What Car Insurance Group Is My Smart Fortwo?

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Nishadh Mohammed updated on July 9, 2021

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Information verified by  Adeline Harmant

Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.

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You are the happy owner of a Smart Fortwo?

Find out to which insurance group your beloved vehicle belongs to and make sure you get the best insurance deal out of it.

Find the car insurance that suits you best in just a few seconds!

Learn more

What car insurance group is my Smart Fortwo Coupe 2015 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
Pure 71hp 2d
3£145£446,80
0.9 Turbo Edition 1 2d
9£0£478,99
0.9 Turbo Edition 1 2d Auto
9£0£478,99
1.0 Edition 1 2d
3£0£446,80
1.0 Edition 1 2d Auto
3£0£446,80
0.9 Turbo Proxy 2d
8£0£474,24
0.9 Turbo Proxy Premium 2d
8£0£474,24
0.9 Turbo Proxy Premium Plus 2d
9£0£478,99
0.9 Turbo Proxy 2d Auto
8£0£474,24
0.9 Turbo Proxy Premium 2d Auto
8£0£474,24
0.9 Turbo Proxy Premium Plus 2d Auto
9£0£478,99
1.0 Proxy 2d
3£0£446,80
1.0 Proxy Premium 2d
3£0£446,80
1.0 Proxy Premium Plus 2d
3£0£446,80
1.0 Proxy 2d Auto
3£0£446,80
1.0 Proxy Premium 2d Auto
3£0£446,80
1.0 Proxy Premium Plus 2d Auto
3£0£446,80
0.9 Turbo Passion 2d
8£0 - £145£474,24
0.9 Turbo Passion Premium 2d
8£0 - £145£474,24
0.9 Turbo Passion 2d Auto
8£0 - £145£474,24
0.9 Turbo Passion Premium 2d Auto
8£0 - £145£474,24
1.0 Passion 2d
3£0 - £145£446,80
1.0 Passion Premium 2d
3£0 - £145£446,80
1.0 Passion 2d Auto
3£0 - £145£446,80
1.0 Passion Premium 2d Auto
3£0 - £145£446,80
90hp Urbanshadow 2d
8£145£474,24
90hp Urbanshadow Twinamic auto 2d
8£145£474,24
71hp Urbanshadow 2d
4£145£451,27
71hp Urbanshadow Twinamic auto 2d
4£145£451,27
Brabus Sport 90hp 2d
8£0 - £145£474,24
Brabus Sport 90hp Twinamic auto 2d
8£0 - £145£474,24
Brabus Sport Premium 90hp 2d
8£0 - £145£474,24
Brabus Sport Premium 90hp Twinamic auto 2d
8£0 - £145£474,24
Brabus Sport Premium Plus 90hp 2d
9£0 - £145£478,99
Brabus Sport Premium Plus 90hp Twinamic auto 2d
9£0 - £145£478,99
Prime Sport 90hp 2d
8£0 - £145£474,24
Prime Sport 90hp Twinamic auto 2d
8£0 - £145£474,24
Prime Sport Premium 90hp 2d
8£0 - £145£474,24
Prime Sport Premium 90hp Twinamic auto 2d
8£0 - £145£474,24
Prime Sport Premium Plus 90hp 2d
8£0 - £145£474,24
Prime Sport Premium Plus 90hp Twinamic auto 2d
8£0 - £145£474,24
Prime Sport 71hp 2d
2£0 - £145£442,38
Prime Sport 71hp Twinamic auto 2d
2£0 - £145£442,38
Prime Sport Premium 71hp 2d
4£0 - £145£451,27
Prime Sport Premium 71hp Twinamic auto 2d
4£0 - £145£451,27
Prime Sport Premium Plus 71hp 2d
4£0 - £145£451,27
Prime Sport Premium Plus 71hp Twinamic auto 2d
4£0 - £145£451,27
0.9 Turbo Prime 2d
8£0 - £145£474,24
0.9 Turbo Prime Premium 2d
8£0 - £145£474,24
0.9 Turbo Prime Premium Plus 2d
9£0 - £145£478,99
0.9 Turbo Prime 2d Auto
8£0 - £145£474,24
0.9 Turbo Prime Premium 2d Auto
8£0 - £145£474,24
0.9 Turbo Prime Premium Plus 2d Auto
9£0 - £145£478,99
1.0 Prime 2d
3£0 - £145£446,80
1.0 Prime Premium 2d
3£0 - £145£446,80
1.0 Prime Premium Plus 2d
3£0 - £145£446,80
1.0 Prime 2d Auto
3£0 - £145£446,80
1.0 Prime Premium 2d Auto
3£0 - £145£446,80
1.0 Prime Premium Plus 2d Auto
3£0 - £145£446,80
0.9 Turbo White Edition 2d
8£0£474,24
0.9 Turbo White Edition 2d Auto
8£0£474,24
1.0 White Edition 2d
4£0£451,27
1.0 White Edition 2d Auto
4£0£451,27
0.9 Turbo Black Edition 2d
8£0£474,24
0.9 Turbo Black Edition 2d Auto
8£0£474,24
1.0 Black Edition 2d
4£0£451,27
1.0 Black Edition 2d Auto
4£0£451,27
Edition Blue 90hp Twinamic auto 2d
8£145£474,24
Edition Green 90hp 2d
8£145£474,24
Edition Red 90hp Twinamic auto 2d
8£145£474,24
Disturbing London Edition 90hp Twinamic auto 2d
8£145£474,24
Brabus 109hp Twinamic auto 2d
11£20 - £145£513,00
Brabus Premium 109hp Twinamic auto 2d
11£20 - £145£513,00
Brabus Premium Plus 109hp Twinamic auto 2d
11£20 - £145£513,00
Brabus Xclusive 109hp Twinamic auto 2d
12£20 - £145£518,13
Insurance groups of Coupe 2015

