Saga Travel Insurance Review and Quotes
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Discover the methodologyIt might be the least exciting thing about your journey. But travel insurance is a must-have when it comes to getting assistance from the other side of the world.
Are you aware of this and are here to know whether Saga is the right company to go on holidays with?
In this definitive Saga review, we will tell you everything you need to know about their travel insurance policies: coverage options, prices, contact details, cancellation or claim process and much more. Let’s dive in!
Is Saga the best travel insurance for you?
Always just going for the cheapest travel insurance might not be the best option when it comes to getting assistance or a refund abroad.
At Safe, we strive to help any people travelling from the UK to get the best travel insurance to leave home with complete peace of mind. This is why we’ve dug into Saga travel insurance policy booklet and attributed our own neutral rating based on five weighted criteria as shown below.
4,8 Safe overall rating for Saga
| Safe rating | Our opinion | |
|---|---|---|
| Customer service & satisfaction |
High customer satisfaction rate on Trust Pilot | |
| Cover provided |
Specialist travel insurance focused on offering cover for travellers over the age of 50 | |
| Value for money |
Reasonably priced premiums | |
| Financial strength |
Saga Travel Insurance is part of Saga Group which has more than 30 years experience in the insurance industry. | |
| Technology |
Online quote generation |
Saga travel insurance reviews by expert and consumers
| Review organisation | Saga travel insurance reviews |
|---|---|
| Defaqto expert | Standard: 5 |
| TrustPilot | 4,5/5 based on more than 10.7K opinions |
To check if Saga is the right travel insurance for you, you can use our free travel insurance comparison tool and get quotes from main travel insurance companies in a few seconds only. 100% anonymous and free.
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What does Saga travel insurance cover?
Saga travel insurance offers different travel insurance covers to suit any traveller needs, whether you’re leaving for three days alone in Scotland or six months in Antarctica with your partner or whole family.
Families and friends under the age of 50 can be included in the policy holder insurance cover.
Saga single-trip and annual multi-trip travel insurances
| Single and annual multi-trip days and age limits at Saga | |
|---|---|
| Maximum days per trip | Single Trips up to 120 days. |
| Maximum age limit | Over 50 years |
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Saga:
Policy name | Standard |
|---|---|
| Defaqto expert rating | 5 |
| Excess (if not stated) | £70, £150 or £250 |
| Medical expenses | £10M |
| Trip cancellation / curtailment | £10 000 |
| Delayed departure 12 hours | £15 to £35 |
| Delayed departure max | £215 |
| Baggage & belongings | £5000 |
| Money including cash | £300 |
| Repatriation | £10 000 |
| Personal liability | £2M |
| Personal accident (excess £0) | £5000 |
| Legal expenses (excess £0) | £30000 |
| Hospital benefit (excess £0) | £25 for every 24 hours up to £1000 |
| Accommodation cover | £5000 |
| Pet care (excess £0) | £300 |
| SAFI* | £1500 |
| Winter sports | Optional |
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Saga winter sports travel insurancet
The winter sports travel insurance is usually an option that you can take on top of your single or annual multi-trip policy.
Optional Winter Sports cover is available at Saga Travel Insurance and it comes with the following as standard:
- Up to £750 for your ski equipment
- Up to £550 covered for any hired equipment
- Up to £300 for delay caused due to an avalanche
- Up to £30 to £40 for every day (maximum £400) the piste is closed
- Up to £350 for ski pack
- Up to £20 for every day (maximum £200) you are unable to participate in winter sports activities.
What are the other travel insurance options available at Saga?
| Travel insurance options at Saga | |
|---|---|
| Saga golf cover | Golf Cover is available as standard when you take out a Single or Annual Multi Trip Policy. |
| Saga business cover | Available but details not disclosed |
| Saga cruise cover | Available but details not disclosed |
| Saga gadget cover | Golf Cover is included as standard when you take out the Single or Annual Multi Trip Policy. |
Watch out!
Due to Brexit, some outbound flights from international airports might be delayed or cancelled. We would advise you to call Saga before travelling and make sure you get the right compensation amount for your flight or journey if it is cancelled or delayed as well as for Schedule Airline Failure Cover.
