BMW Insurance Review

You just bought a brand new BMW and you want to know if it's worth taking out a car insurance from the same manufacturer? You've come at the right place, discover pros and cons of taking out BMW car insurance!

What is BMW 7 days free car insurance?

When you are buying a BMW vehicle from a dealership, you can benefit from 7 days free insurance.

Your 7 days free to go insurance will either allow you to:

• 7 days drive home: bring your car home as soon as purchased in BMW retail stores without having to subscribe another insurance first. You can see that as a drive away insurance, you can be cover until you find a long term solution.
• Test the BMW free insurance.

	BMW free insurance
Eligibility	You must pass an identity check at your address Only applicable when you buy a new or Approved Used BMW from a BMW Retailer in the UK Applicable to only people that are living in the UK Driver age must not be more than 85 years old
How to contact?	By phone call : 0330 058 4088. Or online trought their dedicated drive away website page.
How to apply?	You need to be eligible (conditions to take the free insurance and Make sure you have details about: Your BMW retailer Number Your vehicle registration Your renewal date Your new BMW collection date.
How to proceed?	Go on their dedicated website “BMW 7 Day Complimentary Car Insurance”. Click on “Activate”in the website page. Quote details about your vehicle. You will be given a quote for your 7 days free insurance and for a full year

What is BMW insurance as standard?

BMW annual policy coverage

You can choose to purchase BMW car insurance for a year.

You can choose either comprehensive, third party or third party fire and theft coverage depending on the insurance companies.

Ask directly BMW insurance, what would be the best coverage for you.

For BMW insurance, most of the features would be for a comprehensive car insurance.

	Available in comprehensive policy	Comments
Courtesy car	Yes	Use of a courtesy car whilst your car is being repaired
Replacement child seat	Yes	If you have a child seat fitted in your car and your car is involved in an accident or damaged , BMW will pay for the cost of a replacement.
Uninsured driver promise	Yes	If you make a claim for an accident that is not your fault, and the driver of the car that hit you is not insured, you will not lose your No Claims Discount, or have to pay an excess. Two conditions must be reunited: You must know the vehicle registration and make and model of the other car involved. If possible, have the informations about the driver.
Windscreen, sunroof and window repair	Yes	BMW will pay for its replacement or repair up to the Market value of your car.
Medical expenses	Yes	Personal accident involving the car up to £20 000 per person. Medical expenses up to £500.
Personal belonging	Yes	Up to £1,000
Telematics	No	No
Gap insurance	No	It is an add on. BMW proposes “Shortfall insurance”to fill the gap between the car market value and the original value.
Other features	Yes	90 days cover to drive in Europe

In a nutshell, here are the points that can be retained from BMW car Insurance:
BMW has fair option with their personal belonging cover
BMW complementary free insurance for the first 7 days is really convenient
Rated 1.5/5 by trustpilot

BMW is a blue-chip brand with strong reputation as a car manufacturer. It’s your singular choice to make, If you choose to be insured by your car manufacturer or an independent car insurance firm.

You can insure your BMW car with the manufacturer car insurance policy contract, or you can start shopping around to find the best car insurance deal.

How to contact BMW car insurance?

You can contact BMW car insurance either by phone, by mail, or through their website.

What is BMW contact number?

It is always useful to know how to contact BMW car insurance in case of problem. You will find their phone numbers and then their contact details such as email, or address.

	BMW phone number
Customer Care	0330 058 4088
Make a claim	0330 058 4077

BMW contact details

	Details
Website	Go on BMW car insurance website
Email	[email protected] or [email protected]
Customer Relations	BMW Car Insurance CEME Marsh Way, Rainham Essex RM13 8EU

What offers BMW financial services?

BMW services proposes several ways to finance your car.

Here are the informations to contact BMW financial service. You will also find what BMW financial service has to offer.

	Details
Website	Go to BMW dedicated website “BMW Financial service”.
Phone	0370 5050 150

	Offers
BMW Select (PCP)	Deposit and Monthly payments Duration of payment ranges between 24 and 60 months Optional final payment to keep the BMW or return it.
BMW Hire Purchase	Month by month payment and deposit. Duration of payment ranges between 24 and 60 months You own your BMW at the end.
BMW Personal Contract Hire	Inital rental and monthly rental. At the end of the contract, return the vehicle and choose another one.