What car insurance group is my Smart Fortwo Cabriolet 2016 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
0.9 Turbo Passion 2d
10£0 - £145£502,94
0.9 Turbo Passion 2d Auto
10£0 - £145£502,94
0.9 Turbo Passion Premium 2d
10£0 - £145£502,94
0.9 Turbo Passion Premium 2d Auto
10£0 - £145£502,94
1.0 Passion 2d
5£0 - £145£460,30
1.0 Passion 2d Auto
5£0 - £145£460,30
1.0 Passion Premium 2d
5£0 - £145£460,30
1.0 Passion Premium 2d Auto
5£0 - £145£460,30
0.9 Turbo Proxy 2d
10£0£502,94
0.9 Turbo Proxy 2d Auto
10£0£502,94
0.9 Turbo Proxy Premium 2d
10£0£502,94
0.9 Turbo Proxy Premium 2d Auto
10£0£502,94
0.9 Turbo Proxy Premium Plus 2d
10£0£502,94
0.9 Turbo Proxy Premium Plus 2d Auto
10£0£502,94
1.0 Proxy Premium 2d Auto
5£0£460,30
1.0 Proxy 2d
5£0£460,30
1.0 Proxy 2d Auto
5£0£460,30
1.0 Proxy Premium 2d
5£0£460,30
1.0 Proxy Premium Plus 2d
5£0£460,30
1.0 Proxy Premium Plus 2d Auto
5£0£460,30
Brabus Sport 90hp 2d
11£0 - £145£513,00
Brabus Sport 90hp Twinamic auto 2d
11£0 - £145£513,00
Brabus Sport Premium 90hp Twinamic auto 2d
11£0 - £145£513,00
Brabus Sport Premium 90hp 2d
11£0 - £145£513,00
Brabus Sport Premium Plus 90hp 2d
14£0 - £145£528,54
Brabus Sport Premium Plus 90hp Twinamic auto 2d
14£0 - £145£528,54
0.9 Turbo Prime 2d
10£0 - £145£502,94
0.9 Turbo Prime 2d Auto
10£0 - £145£502,94
0.9 Turbo Prime Premium 2d
10£0 - £145£502,94
0.9 Turbo Prime Premium 2d Auto
10£0 - £145£502,94
0.9 Turbo Prime Premium Plus 2d
10£0 - £145£502,94
0.9 Turbo Prime Premium Plus 2d Auto
10£0 - £145£502,94
1.0 Prime 2d
5£0 - £145£460,30
1.0 Prime 2d Auto
5£0 - £145£460,30
1.0 Prime Premium 2d
5£0 - £145£460,30
1.0 Prime Premium 2d Auto
5£0 - £145£460,30
1.0 Prime Premium Plus 2d
5£0 - £145£460,30
1.0 Prime Premium Plus 2d Auto
5£0 - £145£460,30
Prime Sport 90hp 2d
10£0 - £145£502,94
Prime Sport 90hp Twinamic auto 2d
11£0 - £145£513,00
Prime Sport Premium 90hp 2d
11£0 - £145£513,00
Prime Sport Premium 90hp Twinamic auto 2d
11£0 - £145£513,00
Prime Sport Premium Plus 90hp 2d
11£0 - £145£513,00
Prime Sport Premium Plus 90hp Twinamic auto 2d
11£0 - £145£513,00
Prime Sport 71hp 2d
6£0 - £145£464,90
Prime Sport 71hp Twinamic auto 2d
6£0 - £145£464,90
Prime Sport Premium 71hp 2d
6£0 - £145£464,90
Prime Sport Premium 71hp Twinamic auto 2d
6£0 - £145£464,90
Prime Sport Premium Plus 71hp 2d
6£0 - £145£464,90
Prime Sport Premium Plus 71hp Twinamic auto 2d
6£0 - £145£464,90
Brabus 109hp Twinamic auto 2d
14£20 - £145£528,54
Brabus Premium 109hp Twinamic auto 2d
14£20 - £145£528,54
Brabus Premium Plus 109hp Twinamic auto 2d
14£20 - £145£528,54
Brabus Xclusive 109hp Twinamic auto 2d
14£20 - £145£528,54
Insurance groups of Cabriolet 2016

