Acorn Taxi Insurance Review
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You are a taxi driver and you'd like to know if Acorn is the best taxi insurance to be properly covered whilst transporting passengers in your cab?
You've come to the right place!
The below guide will tell you everything you need to know about Acorn taxi insurance: types of taxi covered, features, prices, reviews, promo codes and much more. Let's dive in!
Our opinion on Acorn taxi insurance?
Acorn is one of the UK largest taxi specialist in the UK, operating since 1981. The company offers public and private hire taxi insurance as well as Minibus, Fleet and Short term taxi insurance. The company has excellent customer reviews on Reviews (4.8/5) and a 24/7 UK-based accident helpline.
At Acorn, you can choose between the three levels of cover: Third-Party Only, Third Party Fire & Theft and Comprehensive.The company offers insurance in any location apart from Northern Ireland. Among main benefits at Acorn you will get:
- Unlimited mileage options
- 24/7 UK accident & claims helpline
- Comprehensive; Third Party, Fire & Theft; or Third Party Only
- Glass windscreen cover
- Public liability insurance as standard on annual policies
- Competitive cover, even if you’ve got points on your licence
- Immediate cover
You can tailor your policy with additional extras such as:
As optional extras you can get:
- Key Care Cover
- Breakdown cover for an extra £104
- Legal Cover
- Excess Protector
You can get a quote online using your registration number and you can also easily manage your policy online directly on the website. The company is known for providing comprehensive level of cover even for convicted drivers for affordable rates.
You will be covered for the personal use of your taxi as well as profesionnal but you won't be covered to drive other vehicles.
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What kind of taxis are covered by Acorn taxi insurance?
| Taxi types | Covered at Acorn |
|---|---|
| Private taxi | yes |
| Public taxi | yes |
| Minibus | yes |
| Fleet | yes |
| Liability | yes |
| Short Term | yes |
Good to know
As a reminder, public hire taxi insurance is for taxi being flagged down on the street. Private hire taxi insurance are for pre-booked taxi such as Uber or Lyft cabs.
What does Acorn taxi insurance cover?
Acorn provides the three levels of cover: Third Party Only, Third Party Fire and Theft and Comprehensive level of cover. The comprehensive level of cover comes with the following benefits as standard:
- Unlimited mileage options
- 24/7 UK accident & claims helpline
- Glass windscreen cover
- Public liability insurance on annual policies
- Immediate cover
Optional extras available at Acorn are:
- Keycare cover
- Breakdown cover
- Motor legal protection
- Excess protection
For minibuses taxi insurance, Acorn covers vehicle from 6 to 16 seats.
You can get cover for 7 days, 3 months, 6 months, one year.
For fleet taxi insurance, you can get cover for 3 vehicles and more. Limited and unlimited mileage.
What does Acorn taxi insurance not cover?
At Acorn, there are no exclusions on the type of cab covered or the type of taxi drivers covered.
There are some exclusions though such as:
- you are not covered to drive other people's cab
- your NCB can't be transferred.
How much is Acorn taxi insurance?
Acorn provides comprehensive level of cover for any type of cab and any type of drivers, even convicted ones who've got points on their driving licence, which is highly appreciable for cab drivers, used to work all day long and therefore more susceptible to get involved in a car accident.
The premium you will be able to get will depend on the period of time you need to be insured, your age, your experience as a cab driver, the public liability cover you'd like to get, the type of insurance etc.
Acorn provides flexible payment options allowing customers to pay through weekly, monthly installments or annually.
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How to claim on your Acorn taxi insurance?
In the event of a claim, you will need to call Acorn claim assistance at the number 0330 107 0541.
Be prepared for your call with the following elements:
- scene pictures and proof
- contact details of people involved as well as insurance details
- reg plate, make and model of vehicles involved.
Watch out!
Do not admit liability on the accident scene, move to a safe place and call emergency services.
How to contact Acorn taxi insurance?
To contact the 24/7 UK-based Acorn helpline, you can call the number: 0330 331 0716
To get a quote: 01704 339 325
You can also use the live bot on bottom right corner of the web page.
To get a quote or make a change on your policy, you can do it online on the Acorn website.
