Should You Buy Monero in 2025?

Why trust HelloSafe?

At HelloSafe, our expert has been closely monitoring the development of the cryptocurrency Monero for over three years. Every month, hundreds of thousands of users across the UK rely on us to analyse market trends and pinpoint the best investment opportunities. Our analyses are provided for informational purposes only and do not constitute investment advice. In accordance with our ethical charter, HelloSafe has never purchased Monero nor received any form of compensation from entities connected to its ecosystem.

Monero in brief

How much does 1 Monero cost?

The price of Monero is up this week. Currently, Monero trades at approximately £250.70, showing a 0.58% increase over the past 24 hours and short-term volatility across the week. Its market capitalisation stands at around £4.62 billion, ranking 23rd among cryptocurrencies globally, with about 18.44 million XMR in circulation. Average daily trading volume over the past three months is near £75.5 million, while Monero represents roughly 0.39% of the entire crypto market.

While Monero remains a leading privacy coin, investors should be mindful of ongoing volatility and evolving regulations impacting this innovative asset.

Our comprehensive opinion on the cryptocurrency Monero

After in-depth analysis of Monero’s recent trends and its evolution over the past three years, integrating proprietary algorithms with on-chain indicators, technical signals, market data, and competitive environment, a clear picture emerges for this privacy-centric crypto asset. Our quantitative models have synthesised a variety of inputs, from price volume dynamics to sectoral shifts, to assess potential entry points. So, why could Monero once again represent a tactical entry point within the digital privacy ecosystem as we approach 2025?

Recent Performance and Market Context

Recent Price Evolution

Monero (XMR), the undisputed standard-bearer for privacy-centric cryptocurrencies, has shown a remarkable resurgence over the last 12 months. As of June 7, 2025, XMR is trading at $321.34 with a market capitalisation of $5.92 billion, placing it firmly in the global top 25. This price level reflects an impressive +97% gain year-on-year, a testament to its ability to rebound amid both sectoral volatility and regulatory turbulence. Over the last six months, XMR has outperformed much of the broader market, recording an extraordinary 150% increase during Q2 2025.

Daily trading volumes now regularly exceed $97 million, supporting heightened market liquidity and reducing slippage risks even for significant orders. Price action has oscillated between $136.65 (52-week low) and $417.18 (52-week high), with recent consolidation building a strong base above $300—an area that has become pivotal support.

Recent Positive Events

• Q2 Surge: Momentum returned forcefully in Q2 2025, with miners and investors reaccelerating activity following a period of relative stagnation.
• Protocol Upgrades: Announcements of the FCMP++ upgrade and quantum resistance enhancements have drawn renewed institutional and technical interest.
• Exchange Relisting Expectations: Heightened speculation on major exchange relistings following increased public interest in privacy solutions.

Macro and Sectoral Context

The macro backdrop continues to favour assets capable of providing transactional privacy. As regulatory scrutiny intensifies, many individuals and organisations are seeking alternative means to safeguard financial privacy—Monero’s core proposition. Despite regulatory pressures, global adoption of blockchain technology maintains its upward curve, adding further tailwinds to quality crypto assets that address genuine market gaps. Notably, the demand for non-custodial and privacy-centric solutions is growing as the decentralised finance (DeFi) and peer-to-peer economies expand.

Technical Analysis

Key Crypto Indicators

• Relative Strength Index (RSI): Currently at 45.24—comfortably in neutral territory. This suggests the asset is not overbought, leaving room for upside before technical over-extension might occur.
• MACD: Recent bearish crossover, but historical patterns indicate that these phases often precede volatility spikes and sharp reversals in Monero’s history.
• Moving Averages:
• 20-day SMA at $356.37 (price below, signalling short-term consolidation)
• 50-day SMA at $311.23 (price above, indicating robust medium-term support)
• 100-day SMA at $262.57 (key support area)
• 200-day SMA at $233.49 (long-term uptrend structurally intact)

Key Support and Resistance

• Support Zone: $324.85 becomes a critical foundation, having flipped from resistance (April’s monthly high) into support.
• Resistance Levels: $380 is the immediate technical ceiling, with $417.18 marking the previous yearly high and longer-term breakout trigger.

Momentum and Structure

While short-term oscillators are neutral, the development of a bullish engulfing pattern at the support zone signals a potential reversal higher. The overall structure, with prices holding above both 50- and 200-day moving averages, signals positive momentum into the second half of 2025. Historic volatility should be seen as an opportunity-generator: Monero rebounds tend to be forceful and sustained once new upside structures are confirmed.