What car insurance group is my Smart Fortwo Coupe 2007 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
CDI Pure 2d Auto
4£0£451,27
Pure Auto (61bhp) 2d
2£30£442,38
Pure mhd (61bhp) 2d Auto
4£20£451,27
Pure 2d Auto
2£30£442,38
Pure mhd 2d Auto
2£20£442,38
CDI Pulse Softouch (2010) 2d Auto
4£0£451,27
CDI Pulse Softouch (Luxury Pack) (2010) 2d Auto
4£0£451,27
Pulse 2d Auto
3£30£446,80
Pulse mhd 2d Auto
3£20£446,80
Pulse mhd Softouch (2010) 2d Auto
3£0 - £20£446,80
Pulse mhd Softouch (Luxury Pack) (2010) 2d Auto
3£0 - £20£446,80
Pulse Softouch (84bhp) 2d Auto
5£30£460,30
CDi Edition Lightshine Softouch 2d Auto
6£0£464,90
Pulse mhd (Luxury Pack) 2d Auto
3£20£446,80
Pulse Softouch (84bhp) (Luxury Pack) 2d Auto
5£30£460,30
Electric drive 2d Auto
13£0£523,31
CDI Passion (Luxury Pack) 2d Auto
6£0£464,90
Passion mhd (Luxury Pack) 2d Auto
3£20£446,80
Passion (Luxury Pack) (84bhp) 2d Auto
7£30£469,55
Brabus 2d Auto
10£125£502,94
Limited Three mhd 2d Auto
3£20£446,80
Edition Urbanstyle mhd Softouch 2d Auto
4£20£451,27
Edition Urbanstyle Softouch (84bhp) 2d Auto
7£30£469,55
CDI Passion 2d Auto
4£0£451,27
CDI Passion Softouch (2010) 2d Auto
4£0£451,27
CDI Passion Softouch (Luxury Pack) (2010) 2d Auto
4£0£451,27
Passion 2d Auto
3£30£446,80
Passion mhd 2d Auto
3£20£446,80
Passion mhd Softouch (2010) 2d Auto
3£0 - £20£446,80
Passion mhd Softouch (Luxury Pack) (2010) 2d Auto
3£0 - £20£446,80
Passion Auto (84bhp) 2d
5£30£460,30
Passion Softouch (84bhp) (2010) 2d Auto
5£30£460,30
Passion Softouch (84bhp) (Luxury Pack) (2010) 2d Auto
5£30£460,30
Grandstyle mhdr Softouch 2d Auto
5£0£460,30
Grandstyle Softouch (84bhp) 2d Auto
8£30£474,24
Grandstyle Plus mhd Softouch 2d Auto
5£0£460,30
Grandstyle Plus Softouch (84bhp) 2d Auto
8£30£474,24
Iceshine mhd Softouch 2d Auto
2£0£442,38
Iceshine Softouch (84bhp) 2d Auto
5£30£460,30
Cityflame mhd Softouch 2d Auto
5£0£460,30
Cityflame Softouch (84bhp) 2d Auto
8£30£474,24
Edition21 mhd Softouch 2d Auto
4£0£451,27
Edition Highstyle mhd Softouch 2d Auto
3£20£446,80
Edition Highstyle Softouch (84bhp) 2d Auto
6£30£464,90
Nightorange mhd Softouch 2d Auto
4£0£451,27
Nightorange Softouch (84bhp) 2d Auto
7£30£469,55
Brabus Xclusive Softouch (2010) 2d Auto
11£125£513,00
Brabus Xclusive Softouch (102bhp) 2d Auto
11£30£513,00
Insurance groups of Coupe 2007

