What Car Insurance Group Is My Ford Ka?

Charlotte Green
Charlotte Green updated on July 9, 2021

You are the happy owner of a Ford Ka?

Find out to which insurance group your beloved vehicle belongs to and make sure you get the best insurance deal out of it.

Find the car insurance that suits you best in just a few seconds!

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What car insurance group is my Ford Ka Plus 2016 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
Studio 1.2 Ti-VCT 70PS 5d
1£30 - £145£438,00
Studio 1.2 Ti-VCT 70PS (08/2018 on) 5d
3£145£446,80
Zetec Colour Edition 1.2 Ti-VCT 85PS 5d
5£145£460,30
White Edition 1.2 Ti-VCT 85PS 5d
5£30 - £145£460,30
Zetec 1.2 Ti-VCT 70PS 5d
2£30 - £145£442,38
Zetec 1.2 Ti-VCT 70PS (08/2018 on) 5d
4£145£451,27
Zetec 1.2 Ti-VCT 85PS 5d
5£30 - £145£460,30
Zetec 1.2 Ti-VCT 85PS (08/2018 on) 5d
5£145£460,30
Zetec 1.5 TDCi 95PS 5d
10£145£502,94
Black Edition 1.2 Ti-VCT 85PS 5d
5£30 - £145£460,30
Insurance groups of Plus 2016

What car insurance group is my Ford Ka Plus Active 2018 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
1.2 Ti-VCT 85PS 5d
6£145£464,90
1.5 TDCi 95PS 5d
10£145£502,94
Insurance groups of Plus Active 2018

What car insurance group is my Ford Ka Hatchback 2009 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
1.2 Style 3d
3£30£446,80
1.2 Studio (Start Stop) 3d
3£30£446,80
1.2 Studio 3d
2£30£442,38
1.2 Grand Prix II (Start Stop) 3d
5£30£460,30
1.2 Studio Connect (Start Stop) 3d
5£30£460,30
1.2 Tattoo (Start Stop) 3d
3£30£446,80
1.2 Tattoo 3d
3£30£446,80
1.2 Style (Start Stop) 3d
3£30£446,80
1.2 Style 3d
3£30£446,80
1.2 Grand Prix (Start Stop) 3d
3£30£446,80
1.2 Grand Prix 3d
3£30£446,80
1.2 Digital (Start Stop) 3d
3£30£446,80
1.2 Digital 3d
3£30£446,80
1.2 Zetec (Start Stop) 3d
3£30£446,80
1.2 Zetec 3d
3£30£446,80
1.3 TDCi Zetec (Start Stop) 3d
3£20£446,80
1.3 TDCi Zetec 3d
3£30£446,80
1.2 Edge (Start Stop) 3d
3£30£446,80
1.2 Edge 3d
3£30£446,80
1.2 Grand Prix III (Start Stop) 3d
5£30£460,30
1.2 Metal (Start Stop) 3d
5£30£460,30
1.3 TDCi Metal (Start Stop) 3d
6£20£464,90
1.2 Zetec White Edition 3d
3£30£446,80
1.2 Zetec Black Edition 3d
3£30£446,80
1.2 Tattoo Premium (Start Stop) 3d
3£30£446,80
1.2 Tattoo Premium 3d
3£30£446,80
1.3 TDCi Titanium 3d
4£30£451,27
1.2 Titanium (Start Stop) 3d
3£30£446,80
1.2 Titanium (Leather) 3d
3£30£446,80
1.2 Titanium 3d
3£30£446,80
1.3 TDCi Titanium (Start Stop) 3d
4£20£451,27
Insurance groups of Hatchback 2009

