Is Admiral a Good Insurance Company?
verified information
Information verified by Adeline Harmant
Our articles are written by experts in their fields (finance, trading, insurance etc.) whose signatures you will see at the beginning and at the end of each article. They are also systematically reviewed and corrected before each publication, and updated regularly.
Discover the methodologyYou are considering buying an insurance policy at Admiral and are wondering if Admiral is the best insurer for you?
You've come to the right place!
In the below guide you’ll find everything you need to know about Admiral: expert and consumers reviews, insurance policies detailed, recommendation, contact and much more.
Stay tuned!
Good to know
Safe's mission is to help anyone trying to get the best value for money deal on personal insurance making the right decision. We've analyzed over 1000 insurance companies and contracts. You will find below our independent and neutral rating and evaluation for Admiral.
Who is Admiral?
Admiral is a very trustworthy Welsh company, part of the Admiral Group, one of the leading insurance provider in the UK also owning Diamond, Elephant, Bell, Gladiator or the comparison website Confused.
The company is authorised and regulated by the Financial Conduct Authority. The company was the birst branch of the group founded in 1993 by Henry Engelhardt and now offers along with home insurance, car and travel cover as well as financial products.
Admiral is also present in a large number of countries across different brand names such as LeLynx in France, Rastreator in Mexico, Balumba in Spain, or Compare.com in USA.
The group is listed on the London Stock Exchange since 2004. The group had an annual revenue of £3,28 billion in 2018.
Admiral offers MultiCover deals for anyone buying several policies. The company has great customer reviews on both Reevoo and smartmoneypeople which means that the claim process must be handled promptly and efficiently.
Admiral website is customer friendly and well documented. Customers will enjoy online claim process as well as My Account to manage policies online.
What are the main insurance policies available at Admiral?
Let's discover below main insurance policies offered by Admiral.
| Safe overall rate | Our reviews | |
|---|---|---|
| Car insurance | Get to know more | |
| Travel insurance | Get to know more | |
| Home insurance | Get to know more |
Admiral expert and consumers reviews: Defaqto, TrustPilot
Admiral is regularly audited by Defaqto expert rating. Defaqto ranks each company as well as policies with scores of 1 to 5 stars. Cover details, admin fees, value for money, claim and complaint process and more are analyzed and weighted.
Consumers, on the other hand, can write down their opinions on independent websites such as TrustPilot, Reevoo or Reviews which give great insights on claim process and refund as well as customer service at Admiral.
| Defaqto | |
|---|---|
| Car insurance | 5 |
| Home insurance | Standard: 3 stars |
Is Admiral a good car insurance company?
4,3 Safe overall rating for Admiral car insurance
On a general point of view, rates applied by Admiral on car insurance are well received by its customers.
The Personal and Finance Awards website ranked Admiral as the best car insurance provider of the UK for the past three years.
The customer satisfaction is high and seems to reflect positive user experience on the website as well as an attentive customer service.
In addition to typical car insurance coverage choices, Admiral offers, among other options:
Breakdown cover
- 24h/h roadside recovery and rescue
- Unlimited roadside callouts
- Misfuelling cover to continue your journey
- Compatible with caravans and trailers up to 23 feet
- Possibility to add European cover
- Can be either added as an upgrade or is directly included in the comprehensive level of cover.
Windscreen cover
- Windscreen, windows and sunroof repair and replacement
- Scratching caused by broken glass
- Can be either added as an upgrade or is directly included in the comprehensive level of cover
- Not available for courtesy car
- Claim on windscreen, window or sunroof doesn't affect NCB.
Motor legal protection
Up to £100 000 of legal costs in case you are involved in an accident that is not your fault.
Personal injury policy
Up to £100 000 or personal injury cover for you (the driver) and your spouse in case you are involved in an accident (£5000 in standard policy).
Besides main car insurance coverage, you can also get extra car insurance options at Admiral. Get to know more, read our complete review on Admiral car insurance.
Is Admiral a good travel insurance company?
4,4 Safe overall rating for Admiral travel insurance
Admiral started selling travel insurance in 2017 only. The company is known for offering competitively priced premiums with above average high limit covers of up to £20M for medical cover. The company boasts a 4 star rating for travel insurance on Defaqto and an above average customer satisfaction rate of 3.6/5 on Trust Pilot.
We would recommend Admiral Travel Insurance to anyone looking for an affordable travel insurance cover that does not sacrifice the quality of their products in exchange for a lower price.
For single and annual multi-trip cover, age and maximum number of days limits at Admiral are:
| Main travel insurance policies | Available at Admiral |
|---|---|
| Admiral maximum number of days limit | 365 days for Single Trip Policy & Up to 31 days for Annual Multi Trip |
| Admiral age limit | 65 years old |
You will find Admiral cover details (compensations, deductibles, extras etc.) for single and annual multi-trip policies in our review.
Besides main travel insurance policies, Admiral also provides extra cover such as:
- backpackers travel insurance
- long stay travel insurance
- winter sports cover
- golf cover
- cover for business trips
- cruise gear
- gadget cover
Additional optional cover available is the Excess Waiver Cover.
>> MORE: read our complete review on Admiral travel insurance.
Is Admiral a good home insurance company?
4,2 Safe overall rating for Admiral home insurance
Admiral's home policy is split between 3 levels of cover, from the most basic one rated 3 stars by Defaqto to the most comprehensive one, Platinum, rated 5 stars.
The Platinum policy building insurance includes accidental damage and home emergency as standard. Standard excess is £50 for both contents and building and you can get alternative accomodation cover up to £100k. Maximum sum insured is unlimited.
Platinum contents cover includes personal possessions cover as standard and a maximum sum insured of £150,000.
The Home insurance policy from Admiral is poorly rated and only provides the very basic level of cover. We would advise to go for Gold or Platinum level of cover to have complete peace of mind.
Admiral building insurance
You will find below building main insurance details for the Gold home insurance cover at Admiral:
- Maximum sum insured for your property: £500 000
- Owner's liability: £2 000 000
- Alternative emergency accomodation: £75 000
- Period of home's unoccupancy cover: 45 days
- Trace and access: £5 000
- Keys cover: £750
- Subsidence excess: £1 000
Alongside building insurance, you can get additional cover such as:
| Home building insurance extras | |
|---|---|
| Home emergency |
|
| Boiler cover |
|
| Family legal protection |
|
Admiral contents insurance
You will find below contents insurance details for the Gold home insurance cover at Admiral:
- Maximum sum insured for your contents: £75 000
- Alternative emergency accomodation: £15 000
- Single item limit: £1 000
- Contents in the open: £1 000
- Contents in outbuildings: £1 500
- Money / credit card kept at home: £500 / £500
- Items temporarily removed from home: £5 000
Alongside contents insurance, you can get additional cover such as:
| Home contents insurance extras | |
|---|---|
| Accidental damage cover | Available as extra (included as standard in Platinum cover) |
| Personal possessions cover |
|
| Mobile cover |
|
| Bike cover |
|
Standard excess to report a claim at Admiral is £75.
You will find exhaustive cover details, administration fees, contacts etc. on Admiral home insurance on our review below.
>> MORE: read our complete review on Admiral home insurance.
| Life insurance criteria | |
|---|---|
| Minimum age | |
| Maximum age | |
| Pay-out | |
| Extras | |
| Terminal illness |
Admiral discount codes, promos and vouchers
| Discounts and promo codes available | |
|---|---|
| Car insurance |
|
| Travel insurance | Yes, you can get a 10% discount if you apply online. |
| Home insurance |
|
How to contact Admiral?
Find out how to contact and log in to Admiral on our contact page.