What car insurance group is my Smart Fortwo Cabriolet 2007 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
Pure 2d Auto
2£30£442,38
Pure mhd 2d
5£20£460,30
CDI Pulse Softouch (2010) 2d Auto
8£0£474,24
CDI Pulse Softouch (Luxury Pack) (2010) 2d Auto
8£0£474,24
Pulse 2d Auto
3£30£446,80
Pulse mhd 2d Auto
5£20£460,30
Pulse mhd Softouch (2010) 2d Auto
5£0 - £20£460,30
Pulse mhd Softouch (Luxury Pack) (2010) 2d Auto
5£0 - £20£460,30
Pulse Softouch (84bhp) 2d Auto
7£30£469,55
Pulse mhd (Luxury Pack) 2d Auto
5£20£460,30
Pulse Softouch (84bhp) (Luxury Pack) 2d Auto
7£30£469,55
Electric drive 2d Auto
15£0£554,97
CDI Passion (Luxury Pack) 2d Auto
6£0£464,90
Passion mhd (Luxury Pack) 2d Auto
6£20£464,90
Passion (Luxury Pack) (84bhp) 2d Auto
7£30£469,55
Brabus 2d Auto
12£125£518,13
Limited Three mhd 2d Auto
6£20£464,90
CDI Passion 2d Auto
6£0£464,90
CDI Passion Softouch (2010) 2d Auto
6£0£464,90
CDI Passion Softouch (Luxury Pack) (2010) 2d Auto
6£0£464,90
Passion 2d Auto
6£30£464,90
Passion mhd 2d Auto
6£20£464,90
Passion mhd Softouch (2010) 2d Auto
5£0 - £20£460,30
Passion mhd Softouch (Luxury Pack) (2010) 2d Auto
5£0 - £20£460,30
Passion Auto (84bhp) 2d
7£30£469,55
Passion Softouch (84bhp) (2010) 2d Auto
8£30£474,24
Passion Softouch (84bhp) (Luxury Pack) (2010) 2d Auto
8£30£474,24
Grandstyle mhd Softouch 2d Auto
7£0£469,55
Grandstyle Softouch (84bhp) 2d Auto
11£30£513,00
Grandstyle Plus mhd Softouch 2d Auto
7£0£469,55
Grandstyle Plus Softouch (84bhp) 2d Auto
11£30£513,00
Iceshine Softouch (84bhp) 2d Auto
7£30£469,55
Iceshine mhd Softouch 2d Auto
5£0£460,30
Cityflame mhd Softouch 2d Auto
7£0£469,55
Cityflame Softouch (84bhp) 2d Auto
11£30£513,00
Edition21 mhd Softouch 2d Auto
7£0£469,55
Nightorange mhd Softouch 2d Auto
7£0£469,55
Nightorange Softouch (84bhp) 2d Auto
8£30£474,24
Brabus Xclusive Softouch (2010) 2d Auto
13£125£523,31
Brabus Xclusive Softouch (102bhp) 2d Auto
13£30£523,31
Insurance groups of Cabriolet 2007

