Cover My Cab Taxi Insurance Review

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Alexandre Desoutter updated on September 29, 2020

You are a taxi driver and you'd like to know if Cover My Cab is the best taxi insurance to be properly covered whilst transporting passengers in your cab?

You've come to the right place!

The below guide will tell you everything you need to know about Cover My Cab taxi insurance: types of taxi covered, features, prices, reviews, promo codes and much more. Let's dive in!

Our opinion on Cover My Cab taxi insurance?

CoverMyCab is a dedicated taxi insurance company existing for over 3 decades. It offers a full range of dedicated taxi policies including private and public taxi cover, rural taxi insurance, minicab insurance, wheelchair accessible vehicles, london black cabs etc. You can get covered for a month, short term period or a full year.

The company offers a comprehensive range of add-on products including fleet cover, breakdown cover, extended public liability insurance, all glass cover and guaranteed replacement taxi. Prices are affordable.
You can easily tailor your policy depending on your need. The company works with other taxi insurance provider to offer insurance in any location across the UK.

The reviews on Trustpilot are excellent. The 24/7 UK based call centre must efficiently handle claim and customer service.

You can benefit from NCB protection and get introductory discount if you can prove that you have experience as a driver showing your NCB. You will also have the choice between flexible payment options.

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What kind of taxis are covered by Cover My Cab taxi insurance?

Taxi typesCovered at Cover My Cab
Public hire taxiyes
London black cabyes
Rural taxiyes
Wheelchair accessible taxiyes
Taxi types covered at Cover My Cab

Good to know

As a reminder, public hire taxi insurance is for taxi being flagged down on the street. Private hire taxi insurance are for pre-booked taxi such as Uber or Lyft cabs.

What does Cover My Cab taxi insurance cover?

Cover My Cab will cover as standard:

  • NCB transfer available
  • Public liability

You can add optional extras on top of your standard taxi insurance:

  • Breakdown cover (Roadside & Homestart)
  • Guaranteed courtesy car
  • Legal expenses cover
  • All glass cover
  • Extended Public Liability

What does Cover My Cab taxi insurance not cover?

Cover My Cab will not cover:

  • young drivers under 23 years old, or senior drivers above 70
  • vehicles other then right hand drive, not imported, not modified, plated
  • drivers with criminal record, who has had insurance declined, declared bankrupt or without a valid badge

How much is Cover My Cab taxi insurance?

The price of your taxi insurance at Cover My Cab will depend on a set of criteria such as:

  • the driver's age
  • the type of cab and cover needed
  • where is the cab insured
  • optional extras to be added etc.

With Cover My Cab, you will receive an introductory discount if you have experienced as a taxi driver as proven by a NCB.

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How to claim on your Cover My Cab taxi insurance?

To claim on your Cover My Cab taxi insurance, you can call the 24/7 claims line on 0345 184 9999. The service is opened 365 per year.
If the accident is not your fault, you will get:

  • a replacement vehicle if needed
  • repairs covered on your vehicle
  • uninsured loss covered
  • NCB protected
  • personal accident cover.

If you wish to get an update on your claim please call 01473 400480.
For windscreen claims, call 0345 184 9999.

Be prepared for your call with the following elements:

  • scene pictures and proof
  • contact details of people involved as well as insurance details
  • reg plate, make and model of vehicles involved.

Watch out!

Do not admit liability on the accident scene, move to a safe place and call emergency services.

How to contact Cover My Cab taxi insurance?

To contact Cover My Cab you can either:

  • Call at 0345 456 4444. Lines are opened from monday to friday, 9am to 5.30pm, saturday from 9am to 2pm.
  • Make your enquiry through the Cover My Cab Online Form
  • Send them your enquiry by mail at the address: Field House, Station Approach, Harlow, CM20 2FB.

You can also request a call back on the website.

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Alexandre Desoutter

Alexandre Desoutter has been working as editor-in-chief and head of press relations at HelloSafe since June 2020. A graduate of Sciences Po Grenoble, he worked as a journalist for several years in French media, and continues to collaborate as a as a contributor to several publications.

In this sense, his role leads him to carry out steering and support work with all HelloSafe editors and contributors so that the editorial line defined by the company is fully respected. and declined through the texts published daily on our platforms.

As such, Alexandre is responsible for implementing and maintaining the strictest journalistic standards within the HelloSafe editorial staff, in order to guarantee the most accurate, up-to-date information on our platforms. and expert as possible. Alexandre has in particular undertaken for two years now the implementation of a system of systematic double-checking of all the articles published within the HelloSafe ecosystem, able to guarantee the highest quality of information.