Is Swinton a Good Insurance Company?
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Discover the methodologyYou are considering buying an insurance policy at Swinton and are wondering if Swinton is the best insurer for you?
You've come to the right place!
In the below guide you’ll find everything you need to know about Swinton: expert and consumers reviews, insurance policies detailed, recommendation, contact and much more.
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Good to know
Safe's mission is to help anyone trying to get the best value for money deal on personal insurance making the right decision. We've analyzed over 1000 insurance companies and contracts. You will find below our independent and neutral rating and evaluation for Swinton.
Who is Swinton?
Swinton has been offering a wide range of insurance products that is underwritten by a panel of leading insurance companies in the UK since 1957 and is now one of the UK leading insurance providers. Swinton Group Limited is authorised and regulated by the Financial Conduct Authority.
What are the main insurance policies available at Swinton?
Let's discover below main insurance policies offered by Swinton.
| Safe overall rate | Our reviews | |
|---|---|---|
| Car insurance | Get to know more | |
| Home insurance | Get to know more |
Swinton expert and consumers reviews: Defaqto, TrustPilot
Swinton is regularly audited by Defaqto expert rating. Defaqto ranks each company as well as policies with scores of 1 to 5 stars. Cover details, admin fees, value for money, claim and complaint process and more are analyzed and weighted.
Consumers, on the other hand, can write down their opinions on independent websites such as TrustPilot, Reevoo or Reviews which give great insights on claim process and refund as well as customer service at Swinton.
| Defaqto | |
|---|---|
| Car insurance | 3 |
| Home insurance | 5 |
Is Swinton a good car insurance company?
3,5 Safe overall rating for Swinton car insurance
At Swinton, the website can be easily navigated, the information offered is clear and direct. There is a life bot to answer the questions of customers and there is an online account option with which one's account can be monitored. Also, the customer care reviews are good. The cover options under the comprehensive cover are also well thought out and meet many needs. Swinton has very good reviews from both Defaqto, expert in insurance rating and Trustpilot. Overall, the performance of this insurance company is very good and it comes highly recommended.
In addition to typical car insurance coverage choices, Swinton offers, among other options:
Breakdown cover
- 24/7 national roadside assistance
- Unlimited roadside callouts
- Misfuelling cover in the UK
- Possibility to add European cover
- Cannot be bought as a standalone insurance policy.
Windscreen cover
- Windscreen claims does not affect the NCB
- The cover option does not cover the sunroof
- 24 hours claims helpline
- £150 per incident on the Essentials Comprehensive cover option.
Motor legal protection
- £100,000 in the event of a claim for an accident that wasn't the fault of the driver
- £25,000 is also provided as legal costs for issues like Motor Prosecution Defence.
Personal injury policy
For the Personal Policy option, up to £5,000 is provided per person with the maximum amount being £10,000.
Besides main car insurance coverage, you can also get extra car insurance options at Swinton. Get to know more, read our complete review on Swinton car insurance.
Is Swinton a good home insurance company?
4 Safe overall rating for Swinton home insurance
Swinton is one of the UK leading insurance providers. Home insurance policies are underwritten by a large panel of selected insurers.
Essential, Classic and Premier home insurance covers are all rated 5 stars by Defaqto and the company has great customers reviews on TrustPilot which means that the claim process must be handled efficiently, although you can not report your claim online.
Except the alternative accomodation amount, the building insurance cover under the Classic plan is good. The contents policy, especially for belongings and contents in outbuildings is, however, quite poor. The Premier level of cover provides better protection for contents.
Swinton building insurance
You will find below building main insurance details for the Classic home insurance cover at Swinton:
- Maximum sum insured for your property: Unlimited
- Owner's liability: £2 000 000
- Alternative emergency accomodation: £30 000
- Period of home's unoccupancy cover: 60 days
- Trace and access: £5 000
- Keys cover: Unlimited
- Subsidence excess: £1 000
Alongside building insurance, you can get additional cover such as:
| Home building insurance extras | |
|---|---|
| Home emergency |
|
| Boiler cover |
|
| Family legal protection |
|
Swinton contents insurance
You will find below contents insurance details for the Classic home insurance cover at Swinton:
- Maximum sum insured for your contents: £150 000
- Alternative emergency accomodation: £10 000
- Single item limit: £2 000
- Contents in the open: £1 000
- Contents in outbuildings: £150 000
- Money / credit card kept at home: £500 / £500
- Items temporarily removed from home: £2 500
Alongside contents insurance, you can get additional cover such as:
| Home contents insurance extras | |
|---|---|
| Accidental damage cover | Optional extra |
| Personal possessions cover |
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| Mobile cover |
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| Bike cover |
|
Standard excess to report a claim at Swinton is £100.
You will find exhaustive cover details, administration fees, contacts etc. on Swinton home insurance on our review below.
>> MORE: read our complete review on Swinton home insurance.
| Life insurance criteria | |
|---|---|
| Minimum age | |
| Maximum age | |
| Pay-out | |
| Extras | |
| Terminal illness |
Swinton discount codes, promos and vouchers
| Discounts and promo codes available | |
|---|---|
| Car insurance |
|
| Home insurance | No discount available. |
How to contact Swinton?
Find out how to contact and log in to Swinton on our contact page.