Fundamental Analysis

Growing Adoption & Ecosystem Developments

• Adoption Metrics: Increased daily transaction counts, active explorer nodes, and a strong base of retail miners indicate broad participation.
• Strategic Partnerships: While major institutional deals remain limited due to regulatory constraints, a growing array of privacy-centric fintech and DeFi projects are integrating Monero.
• Developer Activity: Core development remains decentralised but highly active, with frequent GitHub commits and successful community-led audits.

Attractive Valuation

• Market Cap/Valuation: $5.92B valuation leaves Monero attractively positioned in comparison to alternative privacy coins and as a minority share of the broader crypto sector.
• No Supply Cap: Tail emissions incentivise miners and ensure network longevity—a design feature misunderstood by some but lauded by those prioritising network health.

Competitive Advantage

• Technical Innovation: Leading-edge privacy tech via ring signatures, stealth addresses, and bulletproofs.
• Active and Committed Community: A highly engaged and ideologically driven contributor base provides continued development firepower.
• Network Security: RandomX mining keeps the network truly decentralised and ASIC-resistant.

Volume and Liquidity

Despite delistings in select markets, Monero maintains high trading volumes ($97M+) thanks to its global reach and the rise of decentralised exchanges. Such liquidity ensures efficient trade execution, even for larger positions. The coin consistently ranks among the top 25 by capitalisation, underpinning its status as the dominant privacy coin.

Future Catalysts

• Major Protocol Upgrades: The FCMP++ initiative and quantum-proofing unlock technical differentiation, potentially setting new standards for privacy crypto.
• Ecosystem Growth: Expansion of P2P and decentralised exchange venues increases accessibility, regardless of centralised regulatory actions.
• Rising Institutional Interest: Specific funds and family offices show interest in Monero as a portfolio diversifier and inflation hedge.

Regulatory risks remain—especially within the EU—but global privacy demand and the inevitability of decentralised solutions continue to offer robust tailwinds.

Investment Strategies by Time Horizon

Short-Term (1-6 months)

• Entry Points: Current consolidation near $320-325 offers an appealing risk/reward profile, especially with supports holding firm.
• Catalysts: Anticipation of FCMP++ upgrade releases or major relisting announcements could propel breakouts toward the $380-$417 resistance band.

Medium-Term (6-24 months)

• Structural Play: The ongoing adoption of privacy-enhanced protocols and development of the P2P trading landscape support the thesis of continued institutional and retail flows.
• Technical Structure: Building positions on corrective moves down to longer-term moving averages ($262-$311) could enhance returns during repricing events.

Long-Term (2-5 years)

• Emergence of New Standards: As privacy moves from niche to necessity, Monero is effectively positioned as the gold standard in the space.
• Protocol Maturity: Upgraded cryptography, quantum-proofing, and completed ecosystem integrations may rapidly accelerate its adoption curve versus less mature privacy assets.
• Tail Risk Mitigation: The highly decentralised, community-driven nature mitigates centralised attack vectors.

Building a position during technical retracements or ahead of major governance votes and upgrades has historically rewarded patient investors.

Monero Price Predictions (2025-2029)

Is Now the Right Time to Consider Monero?

Monero stands at a decisive crossroads, blending its proven track record of technical innovation and security with a rapidly evolving market context where privacy is becoming mainstream. Key strengths include:

• Exceptional resilience and outperformance, showcased by its 150% Q2 2025 surge and robust hold above multi-year support zones.
• Fundamentals that inspire conviction:
• World-leading privacy tech and protocol upgrades (FCMP++, quantum resistance)
• High liquidity and growing adoption, even in a challenging regulatory environment
• Deep network effects and a vibrant development community
• Technical signals supporting a return to bullish momentum
• Attractive relative valuation vs. sector and historical standards

With the imminent protocol upgrade and rising global demand for transactional anonymity, Monero could well enter a renewed phase of strategic relevance in diversified crypto portfolios. The combination of technical structure, robust fundamentals, and major upcoming catalysts justifies a refreshed focus from discerning investors.

Monero remains a highly volatile cryptoasset, presenting dynamic investment opportunities but requiring disciplined risk management. Its most recent price action demonstrates an ability to stage rapid, powerful rallies, while the shifting macro backdrop reinforces the need for tactical positioning. Key technical levels to watch include $324 as immediate support and $380/$417 as resistance. The scheduled FCMP++ protocol upgrade in Q4 2025 could act as a defining bullish trigger in the coming cycle.

In summary, for investors seeking differentiated exposure within the digital asset sector, Monero’s fundamentals and market structure seem to justify renewed attention — and may signal the start of a significant new upward phase in the privacy coin segment.

How to buy Monero?

It’s easy and secure to buy Monero (XMR) online using a regulated crypto platform, even in the UK. Private investors generally choose between two main options: direct spot purchase (where you own the coins and can store them in your own digital wallet), or trading Monero via crypto CFDs (Contracts for Difference), where you speculate on the coin’s price without actually owning it. Both methods are accessible, with different risks and potential rewards. To help you get started, you’ll find a clear comparison of leading Monero platforms further down this page.

