Is British Seniors The Best Over 50 Life Insurance Policy?

This is the ultimate review to guide you through the ins and outs of British Seniors over 50 insurance. You might already know that British Seniors has several different contract options.

Some are great. Some are less useful. Some are simply too expensive.

So, if you want to get better value for money from your British Seniors over 50 plan, as well as indicative quotes and tips to lower your insurance premium, then you’ll probably love the following article.

Let’s dive right in!

Is British Seniors over 50 plan the best life insurance?

When taking out life insurance, there are so many things to think about. Life insurance is one of the most important insurance plans to have, as it is the best way to protect your loved ones if something happens to you.

British Seniors life insurance has a lot to offer. Here are the main points that you should look at before taking out life insurance with British Seniors.

4 Safe overall rating for British Seniors life insurance

Rating Criteria	Safe Rating	Our Review
Customer service satisfaction, claims and support		British Seniors has won the Platinum Trusted Service Award from Feefo for three years straight 5 star rating from Defaqto Over 50 Life Insurance policies start at £4.32. Funeral Insurance Plans and Seniors Term Life Insurance. Policy documents can be easily accessed on the website Contact details for the services provided are available on the website No live chat or chat bot option
Coverage options		Life insurance is provided for policyholders over the age of 50 Whole of life cover is provided Funeral Insurance and Senior Term Life plans available Funeral Benefit option is available In the case of an accidental death, two times the payout sum is given to the family members of the policyholder
Value for money		British Seniors covers can be gotten for as low as £4.14 per month Full cover is provided after a year Funeral benefit option of £300 is provided Gift cards of £75 are given to policyholders Free will cover of £100 is provided The policy has no cash in value
Financial strength		British Seniors Insurance Agency is a trading name of Neilson Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority.
Apps and technologies		Quotes can be taken out online Detailed information is provided on the website Policy documents can be easily accessed on the website Chatbot is not available Live Chat option is not available

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Expert and customer satisfaction reviews for British Seniors

Review organisation	Consumer satisfaction rates for British Seniors over 50 Life insurance Plan
Defaqto	5

British Seniors insurance in a nutshell

In summary, here are the main features you need to know when taking out life insurance with British Seniors.

Criteria	British Seniors details
Minimum age	50 years
Maximum age	80 years
Pay-out	Average of £10,000.
Extras	2X the benefit amount which is up to £20,000 is provided if death is due to an accident.

How does British Seniors over 50s life insurance work?

British Seniors over 50 life insurance is a whole-of-life insurance policy. The idea is to pay your life insurance with monthly installments. The day you pass away, it pays out a lump sum to pay different expenses, such as your funeral. You can also leave a sum of money to your loved ones.

What cover British Seniors over 50s life insurance?

Your loved ones will receive a cash sum that can help towards:

• Funeral expenses
• A gift to loved-ones
• Unpaid bills, mortgages

Here are the main features proposed by British Seniors over 50 insurance:

Features proposed by British Seniors over 50 plan	Definition	Details
Fully insured	Number of years paid to be fully insured	Full cover is provided after the first 12 months.
Funeral Expense	This is a free service. It means that the money will go directly to a funeral director and will serve to pay for the funeral.	£300
Accidental Benefit	If an accident happens within the first year or second year (if it is two years before you get totally covered), your relatives will receive the cash sum.	Immediate accidental death cover is provided.
Free cover	The cover is getting free at a certain age depending on insurance companies.	After the age of 95.
British Seniors life insurance with free gift	Insurance companies usually propose free welcome gifts when taking out over 50 life insurance.	A £100 gift voucer with all policies £100 Free Will Kit

How much is British Seniors insurance?

How much you will pay for British Seniors life insurance for over 50 depends on a lot of factors:

• Your age
• How much cover your want
• Some insurers will ask if you are a smoker or not.

Here is a table that recapitulates over 50 British Seniors plan.

	Details
Min payment	£4.14
Max payment	Not Stated
Flexible payment	The increasing Benefit Option can be chosen to help the policyholder protect his/her insurance policy from the effects of inflation.

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How to contact British Seniors life insurance?

Here are all the important phone numbers for contacting British Seniors life insurance:

Service	Phone Numbers	Opening Hours
Get a quote at British Seniors	0800 803 0052	Monday - Friday 9:00 am to 8:00 pm Saturday 9:00 am to 5:00 pm
How to claim at British Seniors	0800 542 7618	Monday to Friday 9:00 am to 7:00 pm
How to cancel at British Seniors	0800 542 7618	Monday to Friday 9:00 am to 7:00 pm

What are British Seniors general contact details?

You will find in this table all the general contacts that you would need if you want to reach British Seniors life insurance:

	General contacts
Mailing address	British Seniors Insurance Agency PO Box 6063 Windsor SL4 9GL
Social media	Facebook, Twitter
Chatbot	No

How to claim at British Seniors life insurance?

You will find on this table the different possibilities for reporting a claim on your British Seniors life insurance:

	How to claim on your life insurance at British Seniors?
When to claim?	As soon as possible
Claim by mail	To start the claims process and receive a form, please email [email protected].
Claim by email	[email protected]
Claim online	Not available
Claim by phone	0800 542 7618

How to cancel my British Seniors life insurance?

You will find on this table the different ways to cancel your British Seniors life insurance:

	How to cancel your life insurance at British Seniors
Fees	If the insurance policy is cancelled within 30 days, the premium paid would be refunded fully If the insurance policy is cancelled after 30 days, no refunds would be made
Cancel by mail	British Seniors Insurance Agency PO Box 6063 Windsor SL4 9GL
Cancel by email	[email protected]
Cancel online	Not available
Cancel by phone	0800 542 7618

How do I get British Seniors life insurance quotes?

Here are the different ways to get a life insurance quote at British Seniors:

	How to get a life insurance quote at British Seniors
Quote online	On the Home Page, Click on the "Get a quote" option
Quote phone	0333 323 2151

How do I log into British Seniors life insurance?

There is no Login option

Do we recommend British Seniors life insurance?

British Seniors Insurance Agency is a trading name of Neilson Financial Services Ltd, which is authorised and regulated by the Financial Conduct Authority. They specialise in providing life insurance services for policyholders over the age of 50 years. They offer Whole of life cover, Funeral Benefit option worth £300, Accidental death benefit, Free cover for policyholders above the age of 95. British Seniors has 5 stars rating on Defaqto and an average rating of 2.9 on TrustPilot. There are a lot of perks associated with getting an insurance policy from British Seniors and some of them are: The Free £75 M&S voucher, The £100 Will Kit, Affordable cover, Full cover after one year. They are reliable and offer affordable services and their services are recommended for policyholders above the age of 50 looking to take out an insurance policy.