Is Quotemehappy a Good Insurance Company?
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Discover the methodologyYou are considering buying an insurance policy at Quotemehappy and are wondering if Quotemehappy is the best insurer for you?
You've come to the right place!
In the below guide you’ll find everything you need to know about Quotemehappy: expert and consumers reviews, insurance policies detailed, recommendation, contact and much more.
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Good to know
Safe's mission is to help anyone trying to get the best value for money deal on personal insurance making the right decision. We've analyzed over 1000 insurance companies and contracts. You will find below our independent and neutral rating and evaluation for Quotemehappy.
Who is Quotemehappy?
Quote me Happy is an online insurance company offering Car and Home Insurance. The company is based in Southward, London. It's products are underwritten and administered by Aviva Insurance Limited, one of the leading insurance companies in the UK and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
What are the main insurance policies available at Quotemehappy?
Let's discover below main insurance policies offered by Quotemehappy.
| Safe overall rate | Our reviews | |
|---|---|---|
| Car insurance | Get to know more | |
| Home insurance | Get to know more |
Quotemehappy expert and consumers reviews: Defaqto, TrustPilot
Quotemehappy is regularly audited by Defaqto expert rating. Defaqto ranks each company as well as policies with scores of 1 to 5 stars. Cover details, admin fees, value for money, claim and complaint process and more are analyzed and weighted.
Consumers, on the other hand, can write down their opinions on independent websites such as TrustPilot, Reevoo or Reviews which give great insights on claim process and refund as well as customer service at Quotemehappy.
| Defaqto | |
|---|---|
| Car insurance | 4 |
| Home insurance | Essentials: 4 stars |
Is Quotemehappy a good car insurance company?
3,7 Safe overall rating for Quotemehappy car insurance
On a general scale, Quotemehappy seems to be an insurance company that is customer friendly. It covers many range of services. The car insurance has good online reviews. The downside of Quotemehappy is that the price range of these services are not disclosed and the customer care service which is majorly only via email is not encouraging. The insurance company is however, highly recommended.
In addition to typical car insurance coverage choices, Quotemehappy offers, among other options:
Breakdown cover
In the case of a breakdown by the roadside, assistance would be provided and if the car cannot be repaired immediately, it would be towed to the nearest garage for you.
There is the option of provisional transportation during a breakdown. In the case of a breakdown, Quote me happy can provide an alternative source of transportation for you and other occupants of your car.
A hire car that you can use for one day while your car is being fixed is provided.
Overnight accommodation or an alternative form of transport is provided if the hire car is not suitable enough.
Breakdown assistance is provided in Europe for trips of up to 90 days.
Windscreen cover
- If you have a damaged window, windscreen or sunroof Quote me happy will repair it at a £10 extra cost or replace it for £75
- If an approved repairer from Quote me happy is used, the company will pay the market value of your car at the time of the loss
- However, if a personal repairer is used, the claim will be limited to £50.
Motor legal protection
- A provision of up to £100,000 in legal costs is provided if the customer was involved in an accident of which he/she is not at fault.
- If the claim is not successful, the legal costs would be covered by Quote me happy.
- Provision of £10,000 in legal costs for a lawyer if a customer is prosecuted for a motoring offence.
- 24 hour UK legal helpline in the case of emergencies.
Personal injury policy
For Personal Policy injury, a standard cover worth £5,000 is provided annually, with £2,500 maximum per claim. In the case where the customer or his/her partner suffers accidental bodily injury in an accident involving your car, Quote me happy will pay up to £40,000 for loss of limb, or loss of sight or death.
Besides main car insurance coverage, you can also get extra car insurance options at Quotemehappy. Get to know more, read our complete review on Quotemehappy car insurance.
Is Quotemehappy a good home insurance company?
4,6 Safe overall rating for Quotemehappy home insurance
Quote me Happy offers affordable rates compared to other home insurance companies and it is easy to take out insurance policies and modify them (if need be) from time to time, Quote me Happy has a 24/7 dedicated claims hotline based in the UK and they also offer car insurance services. A sum of £1 M is provided to cover building insurance.
Quote me Happy has three home insurance options you can pick from and different amounts of cover are provided for the different options.
The Essentials cover option offers great building insurance with owner's liability limit up to £2M.
The Essentials Plus cover option also provides employers liability option of about £10M.
The Premier cover provides insurance for contents in the open, outbuildings and a valuable standard limit of (up to £10,000).
The Essentials Plan has a 4 star rating on Defaqto while the Essentials Plus and Premier cover plans are rated 5 stars by Defaqto. The premium plan, as most of more comprehensive cover, includes accidental damage, legal expenses as standard.
Quotemehappy building insurance
You will find below building main insurance details for the Essentials Home Insurance cover at Quotemehappy:
- Maximum sum insured for your property: £1 000 000
- Owner's liability: £2 000 000
- Alternative emergency accomodation: Unlimited
- Period of home's unoccupancy cover: 60 days
- Trace and access: £5 000
- Keys cover: £1 000
- Subsidence excess: £1000.
Alongside building insurance, you can get additional cover such as:
| Home building insurance extras | |
|---|---|
| Home emergency |
|
| Boiler cover |
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| Family legal protection |
|
Quotemehappy contents insurance
You will find below contents insurance details for the Essentials Home Insurance cover at Quotemehappy:
- Maximum sum insured for your contents: Essentials: £100,000
Essentials Plus: £100,000
Premier: Unlimited - Alternative emergency accomodation: Unlimited
- Single item limit: £1 500
- Contents in the open: £500
- Contents in outbuildings: Not Stated
- Money / credit card kept at home: Up to £1000 / Not Stated
- Items temporarily removed from home: £5 000
Alongside contents insurance, you can get additional cover such as:
| Home contents insurance extras | |
|---|---|
| Accidental damage cover | Optional extra |
| Personal possessions cover | Not Stated |
| Mobile cover | Not Stated |
| Bike cover |
|
Standard excess to report a claim at Quotemehappy is Up to £100 .
You will find exhaustive cover details, administration fees, contacts etc. on Quotemehappy home insurance on our review below.
>> MORE: read our complete review on Quotemehappy home insurance.
| Life insurance criteria | |
|---|---|
| Minimum age | |
| Maximum age | |
| Pay-out | |
| Extras | |
| Terminal illness |
Quotemehappy discount codes, promos and vouchers
| Discounts and promo codes available | |
|---|---|
| Car insurance |
|
| Home insurance | No discount available. |
How to contact Quotemehappy?
Find out how to contact and log in to Quotemehappy on our contact page.