What car insurance group is my Ford Ka Hatchback 1996 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
1.3i (70ps) 3d
10£160£502,94
1.3i Now 3d
10£160 - £200£502,94
1.3i 3d
10£160 - £200£502,94
1.3i 2 3d
10£160£502,94
1.3i 3 3d
10£160£502,94
1.3i Studio (70ps) 3d
10£160£502,94
1.3i Style (70ps) 3d
11£160£513,00
1.3i Style 3d
11£200£513,00
1.3i Collection (70ps) 3d
10£160£502,94
1.3i Collection 3d
10£160 - £200£502,94
1.3i Zetec (70ps) 3d
11£160£513,00
1.3i Sun Collection 3d
10£200£502,94
1.3i Design 3d
10£160 - £300£502,94
1.3i Design II 3d
10£160£502,94
1.3i 2 Aquamarine Frost 3d
-£160-
1.3i 2 Blue 3d
-£160-
1.3i 2 Citrus Gold 3d
-£160-
1.3i 2 Copper 3d
-£160-
1.3i 2 Green 3d
-£160-
1.3i 2 Pacific Green 3d
-£160-
1.3i 2 Silver 3d
-£160-
1.3i Black 3d
-£160-
1.3i Silver 3d
11£160£513,00
1.3i Millenium 3d
11£160£513,00
1.6i SportKa 3d
15£260£554,97
1.3i Style (70ps) 3d (Climate)
11£160£513,00
1.3i Style Two Tone 3d
11£160£513,00
1.3i Zetec Two Tone 3d
11£200£513,00
1.3i Zetec (70ps) 3d (Climate)
11£200£513,00
1.3i Finale 3d
11£200£513,00
1.3i Sublime 3d
11£200£513,00
1.3i LuxuryKa (70ps) 3d
11£200£513,00
1.3i LuxuryKa 3d
11£160 - £200£513,00
1.6i SportKa SE 3d
16£260£560,52
Insurance groups of Hatchback 1996

The average premium quotes are for a 45 years old driver with clean record driving an eco-car in West of England.

Yearly quotes mentioned above are only indicative and based on the average premium by insurance group. Prices can be easily multiplied by 2 or even by 3 whether you are a young or a convicted driver or if you live in London area for instance.

Whether you are looking for Ford Ka insurance for 17 years old or for senior drivers, the best option is always to stop auto renewing and start comparing quotes.

Find the car insurance that suits you best in just a few seconds!

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What does car insurance group means exactly? What type of cars are in each group? What are the cheapest cars to insure? Get to know more on car insurance groups with our ultimate guide.

You didn't find your car model in the list above? Find out everything you need to know about your car model with our car insurance group checker.

What are the cheapest cars to insure?

Remember the criteria that Thatcham Group uses to determine car insurance groups. The cheapest cars to insure will generally be those with:

  • Smaller engines
  • Low top speeds
  • Limited 0-60 acceleration
  • No modifications or high spec trim
  • A low list price (it means the standard price for new car before dealer gives any discount).

All other things being equal, the cheapest insurance group is Group 1. While you may not find the specification you want among the very lowest insurance group cars, overall car insurance groups 1-20 will generally give you relatively low insurance rates. Once you start climbing above group 30, you’re going to be looking at comparatively steep premiums.

However, whether you are a learner driver or an experienced driver with a clean licence, the cheapest cars to insure will always be the same.

You will find below a list of most famous car trims famous to be getting cheap quotations from providers:

Car manufacturerCar band
Skoda
Skoda Citigo, Skoda Fabia
Volkswagen
Volkswagen Polo, Volkswagen Up
Hyundai
Hyundai i10
Ford
Ford Ka+, Ford Fiesta
Vauxhall
Vauxhall Corsa
Toyota
Toyota Yaris
Cheapest cars to insure

When you’re looking for a car, remember to check the exact model and specifications, because the detail really does matter if you want to get cheaper car insurance. For instance, the Hyundai i10 comes handily into Group 1 or 2 with the 1 litre engine, but the higher spec i10 Premium with a 1.2 litre engine pushes the insurance group up to 5. 

Find the car insurance that suits you best in just a few seconds!

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Charlotte
Charlotte Green
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Charlotte is a finance content specialist with a sharp analytical mind and a strong academic background. She holds a degree in Philosophy, Politics and Economics (PPE) from the University of Oxford and a Master’s in Behavioural Economics from the London School of Economics. Her academic training gave her the tools to make sense of complex financial systems—and to explain them in a way that’s both smart and relatable. Before joining HelloSafe, Charlotte worked in editorial roles for financial media and strategy firms, where she focused on personal finance, digital banking, and policy analysis. She is passionate about helping people make informed decisions about their money, especially in an age where the financial landscape is changing fast. At HelloSafe, she covers key topics such as insurance, tax, utilities, credit and budgeting tools. Her mission: provide clear, honest and actionable insights that empower readers to take control of their financial lives with confidence.