Spot Purchase (Direct Ownership)

Buying Monero “spot” means directly purchasing and taking ownership of real XMR coins, which are then stored in your personal crypto wallet. This is the method most aligned with traditional investing, where you truly own the asset. Spot platforms usually charge a fixed commission per transaction, often ranging from 0.5% to 1.5%, plus minor network fees in GBP.

Example

If the price of Monero is $321.34 (about £250), with £1,000 you could purchase around 4 XMR coins (minus fees). If the exchange charges a £5 transaction fee, you’d end up with slightly less than 4 XMR after the fee.

Potential gain scenario

If Monero rises by 10%, your holdings increase from £1,000 to £1,100. That’s a £100 gross gain, or +10% on your initial investment.

Trading via CFDs

CFD trading on Monero allows you to take a position on the coin’s price, both up and down, without owning the underlying cryptocurrency. Instead, you enter a contract with the broker, and profits or losses are settled in cash. CFD trading includes a spread (difference between buy/sell price) and, if you hold a position overnight, a daily financing charge. CFDs also offer leverage, magnifying both risks and rewards.

Example

With £1,000, you can open a Monero CFD position with 5× leverage, giving you market exposure of £5,000. If Monero’s price moves up by 8%, your gain would be 8% × 5 = 40%. That’s a £400 profit on your £1,000 stake (excluding spreads and overnight fees).

Final Advice

Before investing, always compare platform fees and terms carefully—commissions, spreads, leverage conditions, and withdrawal charges can vary considerably. The best method depends on your investment goals and level of experience: direct spot purchase suits those seeking long-term holding, while CFDs are geared toward active traders seeking short-term gains. You’ll find a detailed Monero platform comparison further down the page to help you choose confidently.

Our 7 tips for buying Monero

The latest news about Monero

Monero has recorded an exceptional 150% price surge in Q2 2025, supported by robust trading volumes. Recent data show Monero maintaining daily volumes above $97 million and a solid medium- and long-term bullish technical setup, with the price trading above the 50-, 100-, and 200-day moving averages. This performance remains notable even as the broader market has shown volatility, suggesting resilient demand and a positive sentiment among global and UK-based investors looking for privacy-centric digital assets.

The upcoming FCMP++ upgrade promises major privacy and usability enhancements, boosting institutional and retail confidence. Slated for rollout between 2025 and 2026, this protocol update significantly strengthens Monero’s privacy architecture while also introducing improvements in transaction usability and system efficiency. These advancements are viewed as highly constructive by the privacy-conscious segment of the UK crypto community, aligning with growing demand for anonymous and censorship-resistant financial options as data protection becomes a public concern.

Despite EU regulatory headwinds, UK-based demand for Monero as a privacy coin has remained steady, aided by decentralized exchange growth. While the EU is progressing toward a ban on privacy coins and major centralised exchanges have delisted Monero in related jurisdictions, the UK regulatory stance remains more permissive for now. This has allowed UK residents to continue accessing Monero primarily through local P2P marketplaces and an expanding network of decentralized exchanges—both of which have seen notable growth in user base and trading activity over the past week as regulatory uncertainty in mainland Europe pushes privacy-seeking users to more open markets.

Monero’s quantum-resistant and ASIC-resistant technologies have been highlighted as key differentiators in recent institutional research reports. London-based analysts point to Monero’s adoption of quantum-resistant cryptographic methods and the RandomX mining algorithm, which prohibits ASIC domination and supports network decentralization. These technical advantages are increasingly gaining recognition as critical for long-term network security and resilience in the face of evolving cyber threats—a perspective echoed in strategic commentary from several UK-based institutional crypto desks in the first week of June.

Market sentiment has shifted to cautiously optimistic, with analysts increasing Monero’s 2025 price target following technical and fundamental upgrades. Consensus among UK and international experts now puts end-of-year Monero price projections in the $471-$608 range, around 30% above current levels, as confidence is bolstered by recent gains, strong technical support, and continued development momentum. This sentiment is further supported by the continued engagement of Monero's development community and its proven ability to innovate despite external pressures, which collectively foster a constructive investment outlook for UK-based stakeholders.

FAQ

P. Laurore

Finance expert

Co-founder of HelloSafe and holder of a Master's degree in finance, Pauline has recognised expertise in personal finance, which she uses to help users better understand and optimise their financial choices. At HelloSafe, Pauline plays a key role in designing clear, educational content on savings, investments and personal finance. Passionate about financial education, Pauline strives, with every piece of content she oversees, to provide reliable, transparent and unbiased information for independent and informed financial management. To this end, she has tested over 100 trading platforms to help internet users make the right choices.