Is Debenhams The Best Gadget Insurance?
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Discover the methodologyWe’ve become a gadget nation. We depend on our laptop, phone, tablets to do our jobs, our shopping, and our homework – or just to have fun. But that makes losing our gadget a major disaster.
Taking out a gadget insurance is the solution, but before it's worth checking out some of the insurer. You want to know if debenhams can cover your phone, your laptop or your camera? and if debenhams gadget insurance is reliable? In this review, we'll guide you through the ins and outs of debenhams gadget insurance.
Let’s dive right in!
What is debenhams gadget insurance?
Gadget insurance, as the name suggests, protects your home gadgets (cameras, mobile phones, sat nav equipment, laptops, smartwatch etc.) against accidental damage, theft, loss, liquid or fire damage or mechanical failure depending on the level of cover chosen. Mobile phone insurance can also protect you against unauthorised calls if someone steals your phone.
Debenhams insurance offers differents gadget insurances:
- Personal gadget cover
- Student gadget cover
- Business gadget cover
- Home gadget bundle cover
Debenhams gadget insurance has 2 level of protection:
- Standard cover:
- Ultimate cover
Which items are covered by debenhams insurance?
Here are the gadgets covered by debenhams gadget insurance:
| Gadget covered | Covered or not |
|---|---|
| Phone | Yes |
| Camera | Yes |
| Laptop | Yes |
| Tablet | Yes |
Debenhams gadget insurance cover Mobile Phones, Smart Phones, Laptops, Tablets, Desktops, Digital Cameras, PC Monitors, MP3 Players,CD/DVD Players, Games Consoles, Video Cameras, Camera Lenses, Bluetooth Headsets, Satellite Navigation Devices, PDAs, E-Readers, Head/Ear Phones, Wearable Technology (such as a Smart Watchor a Health and Fitness Tracker).
Debenhams gadget insurance in a nutshell
Here are the main informations to know when taking out a gadget insurance with debenhams gadget insurance:
| What | Details |
|---|---|
| Excess | Varies (from £25.00 to £125.00 depending the item value). |
| Expert rating | 5 stars from Defaqto for Mobile & Gadget Insurance Ultimate |
| Multi gadget up to | Yes |
| Claims allowed | Unlimited number of claims |
| Discount | 10% discount by insuring two or more gadgets |
What is covered by debenhams gadget insurance?
You will find debenhams gadget insurance main features :
| Options | Included or add-on |
|---|---|
| Main phones covered | Any type of phone |
| Second-hand phones | No |
| Repair guarantee | Gadgets up to 36 months old at the time |
| Instant cover | Yes |
| Worldwide cover | Yes |
| Family Cover | Yes |
| Accidental damage | Yes |
| Theft | Yes |
| Mechanical breakdown | Yes |
| Loss | Yes |
| Accessories covered | £50 as standard / £150 for comprehensive cover |
| Extra included | Replacements are backed by a 12 month warranty |
| Unauthorized calls | Yes |
What are Debenhams gadget insurance different levels of coverage?
This coverage are included sometimes in basic policy or in a most comprehrensive one:
| Basic Standard | Comphrensive Ultimate | |
|---|---|---|
| Worldwide cover | 60 days | 120 days |
| Accidental damage | Yes | Yes |
| Theft | No | Yes |
| Mechanical breakdown | Yes | Yes |
| Loss | No | Yes |
| Accessories covered | £50 | £150 |
What is not covered by insurance?
Debenhams won't cover you if there are:
- Any existing claims before you bought debenhams insurance
- Claims where you’ve knowingly put your gadget at risk
- Your paid-for downloads and apps are unlikely to be covered
How much is debenhams gadget insurance?
Gadget insurance prices differ depending on which gadget, and how many gadgets, you’re insuring, but as a rule of thumb, a top of the range smartphone could cost £70-90 a year to insure; that’s just £6 a month. Compared to the cost of the phone, that’s peanuts.
Debenhams gadget insurance insurance cost £3.75 per month
How to contact debenhams gadget insurance?
Here are the services to join directly debenhams:
| Service | Contact | Opening Hours |
|---|---|---|
| Claim service | 0330 880 1743 | 09:00am to 17:30pm, Monday to Friday |
| General queries | 0330 880 1733 | 09:00am – 17:30pm Mon – Fri |
How to claim at debenhams gadget insurance?
The first thing to know about claiming on your gadget insurance is that you need to strike while the iron is hot – generally you’ll need to notify your claim within 24 hours. Some insurers give you even less time, just 12 hours to make a claim. Always check your policy details to find out exactly how long you have! Here are debenhams details:
| How to claim? | Details |
|---|---|
| When to claim? | As soon as possible |
| Claim by mail | Debenhams Gadget Insurance |
| Claim by email | [email protected] |
| Claim online | Trought this link |
| Claim by phone | 0330 880 1766 |
How to cancel debenhams gadget insurance?
You will find on this table the different ways to cancel your debenhams gadget insurance:
| How to cancel | Details |
|---|---|
| Cancellation fees |
|
| Cancel by phone | 0330 880 1733 |
| Cancel by mail |
Do we recommend debenhams gadget insurance?
Debenhams gadget insurance insurance is a trustworthy insurance, which offers 3 level of coverage, that fit your need.
Debenhams proposes:
24Hr Replacements
Unlimited Repairs or Replacements
Repairs at Apple Genius Bars
Free collect of laptop