How much is Saga travel insurance?
You'll find below indicative quotes per level of cover at Saga:
You will find below the limits breakdown per level of cover for single and annual multi-trip insurance policies at Saga:
Policy name | Standard |
|---|---|
| Price - 7 days trip - 65 years old - Europe | £39,52 |
| Price - annual policy - 65 years old - Europe | £78,91 |
| Price - 7 days trip - 65 years old - USA | £97,03 |
| Price - annual policy - 65 years old - USA | £175,23 |
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It is, however, quite difficult to give precise price ranges as Saga travel insurance policy quotes will depend on a range of factors such as:
- Your age at the time of travelling
- The length of your stay
- Your trip destination (Europe, North America, Worldwide)
- The period you wish to be covered for (single trip, annual multi-trip, extension)
- If you need specific insurance (cruise, ski, backpackers, gadget cover)
- Your medical condition before travelling
- Who is travelling with you (on your own, as a couple, as a family).
Can I get travel insurance discounts or promo codes at Saga?
Yes, you can get up to 20% to 30% discount available if you apply online.
Use our travel insurance comparison tool to be aware of latest promo codes and vouchers available at Saga.
What else should I know about Saga travel insurance?
What are the general exclusions at Saga travel insurance?
You will only be eligible for cover if:
- Your main home is in the UK
- Your journey is a round trip that begins and ends in the UK
- If you're going on business or volunteer trip, then it should be administrative or clerical. Doing manual work will render your insurance policy invalid
How do I get travel insurance quote from Saga?
Nothing easier. Use our 100% online travel insurance comparison tool to compare all policies in just a few seconds, without giving any personal details. If Saga is the right one for you, then just click on get quote and you'll be automatically directed through the company's sale channel.
Good to know
Shopping around while shopping for personal insurance and not auto-renewing is always the best way to get the best deal and benefit from new customers discounts.
How do I log in to Saga website?
Through the customer portal, you can get access to the following:
- Manage holiday bookings
- View Saga quotes
- View and download policy documents
- You'll need to be over the age of 50 to create an account
How to claim at Saga travel insurance?
There are 2 ways to make a claim: online or by calling the claims team.
| How to claim on Saga travel insurance? | |
|---|---|
| Claim online | You can claim online visiting this page |
| Claim by phone | 0800 092 2099 |
How do I contact Saga travel insurance?
Saga contact phone numbers
| Services | Phone numbers | Opening hours |
|---|---|---|
| Customer Service | 0800 015 0757 | Monday to Friday: 8am to 8pm |
| Medical Assistance | 01444 442105 | Available 24/7 |
| Claims | 801 092 2099 | Monday to Friday: 9am to 5pm |
| Loss of Passport | 0800 092 2101 | Available 24/7 |
| Renewals | 0800 904 7764 | Monday to Friday: 8am to 8pm |
Saga other contact details
| Contact details | |
|---|---|
| Address | Saga Group |
| [email protected] |
How to cancel your annual Saga travel insurance policy?
You will find below main information to cancel your travel insurance policy at Saga:
| How to cancel Saga travel insurance? | |
|---|---|
| Cancellation fees during cooling off period of 14 days | £0 |
| Cancellation fees outside cooling off period | No refund |
| Cancel by phone | 0800 056 9200 |
Our opinion on Saga travel insurance
Saga Travel Insurance is part of Saga Group which has more than 30 years experience in the insurance industry providing several types of insurance products from travel, to cars to home and pet insurance. Their insurance policies are underwritten by a panel of leading UK insurance companies such as Ageas, Cover, Direct, AXA, etc.
Saga is a specialist travel insurance company focused on offering insurance policies to travellers over the age of 50. They have 5 star Defaqto rating and a high customer satisfaction rate of 4.5/5 based on more than 10.7K opininos on Trust Pilot. A downside of Saga is that they don't offer a variety of additional optional cover.
We would recommend Saga Travel Insurance to travllers over the age of 50 looking for simple and affordable travel insurance policy without the need to upgrade or add more optional covers.