What car insurance group is my Smart Fortwo Coupe 2004 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
Pure 2d Auto
7£30£469,55
Pure (61bhp) 2d Auto
7£30£469,55
Truestyle 2d Auto
7£30£469,55
Silverpulse 2d Auto
-£30-
Pulse 2d Auto
7£30£469,55
Nightrun 2d Auto
12£125£518,13
Spring Edition 2d Auto
9£30£478,99
Passion 2d Auto
9£30£478,99
Pink Passion 2d Auto
7£30£469,55
Grandstyle 2d Auto
7£30£469,55
Brabus 2d Auto
16£125£560,52
Insurance groups of Coupe 2004

What car insurance group is my Smart Fortwo Cabriolet 2004 ?

VersionInsurance GroupAnnual Road TaxAverage Insurance Premium
Pure 2d Auto
7£30£469,55
Truestyle 2d Auto
7£30£469,55
Silverpulse 2d Auto
-£30-
Pulse 2d Auto
7£30£469,55
Starblue 2d Auto
-£30-
Spring Edition 2d Auto
9£30£478,99
Pink Passion 2d Auto
7£30£469,55
Passion 2d Auto
9£30£478,99
Grandstyle 2d Auto
7£30£469,55
I-Move 2d Auto
10£125£502,94
Brabus 2d Auto
16£125£560,52
Insurance groups of Cabriolet 2004

The average premium quotes are for a 45 years old driver with clean record driving an eco-car in West of England.

Yearly quotes mentioned above are only indicative and based on the average premium by insurance group. Prices can be easily multiplied by 2 or even by 3 whether you are a young or a convicted driver or if you live in London area for instance.

Whether you are looking for Smart Fortwo insurance for 17 years old or for senior drivers, the best option is always to stop auto renewing and start comparing quotes.

Find the car insurance that suits you best in just a few seconds!

Learn more

What does car insurance group means exactly? What type of cars are in each group? What are the cheapest cars to insure? Get to know more on car insurance groups with our ultimate guide.

You didn't find your car model in the list above? Find out everything you need to know about your car model with our car insurance group checker.

What are the cheapest cars to insure?

Remember the criteria that Thatcham Group uses to determine car insurance groups. The cheapest cars to insure will generally be those with:

  • Smaller engines
  • Low top speeds
  • Limited 0-60 acceleration
  • No modifications or high spec trim
  • A low list price (it means the standard price for new car before dealer gives any discount).

All other things being equal, the cheapest insurance group is Group 1. While you may not find the specification you want among the very lowest insurance group cars, overall car insurance groups 1-20 will generally give you relatively low insurance rates. Once you start climbing above group 30, you’re going to be looking at comparatively steep premiums.

However, whether you are a learner driver or an experienced driver with a clean licence, the cheapest cars to insure will always be the same.

You will find below a list of most famous car trims famous to be getting cheap quotations from providers:

Car manufacturerCar band
Skoda
Skoda Citigo, Skoda Fabia
Volkswagen
Volkswagen Polo, Volkswagen Up
Hyundai
Hyundai i10
Ford
Ford Ka+, Ford Fiesta
Vauxhall
Vauxhall Corsa
Toyota
Toyota Yaris
Cheapest cars to insure

When you’re looking for a car, remember to check the exact model and specifications, because the detail really does matter if you want to get cheaper car insurance. For instance, the Hyundai i10 comes handily into Group 1 or 2 with the 1 litre engine, but the higher spec i10 Premium with a 1.2 litre engine pushes the insurance group up to 5. 

Find the car insurance that suits you best in just a few seconds!

Learn more

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Nishadh Mohammed
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Nishadh Mohammed is a seasoned news editor and financial writer, working with HelloSafe since May 2023. Nishadh has developed expertise in financial markets, insurance, and investment products, with a deep understanding of the Canadian financial landscape. He has honed his SEO skills and content marketing strategies while writing for Canadian publishing houses. Armed with a master's in Business Analytics and extensive journalistic experience, Nishadh uniquely combines data proficiency and thorough research to deliver comprehensive and accessible information.