive, but you can choose the level you want, and it’s beneficial if the two partners don’t need to be insured at the same level.

What can you add to your Beagle Street life insurance policy?

Beagle Street life insurance policy can include this extras or it can be add-on to your policy :

Details	Reviews
Free Trust Tool	Beagle Street provides a Free Trust tool on their website with which payout can be easily made to the family of the policyholder in the case that he/she dies.
Free Will Service	Beagle Street provides new policy holders with a free will worth £150
Accidental death benefit	In the case that the policyholder has to wait for a decision from Beagle Street before a policy can be approved, automatic cover is provided.
Legal Advice	A free legal helpline is provided for policyholders to meet their legal needs.
Terminal illness cover	This cover is provided in the case that the policyholder has been diagnosed with a terminal illness during the course of the policy term provided the terminal illness is one that can result in the death of the policyholder within 12 months.

What are Beagle Street life insurance contact?

Here are all the important phone numbers for contacting Beagle Street life insurance:

Service	Phone Numbers	Opening Hours
Get a quote at Beagle Street	0800 058 2929	Monday – Friday 8am-9pm Saturday 9am-5pm Sunday 10am-3:30 pm
How to claim at Beagle Street	0800 247 247	Monday – Friday 8am-9pm Saturday 9am-5pm Sunday 10am-3:30 pm
How to cancel at Beagle Street	0800 058 2929	Monday – Friday 8am-9pm Saturday 9am-5pm Sunday 10am-3:30 pm

Login to Beagle Street life insurance

You can create an account online with Beagle Street life insurance, you will find it under this link.

How to cancel Beagle Street life insurance?

Sometimes, you will have to pay administrations fees and :

• If the insurance policy is cancelled within 30 days, the premium paid would be refunded fully
• If the insurance policy is cancelled after 30 days, no refunds would be made

Call Beagle Street life insurance for more details : 0800 058 2929

Or send a mail to :

Pegasus House
PE2 6YS
Peterborough
United Kingdom

How do I get Beagle Street life insurance quotes?

Here are the different ways to get a life insurance quote at Beagle Street:

	How to get a life insurance quote at Beagle Street
Quote online	On the Home Page, Click on the "Get a quote" option
Quote phone	0800 058 2929

Do we recommend Beagle Street life insurance?

Beagle Street was founded in 1992 by the BGL Group and it focuses on providing insurance services meetings. It uses an online assessment tool to give consumers a quote according to their budget. The BGL business has over 7 million customers so far and their policies are underwritten by Scottish Friendly Assurance Society. Beagle Street provides life insurance on both level term and decreasing term policies, which can be taken out as either single or joint policies. Customers also have the ability to add optional serious illness cover to their standard life insurance policy. They have a 4.8 rating on TrustPilot and a 3 stars rating on Defaqto. They offer reliable and affordable insurance services and are recommended.